THFF

First Financial Bancorp (FFBC) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. The upward trend in estimate revisions for this holding company for First Financial Bank reflects growing optimism of analysts on its earnings prospects, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- has this insight at its core. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. Consensus earnings estimates for the next quarter and full year have moved considerably higher for First Financial Bancorp, as there has been strong agreement among the covering analysts in raising estimates. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The company is expected to earn $0.80 per share for the current quarter, which represents a year-over-year change of +8.1%. Over the last 30 days, two estimates have moved higher for First Financial compared to no negative revisions. As a result, the Zacks Consensus Estimate has increased 7.38%. For the full year, the earnings estimate of $3.20 per share represents a change of +9.2% from the year-ago number. In terms of estimate revisions, the trend for the current year also appears quite encouraging for First Financial. Over the past month, two estimates have moved higher compared to no negative revisions, helping the consensus estimate increase 7.24%. Thanks to promising estimate revisions, First Financial currently carries a Zacks Rank #2 (Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. While strong estimate revisions for First Financi...

First Financial Corp. (THFF) came out with quarterly earnings of $1.67 per share, beating the Zacks Consensus Estimate of $1.64 per share. This compares to earnings of $1.55 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.14%. A quarter ago, it was expected that this holding company for First Financial Bank would post earnings of $1.69 per share when it actually produced earnings of $1.81, delivering a surprise of +7.1%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. First Financial Corp., which belongs to the Zacks Banks - Midwest industry, posted revenues of $68.15 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 3.26%. This compares to year-ago revenues of $62.49 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Financial Corp. shares have added about 10.8% since the beginning of the year versus the S&P 500's gain of 4.8%. While First Financial Corp. has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Financial Corp. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near f...

TERRE HAUTE, Ind. (AP) — TERRE HAUTE, Ind. (AP) — First Financial Corp. (THFF) on Tuesday reported net income of $19.8 million in its first quarter. The Terre Haute, Indiana-based bank said it had earnings of $1.67 per share. The holding company for First Financial Bank posted revenue of $89.2 million in the period. Its revenue net of interest expense was $68.2 million, which beat Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on THFF at https://www.zacks.com/ap/THFF

German American Bancorp (GABC) came out with quarterly earnings of $0.88 per share, missing the Zacks Consensus Estimate of $0.9 per share. This compares to earnings of $0.79 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -1.86%. A quarter ago, it was expected that this financial services holding company would post earnings of $0.9 per share when it actually produced earnings of $0.96, delivering a surprise of +6.67%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. German American Bancorp, which belongs to the Zacks Banks - Midwest industry, posted revenues of $96.08 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.21%. This compares to year-ago revenues of $81.41 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. German American Bancorp shares have added about 11.1% since the beginning of the year versus the S&P 500's gain of 4.7%. While German American Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for German American Bancorp was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near...

TERRE HAUTE, Ind., April 28, 2026 (GLOBE NEWSWIRE) -- First Financial Corporation (NASDAQ:THFF) today announced results for the first quarter of 2026. Net income was $19.8 million compared to $18.4 million reported for the same period of 2025; Diluted net income per common share of $1.67 compared to $1.55 for the same period of 2025; Return on average assets was 1.35% compared to 1.34% for the three months ended March 31, 2025; Provision for credit losses was $2.6 million compared to provision of $2.0 million for the first quarter 2025; and Pre-tax, pre-provision net income was $27.3 million compared to $25.7 million for the same period in 2025.1 1 Non-GAAP financial measure that Management believes is useful for investors and management to understand pre-tax profitability before giving effect to credit loss expense and to provide additional perspective on the Corporation’s performance over time as well as comparison to the Corporation’s peers and evaluating the financial results of the Corporation – please refer to the Non GAAP reconciliations contained in this release. Acquisition On March 1, 2026, First Financial Corporation completed the acquisition of CedarStone Financial, Inc. As a result of the acquisition, loans acquired were $292 million, and deposits acquired were $313 million. Additionally, we recorded a bargain purchase gain of $716 thousand. Included in the variances in the following discussion are the values provided in this paragraph. Average Total Loans Average total loans for the first quarter of 2026 were $4.16 billion versus $3.84 billion for the comparable period in 2025, an increase of $319 million or 8.29%. On a linked quarter basis, average loans increased $186 million or 4.69% from $3.97 billion as of December 31, 2025. Total Loans Outstanding Total loans outstanding as of March 31, 2026, were $4.42 billion compared to $3.85 billion as of March 31, 2025, an increase of $570 million or 14.79%. On a linked quarter basis, total loans increased $368.6 million or 9.09% from $4.06 billion as of December 31, 2025. Organic growth of $77 million was primarily driven by increases in Commercial Construction and Development, Commercial Real Estate, and Consumer Auto loans. Norman D. Lowery, President and Chief Executive Officer, commented “We are pleased with our first quarter results. In the first quarter, we surpassed $6 billion in total assets...

