BUSE

As the Q1 earnings season wraps, let’s dig into this quarter’s best and worst performers in the regional banks industry, including First Busey (NASDAQ:BUSE) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. In light of this news, share prices of the companies have held steady. On average, they are relatively unchanged since the latest earnings results. Tracing its roots back to 1868 during America's post-Civil War reconstruction era, First Busey (NASDAQ:BUSE) is a bank holding company that provides commercial and retail banking, wealth management, and payment technology solutions across Illinois, Missouri, Florida, and Indiana. First Busey reported revenues of $197.2 million, up 40.1% year on year. This print was in line with analysts’ expectations, and overall, it was a strong quarter for the company with an impressive beat of analysts’ tangible book value per share and EPS estimates. Interestingly, the stock is up 2.7% since reporting and currently trades at $27.26. Is now the time to buy First Busey? Access our full analysis of the earnings results here, it’s free. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding company that provides banking, asset management, and fund services to commercial, institutional, and individual customers. UMB Financial reported revenues of $744.8 million, up 29.3% year on year, outperforming analysts’ expectations by 5.4%. The business had an exceptional quarter with a beat of analysts’ EPS and net interest income...

LEAWOOD, Kan., April 28, 2026 (GLOBE NEWSWIRE) -- First Busey Corporation (Nasdaq: BUSE) Announces 2026 First Quarter Earnings. FINANCIAL RESULTS First quarter 2026 net income for First Busey Corporation, together with its consolidated subsidiaries (“Busey,” the “Company,” “we,” “us,”, or “our”) was $50.0 million, or $0.52 per diluted common share, compared to net income of $60.8 million, or $0.63 per diluted common share, for the fourth quarter of 2025, and a net loss of $(30.0) million, or $(0.44) per diluted common share, for the first quarter of 2025. Annualized return on average assets2 and annualized return on average tangible common equity2 were 1.12% and 11.10%, respectively, for the first quarter of 2026. During the first quarter of 2026, salaries, wages, and employee benefits expenses were elevated as Busey identified, and executed on, additional synergies related to the CrossFirst Bankshares, Inc. (“CrossFirst”) acquisition and also due to the previously announced departure of Michael J. Maddox. Adjusted net income available to common stockholders,2 which excludes the impact of non-GAAP adjustments, was $58.6 million, or $0.67 per diluted common share, for the first quarter of 2026, compared to $60.6 million, or $0.68 per diluted common share, for the fourth quarter of 2025 and $39.9 million, or $0.57 per diluted common share, for the first quarter of 2025. Annualized adjusted return on average assets2 and annualized adjusted return on average tangible common equity2 were 1.42% and 14.12%, respectively, for the first quarter of 2026. Pre-provision net revenue2 was $67.7 million for the first quarter of 2026, compared to $80.6 million for the fourth quarter of 2025 and $28.7 million for the first quarter of 2025. Pre-provision net revenue to average assets2 was 1.52% for the first quarter of 2026, compared to 1.75% for the fourth quarter of 2025, and 0.78% for the first quarter of 2025. Adjusted pre-provision net revenue2 was $84.4 million for the first quarter of 2026, compared to $85.4 million for the fourth quarter of 2025 and $54.7 million for the first quarter of 2025. Adjusted pre-provision net revenue to average assets2 was 1.89% for the first quarter of 2026, compared to 1.85% for the fourth quarter of 2025 and 1.50% for the first quarter of 2025. Busey views certain non-operating items, including acquisition-related expenses, restructuring...

First Busey (BUSE) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.57 per share. This compares to earnings of $0.57 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +17.13%. A quarter ago, it was expected that this bank holding company would post earnings of $0.61 per share when it actually produced earnings of $0.68, delivering a surprise of +11.48%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. First Busey, which belongs to the Zacks Banks - Midwest industry, posted revenues of $196.23 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.47%. This compares to year-ago revenues of $124.95 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Busey shares have added about 11.4% since the beginning of the year versus the S&P 500's gain of 4.8%. While First Busey has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Busey was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy)...

First Busey (BUSE) reported Q1 adjusted earnings late Tuesday of $0.67 per diluted share, up from $0

First Busey (BUSE) reported $196.23 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 57.1%. EPS of $0.67 for the same period compares to $0.57 a year ago. The reported revenue represents a surprise of -0.47% over the Zacks Consensus Estimate of $197.16 million. With the consensus EPS estimate being $0.57, the EPS surprise was +17.13%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how First Busey performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 54.8% versus the four-analyst average estimate of 58%. Net Interest Margin: 3.8% compared to the 3.7% average estimate based on four analysts. Average Balances - Interest-earning assets: $16.67 billion versus the three-analyst average estimate of $16.85 billion. Total noninterest income: $42.27 million versus the four-analyst average estimate of $42.22 million. Tax-equivalent net interest income: $154.85 million versus the three-analyst average estimate of $155.41 million. Other noninterest income: $5.73 million versus $5.2 million estimated by two analysts on average. Wealth management fees: $19.37 million versus $18.5 million estimated by two analysts on average. Net Interest Income: $153.97 million versus the two-analyst average estimate of $154.5 million. Payment technology solutions: $5.08 million compared to the $5.15 million average estimate based on two analysts. Mortgage revenue: $0.44 million versus $0.7 million estimated by two analysts on average. Income on bank owned life insurance: $1.62 million compared to the $1.7 million average estimate based on two analysts. View all Key Company Metrics for First Busey here>>> Shares of First Busey have returned +7.2% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations fr...

LEAWOOD, Kan. (AP) — LEAWOOD, Kan. (AP) — First Busey Corp. (BUSE) on Tuesday reported first-quarter net income of $50 million, after reporting a loss in the same period a year earlier. The Leawood, Kansas-based bank said it had earnings of 52 cents per share. Earnings, adjusted for one-time gains and costs, were 67 cents per share. The results surpassed Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of 57 cents per share. The bank holding company posted revenue of $267.8 million in the period. Its revenue net of interest expense was $196.2 million, which missed Street forecasts. Three analysts surveyed by Zacks expected $197.2 million. First Busey shares have increased 12% since the beginning of the year. In the final minutes of trading on Tuesday, shares hit $26.59, a rise of 27% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BUSE at https://www.zacks.com/ap/BUSE

Lakeland Financial (LKFN) came out with quarterly earnings of $1.04 per share, beating the Zacks Consensus Estimate of $1.01 per share. This compares to earnings of $0.78 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.97%. A quarter ago, it was expected that this holding company for Lake City Bank would post earnings of $1.05 per share when it actually produced earnings of $1.16, delivering a surprise of +10.48%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Lakeland Financial, which belongs to the Zacks Banks - Midwest industry, posted revenues of $69.71 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.18%. This compares to year-ago revenues of $63.8 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Lakeland Financial shares have added about 4.6% since the beginning of the year versus the S&P 500's gain of 4.7%. While Lakeland Financial has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Lakeland Financial was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the comp...

First Business Financial Services (FBIZ) came out with quarterly earnings of $1.44 per share, beating the Zacks Consensus Estimate of $1.42 per share. This compares to earnings of $1.32 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +1.70%. A quarter ago, it was expected that this bank holding company for First Business Bank and First Business Bank-Milwaukee would post earnings of $1.38 per share when it actually produced earnings of $1.58, delivering a surprise of +14.49%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. First Business Financial Services, which belongs to the Zacks Banks - Midwest industry, posted revenues of $44.29 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 2.44%. This compares to year-ago revenues of $40.84 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Business Financial Services shares have added about 5.5% since the beginning of the year versus the S&P 500's gain of 4.3%. While First Business Financial Services has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Business Financial Services was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3...

First Busey (BUSE) is expected to deliver flat earnings compared to the year-ago quarter on higher revenues when it reports results for the quarter ended March 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on April 28, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $0.57 per share in its upcoming report, which represents no change from the year-ago quarter. Revenues are expected to be $196.8 million, up 57.5% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for...

