TMP

Tompkins Financial recently reported record 2025 results with GAAP net income of US$161.1 million and diluted EPS of US$11.24, alongside strong Q1 2026 earnings growth and an 8.1% dividend increase. An interesting angle for investors is the combination of higher earnings and reinforced capital strength, including a Tier 1 capital ratio of 10.58% and core deposits at 90.8% of total deposits. We’ll now examine how this earnings momentum and dividend increase shape Tompkins Financial’s investment narrative for current and prospective shareholders. AI is about to change healthcare. These 33 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10b in market cap - there's still time to get in early. To own Tompkins Financial, you need to be comfortable with a straightforward, community‑bank story built around stable deposits, disciplined capital and a steady dividend. The latest record 2025 earnings, strong Q1 2026 EPS growth and an 8.1% dividend raise all reinforce that narrative, rather than changing it. Near term, the key catalyst is whether the bank can sustain its net interest margin and loan growth after such a strong run, especially given prior expectations for revenue and earnings contraction. The stronger Tier 1 capital ratio and high share of core deposits modestly ease concerns around balance sheet resilience, while the ongoing but modest buyback adds incremental support. The main risk is that recent earnings strength proves difficult to repeat if credit costs or funding pressures rise from here. However, one risk for shareholders is that current profitability may sit above more normal levels. Tompkins Financial's shares have been on the rise but are still potentially undervalued by 34%. Find out what it's worth. Tompkins Financial’s Simply Wall St Community fair values span roughly US$88.50 to about US$130 across 2 views, yet recent earnings strength and dividend growth also raise questions about how repeatable current margins really are. This spread of opinions gives you a useful starting point to compare different risk and reward expectations. Explore 2 other fair value estimates on Tompkins Financial - why the stock might be worth as much as 51% more than the current price! Disagree with this assessment? Extraordinary investment returns rarely come from following the herd, so go with your ins...

ITHACA, N.Y. (AP) — ITHACA, N.Y. (AP) — Tompkins Financial Corp. (TMP) on Friday reported net income of $26.1 million in its first quarter. The bank, based in Ithaca, New York, said it had earnings of $1.82 per share. The financial services company posted revenue of $114.5 million in the period. Its revenue net of interest expense was $83.7 million, surpassing Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on TMP at https://www.zacks.com/ap/TMP

Byline Bancorp (BY) came out with quarterly earnings of $0.83 per share, beating the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.65 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +12.67%. A quarter ago, it was expected that this bank holding company would post earnings of $0.72 per share when it actually produced earnings of $0.76, delivering a surprise of +5.56%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Byline Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $112.4 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.72%. This compares to year-ago revenues of $103.08 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Byline Bancorp shares have added about 13.5% since the beginning of the year versus the S&P 500's gain of 4.3%. While Byline Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Byline Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #...

ITHACA, N.Y., April 24, 2026--(BUSINESS WIRE)--Tompkins Financial Corporation (NYSE American: TMP) Tompkins Financial Corporation ("Tompkins" or the "Company") reported diluted earnings per share of $1.82 for the first quarter of 2026, up $0.45 or 32.8% compared to the first quarter of 2025 and down $4.88 per share or 72.8% compared to the fourth quarter of 2025. Net income for the first quarter of 2026 was $26.1 million, up $6.4 million or 32.5% from the first quarter of 2025 and down $70.2 million or 72.9% compared to the immediate prior quarter. As previously reported, net income for the fourth quarter of 2025 included income related to the sale of Tompkins Insurance Agencies, Inc. ("TIA"), partially offset by the loss on the sale of available-for-sale debt securities. Excluding these items, the Company had operating diluted earnings per share (non-GAAP) of $1.78, and operating net income (non-GAAP) of $25.6 million for the fourth quarter of 2025. Reconciliations of adjusted earnings per share to diluted earnings per share and adjusted net income to net income can be found on page 12 of this press release. Tompkins President and CEO, Stephen Romaine, commented, "We are pleased to report record first quarter 2026 earnings, building on the record results achieved in the fourth quarter of 2025. Our healthy levels of loan and deposit growth and our expanding net interest margin continued to support improving profitability in the first quarter. Our balance sheet remains flexible with strong capital and liquidity. The momentum in our earnings and the strength of our balance sheet position us well as we look forward to our future." SELECTED HIGHLIGHTS FOR THE PERIOD: Net interest margin improved to 3.57% in the first quarter of 2026, up 15 basis points from the immediate prior quarter, and up 59 basis points from the first quarter of 2025. Total loans at March 31, 2026 were up $31.7 million, or 0.5% compared to December 31, 2025 (1.97% on an annualized basis), and up $411.3 million, or 6.8%, from March 31, 2025. Total deposits at March 31, 2026 were $7.1 billion, up $116.4 million, or 1.7% compared to the most recent prior quarter end, and up $300.7 million, or 4.5%, from March 31, 2025. Total average cost of funds of 1.67% for the first quarter of 2026 was down 4 basis points compared to the most recent prior quarter, and down 17 basis points compared to the sa...