For the quarter ended March 2026, First Financial Corp. (THFF) reported revenue of $68.15 million, up 9.1% over the same period last year. EPS came in at $1.67, compared to $1.55 in the year-ago quarter. The reported revenue represents a surprise of +3.26% over the Zacks Consensus Estimate of $66 million. With the consensus EPS estimate being $1.64, the EPS surprise was +2.14%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how First Financial Corp. performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 4.2% versus the two-analyst average estimate of 4.3%. Efficiency Ratio: 58.7% compared to the 58.6% average estimate based on two analysts. Total Non Interest Income: $11.22 million versus the two-analyst average estimate of $10.8 million. View all Key Company Metrics for First Financial Corp. here>>> Shares of First Financial Corp. have returned +6.9% over the past month versus the Zacks S&P 500 composite's +12.8% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Financial Corporation Indiana (THFF) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

First Financial reported adjusted EPS of $0.77, up 22% year-over-year, driven by a robust net interest margin of 3.99% and record fee income of $75.6 million (up 24% YoY). Deposits rose $1.7 billion (including $1.2 billion from the Bank Financial acquisition) and the company completed the Westfield conversion while closing Bank Financial, with a systems conversion planned and a new $5 million share repurchase authorized. Credit was affected by one large commercial relationship—net charge-offs annualized were 35 bps and ACL coverage was 1.36% with a $8.5 million provision—while capital improved (TCE ~7.9%, tangible book value $16.15) and management expects Q2 NIM of 3.99–4.04% and mid-single-digit annualized loan growth. Interested in First Financial Bancorp.? Here are five stocks we like better. First Financial Bancorp. (NASDAQ:FFBC) reported first-quarter 2026 results highlighted by higher adjusted earnings, a resilient net interest margin, and stronger-than-typical early-year fee income, while the company also worked through several major integration and balance sheet actions during the period. During the call, President and CEO Archie Brown said the quarter was “a busy one,” citing the closing of the Bank Financial acquisition, completion of the Westfield Bank systems conversion, and the sale of Bank Financial’s multifamily loan portfolio. “I’m very pleased with our overall performance,” Brown said. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price Brown said adjusted earnings per share were $0.77, with an adjusted return on assets of 1.45% and an adjusted return on tangible common equity of 19.2%. He added that adjusted EPS increased 22% versus the first quarter of last year, driven by what he described as a “robust net interest margin and strong fee income.” Chief Financial Officer and Chief Operating Officer Jamie Anderson said the quarter produced “strong earnings” and “record revenues driven by a robust net interest margin,” along with “higher than expected fee income.” Anderson reported net interest margin of 3.99%, up 1 basis point from the linked quarter. He said deposit costs fell 13 basis points while asset yields declined 12 basis points. → Homebuilder Earnings: D.R. Horton Sticks Out as Pulte & NVR Sales Tank On the balance sheet, end-of-period loans rose $71 million, which Anderson said included $228 million of acquired Bank...

CINCINNATI (AP) — CINCINNATI (AP) — First Financial Bancorp (FFBC) on Thursday reported first-quarter profit of $74.4 million. The Cincinnati-based bank said it had earnings of 71 cents per share. Earnings, adjusted for non-recurring costs, came to 77 cents per share. The results surpassed Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 70 cents per share. The holding company for First Financial Bank posted revenue of $364.3 million in the period. Its revenue net of interest expense was $272.7 million, also topping Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FFBC at https://www.zacks.com/ap/FFBC

First Financial Bancorp (FFBC) came out with quarterly earnings of $0.77 per share, beating the Zacks Consensus Estimate of $0.7 per share. This compares to earnings of $0.63 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +10.52%. A quarter ago, it was expected that this holding company for First Financial Bank would post earnings of $0.79 per share when it actually produced earnings of $0.8, delivering a surprise of +1.27%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. First Financial, which belongs to the Zacks Banks - Midwest industry, posted revenues of $272.7 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 5.09%. This compares to year-ago revenues of $201.59 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Financial shares have added about 16.1% since the beginning of the year versus the S&P 500's gain of 4.3%. While First Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see th...

First Financial Bancorp (FFBC) reported $272.7 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 35.3%. EPS of $0.77 for the same period compares to $0.63 a year ago. The reported revenue compares to the Zacks Consensus Estimate of $259.5 million, representing a surprise of +5.09%. The company delivered an EPS surprise of +10.52%, with the consensus EPS estimate being $0.70. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how First Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 62.4% compared to the 60.8% average estimate based on three analysts. Net Interest Margin: 4% versus the three-analyst average estimate of 4%. Average Balance - Total earning assets: $19.39 billion versus $18.99 billion estimated by two analysts on average. Net charge-offs to average loans (annualized): 0.4% compared to the 0.3% average estimate based on two analysts. Total Noninterest Income: $81.91 million compared to the $72.16 million average estimate based on three analysts. Net interest income - tax equivalent: $190.8 million compared to the $184.63 million average estimate based on two analysts. Service charges on deposit accounts: $9.01 million compared to the $8.45 million average estimate based on two analysts. Bankcard income: $3.58 million compared to the $3.68 million average estimate based on two analysts. View all Key Company Metrics for First Financial here>>> Shares of First Financial have returned +5.1% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report First Fina...

Independent Bank (IBCP) came out with quarterly earnings of $0.81 per share, beating the Zacks Consensus Estimate of $0.79 per share. This compares to earnings of $0.74 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.53%. A quarter ago, it was expected that this bank holding company would post earnings of $0.83 per share when it actually produced earnings of $0.89, delivering a surprise of +7.23%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Independent Bank, which belongs to the Zacks Banks - Midwest industry, posted revenues of $58.9 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.65%. This compares to year-ago revenues of $54.11 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Independent Bank shares have added about 3.4% since the beginning of the year versus the S&P 500's gain of 4.3%. While Independent Bank has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Independent Bank was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks...

First Financial Bankshares (FFIN) came out with quarterly earnings of $0.5 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.43 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +6.38%. A quarter ago, it was expected that this commercial banker operating mostly in Texas would post earnings of $0.48 per share when it actually produced earnings of $0.51, delivering a surprise of +6.25%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. First Financial, which belongs to the Zacks Banks - Southwest industry, posted revenues of $170.68 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.59%. This compares to year-ago revenues of $151.72 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Financial shares have added about 4.3% since the beginning of the year versus the S&P 500's gain of 2.6%. While First Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You ca...