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering First Busey (BUSE), which belongs to the Zacks Banks - Midwest industry. This bank holding company has seen a nice streak of beating earnings estimates, especially when looking at the previous two reports. The average surprise for the last two quarters was 7.35%. For the most recent quarter, First Busey was expected to post earnings of $0.61 per share, but it reported $0.68 per share instead, representing a surprise of 11.48%. For the previous quarter, the consensus estimate was $0.62 per share, while it actually produced $0.64 per share, a surprise of 3.23%. With this earnings history in mind, recent estimates have been moving higher for First Busey. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank. Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. First Busey currently has an Earnings ESP of +4.43%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #2 (Buy) indicates that another beat is possibly around the corner. When the Earnings ESP comes up negative, investors should note that this will reduce the predictive power of the metric. But, a negative value is not indicative of a stock's earnings miss. Many companies end up beating the consensus EPS estimate, but that may not be the sole basis for their stocks moving higher. On the other hand, some stocks...

As the Q4 earnings season wraps, let’s dig into this quarter’s best and worst performers in the regional banks industry, including First Busey (NASDAQ:BUSE) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 95 regional banks stocks we track reported a satisfactory Q4. As a group, revenues beat analysts’ consensus estimates by 1.6%. While some regional banks stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 3.6% since the latest earnings results. Tracing its roots back to 1868 during America's post-Civil War reconstruction era, First Busey (NASDAQ:BUSE) is a bank holding company that provides commercial and retail banking, wealth management, and payment technology solutions across Illinois, Missouri, Florida, and Indiana. First Busey reported revenues of $200.9 million, up 71.7% year on year. This print exceeded analysts’ expectations by 1.9%. Overall, it was a very strong quarter for the company with an impressive beat of analysts’ tangible book value per share estimates and a decent beat of analysts’ revenue estimates. The market was likely pricing in the results, and the stock is flat since reporting. It currently trades at $25.27. Is now the time to buy First Busey? Access our full analysis of the earnings results here, it’s free. With a strategic focus on low-risk, government-backed lending programs, Merchants Bancorp (NASDAQCM:MBIN) is an Indiana-based bank holding company specializing in multi-family mortgage banking, mortgage warehousing, and traditional banking services. Merchants Bancorp reported revenues of $185.3 million, down 4.4% year on year, outperforming analysts’ expec...

Track your investments for FREE with Simply Wall St, the portfolio command center trusted by over 7 million individual investors worldwide. First Busey (BUSE) has drawn fresh investor attention after reporting fourth quarter 2025 results that topped analyst revenue and earnings expectations, accompanied by wealth management fee gains and significant executive leadership changes at Busey Bank. See our latest analysis for First Busey. At a share price of $24.65, First Busey has posted a 90 day share price return of 10.24% and a 1 year total shareholder return of 6.08%. This suggests that recent momentum has picked up compared with its longer term record as investors weigh the earnings beat, higher net charge offs, completed buybacks and leadership changes. If this mix of earnings surprises and leadership moves has your attention, it could be a good moment to broaden your search and check out fast growing stocks with high insider ownership. With shares up in recent months, trading at a discount to the average analyst target and an indicated intrinsic discount of about 51%, you have to ask: Is First Busey still undervalued, or is the market already pricing in future growth? First Busey currently trades on a P/E of 17.2x, which sits above both the US Banks industry average and its closest peer group, even though the share price is $24.65. The P/E ratio compares what investors are paying for each dollar of current earnings. For a bank like First Busey, it signals how the market is weighing its earnings quality, growth outlook and risk profile versus other banks. Here, the market is assigning a richer P/E than the US Banks industry average of 11.8x and the peer average of 12.4x, and also above the estimated fair P/E of 16.2x. That indicates investors are paying a premium multiple relative to both sector norms and the level our fair ratio suggests the market could move toward if expectations cool. Explore the SWS fair ratio for First Busey Result: Price-to-Earnings of 17.2x (OVERVALUED) However, higher net charge offs and recent leadership changes at Busey Bank could unsettle the earnings story if credit quality or execution on strategy weakens. Find out about the key risks to this First Busey narrative. While the 17.2x P/E points to an expensive share price, our DCF model points the other way. With First Busey at $24.65 and our estimate of future cash flow value at...