Tompkins Financial (TMP) came out with quarterly earnings of $1.82 per share, beating the Zacks Consensus Estimate of $1.71 per share. This compares to earnings of $1.37 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +6.43%. A quarter ago, it was expected that this financial services company would post earnings of $1.77 per share when it actually produced earnings of $1.78, delivering a surprise of +0.56%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Tompkins, which belongs to the Zacks Banks - Northeast industry, posted revenues of $83.7 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.85%. This compares to year-ago revenues of $81.69 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Tompkins shares have added about 16.8% since the beginning of the year versus the S&P 500's gain of 3.8%. While Tompkins has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Tompkins was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong B...

Tompkins Financial (TMP) reported Q1 adjusted earnings Friday of $1.82 per diluted share, up from $1

Independent Bank Corp. (INDB) came out with quarterly earnings of $1.68 per share, missing the Zacks Consensus Estimate of $1.7 per share. This compares to earnings of $1.06 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -0.98%. A quarter ago, it was expected that this holding company for Rockland Trust would post earnings of $1.65 per share when it actually produced earnings of $1.7, delivering a surprise of +3.03%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Independent Bank Corp., which belongs to the Zacks Banks - Northeast industry, posted revenues of $252.72 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.47%. This compares to year-ago revenues of $178.04 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Independent Bank Corp. shares have added about 8.7% since the beginning of the year versus the S&P 500's gain of 2.6%. While Independent Bank Corp. has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Independent Bank Corp. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near fu...

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Tompkins Financial (TMP) reported Q4 adjusted earnings Friday of $1.78 per diluted share, up from $1

ITHACA, N.Y. (AP) — ITHACA, N.Y. (AP) — Tompkins Financial Corp. (TMP) on Friday reported net income of $96.2 million in its fourth quarter. The bank, based in Ithaca, New York, said it had earnings of $6.70 per share. Earnings, adjusted for non-recurring gains, came to $1.78 per share. The financial services company posted revenue of $226.7 million in the period. Its revenue net of interest expense was $194.8 million, which topped Street forecasts. For the year, the company reported profit of $161.1 million, or $11.24 per share. Revenue was reported as $446.6 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on TMP at https://www.zacks.com/ap/TMP

ITHACA, N.Y., January 30, 2026--(BUSINESS WIRE)--Tompkins Financial Corporation (NYSE American: TMP) Tompkins Financial Corporation ("Tompkins" or the "Company") reported diluted earnings per share (GAAP) of $6.70 for the fourth quarter of 2025, up $5.33 or 389.1% compared to the fourth quarter of 2024. The Company had record operating diluted earnings per share (non-GAAP) for the fourth quarter of 2025 of $1.78. A reconciliation of these amounts can be found on page 14 of this press release. Net income for the fourth quarter of 2025 was $96.2 million, up $76.6 million, or 389.6%, compared to the $19.7 million reported for the fourth quarter of 2024. For the year ended December 31, 2025, diluted earnings per share (GAAP) was $11.24, up $6.27 or 126.2% from the $4.97 reported for the year ended December 31, 2024. The Company had record operating diluted earnings per share (non-GAAP) for year ended December 31, 2025 of $6.31. A reconciliation of these amounts can be found on page 14 of this press release. Net income was $161.1 million for the year ended December 31, 2025, up $90.2 million or 127.3%, compared to $70.9 million reported for 2024. The increase in diluted earnings per share and net income for both the fourth quarter and full year periods included the sale of all of the issued and outstanding shares of capital stock of the Company's wholly-owned subsidiary, Tompkins Insurance Agencies, Inc. ("TIA") to Arthur J. Gallagher & Co. ("Gallagher") (NYSE: AJG) for approximately $223.0 million in cash, subject to customary purchase price adjustments. The transaction generated a pre-tax gain of $188.2 million, recognized in non-interest income. The Company also incurred $4.3 million in expenses related to the sale of TIA, which are reported in noninterest expense. Partially offsetting the increase for both the fourth quarter and full year periods was the sale of $564.2 million of available-for-sale debt securities during the fourth quarter of 2025, which resulted in a pre-tax loss of $78.7 million. The Company expects this sale to favorably impact securities revenue in future periods as the securities sold had an average yield of 1.56%, while the proceeds of the sale were largely reinvested into securities with an estimated yield of approximately 4.52%. The weighted average life of the securities purchased and sold was approximately 5.5 years. Tompkins Presid...

Bank First Corporation (BFC) came out with quarterly earnings of $2 per share, beating the Zacks Consensus Estimate of $1.75 per share. This compares to earnings of $1.74 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +14.29%. A quarter ago, it was expected that this company would post earnings of $1.81 per share when it actually produced earnings of $1.91, delivering a surprise of +5.52%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Bank First Corporation, which belongs to the Zacks Banks - Northeast industry, posted revenues of $44.92 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.23%. This compares to year-ago revenues of $40.07 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank First Corporation shares have added about 11.4% since the beginning of the year versus the S&P 500's gain of 0.4%. While Bank First Corporation has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank First Corporation was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the c...