B+
Bull case
25%
Probability
Target price
$35.00
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
BUSE
First BuseyBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The Q2 release supports a constructive view: adjusted EPS beat the available secondary consensus, while profitability, deposits, wealth fees, expense discipline, capital, and credit metrics were broadly favorable [#SEC-8K-2026-07-28]. The stock was higher by approximately 3.5% from the July 28 close through July 30, consistent with a positive initial market read-through.
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-10-27.
What can break
Credit deterioration could raise provisions or net charge-offs from the reported 0.19% level.
Momentum
62
Value
55
Sentiment
59
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $31.00 · Bull $35.00 · Bear $27.50Analysis 2026-07-31; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-27 • Vendor: Data Vendor v1
Scores
As of 2026-10-27 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-31 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-27
Investment thesis
As of 2026-10-27
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-27. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $32.43
Why
Momentum62 · Δ7d +2.5
Value55 · Δ7d +9.8
Sentiment59 · Δ7d -5.7
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.
Confirming evidence
- • 3 setup hits (3d) with net bullish as of 2026-10-27.
- • Sentiment remains the lead driver in the composite, 7D delta -5.7.
Contradictions & invalidation
- • Credit deterioration could raise provisions or net charge-offs from the reported 0.19% level.
- • Execution risk remains around CrossFirst-related synergies, expense discipline, and growth pipelines.
- • Revenue was reported below the available secondary consensus, and no post-print analyst revision has been confirmed.
Catalyst clock
2026-07-28
Q2 earnings beat EPS, missed revenue, with positive post-print price action
Lead driver: Sentiment · See AI snapshot
Momentum
62
8% active weight
Current posture
7d trendFlat
Δ7d
+2.5
Δ21d
-3.7
Value
55
47% active weight
Current posture
7d trendImproving
Δ7d
+9.8
Δ21d
+9.5
Sentiment
59
45% active weight
Current posture
7d trendSoftening
Δ7d
-5.7
Δ21d
-13.4
Why this grade
Composite grade B. Momentum 62.3 / Value 55.5 / Sentiment 58.9
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-31. Scenario method
Most likely
B
Base case
55%
Probability
Target price
$31.00
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$27.50
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-27
Fundamentals (TTM)
As of 2026-10-27
Market Cap
$2.49B
Beta
0.78
Shares Out
82.58M
P/E (TTM)
21.2
P/S (TTM)
3.36
P/FCF (TTM)
26.85
Rev YoY
-6.9%
EPS YoY
+32.0%
Gross Margin
-
Op Margin
+27.3%
Net Debt
$309.01M
Current Ratio
0.14
As of 2026-10-27 • Updated nightlySource: Internal modelMethods & Data