THFF
First FinancialBNasdaq / Banks
Last Price
At close
2026-06-03
Current thesis
Sustained NIM expansion, clean credit, and accretive buybacks lift earnings and justify modest multiple expansion toward the analyst high (68.0); outcome supports limited but meaningful upside from the anchor.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +1.0.
What can break
Downward analyst revisions after earnings
Momentum
59
Value
61
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $64.26 · Bull $68.00 · Bear $60.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-13 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-06-03
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $71.50
Why
Momentum59 · Δ7d +1.0
Value61 · Δ7d -0.0
Sentiment49 · Δ7d +0.9
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
59
34% active weight
Current posture
7d trendFlat
Δ7d
+1.0
Δ21d
+8.0
Value
61
32% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
49
33% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+2.3
Why this grade
Composite grade B. Momentum 59.2 / Value 61.3 / Sentiment 48.6
Fundamentals (TTM)As of 2026-06-02
Fundamentals (TTM)
As of 2026-06-02
Market Cap
$826.61M
Beta
0.42
Shares Out
11.85M
P/E (TTM)
9.7
P/S (TTM)
2.85
P/FCF (TTM)
14.66
Rev YoY
+6.9%
EPS YoY
+136.7%
Gross Margin
-
Op Margin
+36.5%
Net Debt
$114.36M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology