SFST

Southern First (SFST) came out with quarterly earnings of $1.19 per share, missing the Zacks Consensus Estimate of $1.2 per share. This compares to earnings of $0.65 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -0.42%. A quarter ago, it was expected that this holding company for Southern First Bank would post earnings of $1.11 per share when it actually produced earnings of $1.21, delivering a surprise of +9.01%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Southern First, which belongs to the Zacks Banks - Southeast industry, posted revenues of $33.8 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 4.21%. This compares to year-ago revenues of $26.5 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Southern First shares have added about 8.9% since the beginning of the year versus the S&P 500's gain of 3.9%. While Southern First has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Southern First was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list...

GREENVILLE, S.C. (AP) — GREENVILLE, S.C. (AP) — Southern First Bancshares Inc. (SFST) on Tuesday reported net income of $9.9 million in its first quarter. The Greenville, South Carolina-based bank said it had earnings of $1.19 per share. The holding company for Southern First Bank posted revenue of $58.2 million in the period. Its revenue net of interest expense was $33.8 million, which beat Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on SFST at https://www.zacks.com/ap/SFST

Southern First (SFST) reported $33.8 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 27.5%. EPS of $1.19 for the same period compares to $0.65 a year ago. The reported revenue represents a surprise of +4.21% over the Zacks Consensus Estimate of $32.44 million. With the consensus EPS estimate being $1.20, the EPS surprise was -0.42%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Southern First performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 59.2% compared to the 58.5% average estimate based on two analysts. Net Interest Margin: 2.9% versus 2.8% estimated by two analysts on average. Total Noninterest Income: $3.54 million versus the two-analyst average estimate of $3.38 million. Net Interest Income: $30.26 million versus $29.08 million estimated by two analysts on average. View all Key Company Metrics for Southern First here>>> Shares of Southern First have returned +5.2% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Southern First Bancshares, Inc. (SFST) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

GREENVILLE, S.C., April 21, 2026 /PRNewswire/ -- Southern First Bancshares, Inc. (NASDAQ: SFST) (Southern First), today announced its financial results for the three months ended March 31, 2026. Strong loan growth and continued margin expansion drove year-over-year net interest income growth of 29%. Net income was $9.9 million and diluted earnings per share was $1.19, representing a $0.54, or 83%, increase over the first quarter of 2025, and relatively unchanged from the fourth quarter of 2025. Return on average assets was 0.91%, up 39 basis points over the first quarter of last year, and tangible common equity to assets was 8.29%, up 41 basis points from the first quarter of 2025. Net charge-offs were approximately $50 thousand, or 0.01% of average loans, annualized, consistent with linked quarter and year-over-year results. Nonperforming assets were 0.26% of total assets, down from 0.32% for the fourth quarter. Provision for credit losses increased by $650 thousand, and the allowance for credit losses represented 1.10% of loans, consistent with the past several quarters. "We are excited to report our first quarter 2026 results which include record retail deposit growth of nearly $210 million, representing a 27% annualized growth rate. Our first quarter 2026 net income was $9.9 million and is 88% higher than the same quarter last year. We have tremendous momentum in growing client relationships and raised additional capital in the form of common equity this quarter to support our growth expectations," stated Art Seaver, Chief Executive Officer. On April 15, 2026, Southern First announced an underwritten public offering of 1,050,000 shares of common stock and granted the underwriters an option to purchase up to 157,500 additional shares. The offering closed on April 17, 2026, with a total of 1,207,500 shares issued at $54.00 per share for aggregate gross proceeds of approximately $65.2 million before discounts and expenses. The Company intends to use the net proceeds from the offering for general corporate purposes, which may include supporting organic growth initiatives, providing capital to the Company's bank subsidiary, redeeming or repurchasing outstanding indebtedness, including subordinated debt, and for working capital purposes. Financial Highlights – First Quarter 2026: Earnings Diluted earnings per common share was $1.19, up $0.54, or 83%, compared...

GREENVILLE, S.C., Jan. 22, 2026 /PRNewswire/ -- Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the three and twelve months ended December 31, 2025. "We are very pleased to report our fourth quarter financial performance, which was our strongest of 2025 and clearly demonstrates the continued momentum we achieved throughout the year. We maintained solid loan growth, funded by even stronger growth in client deposits. Our full banking relationship strategy continues to drive improving financial returns, including an expanding net interest margin that increased 10 basis points from last quarter and 36 basis points over last year. We continue to strengthen our balance sheet with higher capital levels and have again achieved outstanding asset quality. Our team remains highly motivated and intentional about improving financial performance while delivering client service at levels that are second to none, and that commitment was clearly reflected in our results this quarter and throughout the year. We are fortunate to operate in some of the strongest markets in the Southeast and will continue expanding our teams to grow our business in the disciplined manner that has defined our success. While we remain mindful of broader economic conditions and factors impacting our business, our markets have proven to be resilient and offer tremendous growth opportunities that we intend to fully capitalize on," stated Art Seaver, Chief Executive Officer. "Looking ahead to the new year, we are optimistic and have high expectations for continued financial performance improvement. Our business pipeline is strong and our team is ready. We expect to build on our track record of attracting experienced bankers who share our commitment to exceptional client service and to supporting our local communities, which remains at the core of everything we do." 2025 Fourth Quarter Highlights Diluted earnings per common share of $1.21, up $0.14, or 13%, from Q3 2025, and up $0.51, or 73%, compared to Q4 2024 Net interest margin of 2.72%, compared to 2.62% for Q3 2025 and 2.25% for Q4 2024 Total loans of $3.8 billion, up 6% from Q4 2024; Total deposits of $3.7 billion, up 8% from Q4 2024; Core deposits of $2.9 billion, up 8% from Q4 2024 Nonperforming assets to total assets of 0.32% and past due loans to total loans o...

GREENVILLE, S.C. (AP) — GREENVILLE, S.C. (AP) — Southern First Bancshares Inc. (SFST) on Thursday reported net income of $9.9 million in its fourth quarter. The Greenville, South Carolina-based bank said it had earnings of $1.21 per share. The holding company for Southern First Bank posted revenue of $57.6 million in the period. Its revenue net of interest expense was $31.8 million, which did not meet Street forecasts. For the year, the company reported profit of $30.4 million, or $3.75 per share. Revenue was reported as $118.1 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on SFST at https://www.zacks.com/ap/SFST

Southern First (SFST) came out with quarterly earnings of $1.21 per share, beating the Zacks Consensus Estimate of $1.11 per share. This compares to earnings of $0.7 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +9.01%. A quarter ago, it was expected that this holding company for Southern First Bank would post earnings of $0.89 per share when it actually produced earnings of $1.07, delivering a surprise of +20.22%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Southern First, which belongs to the Zacks Banks - Southeast industry, posted revenues of $31.83 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 0.21%. This compares to year-ago revenues of $25.24 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Southern First shares have added about 10.4% since the beginning of the year versus the S&P 500's gain of 0.4%. While Southern First has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Southern First was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete l...

GREENVILLE, S.C., Oct. 28, 2025 /PRNewswire/ -- Southern First Bancshares, Inc. (NASDAQ: SFST), holding company for Southern First Bank, today announced its financial results for the nine months ended September 30, 2025. "Our third quarter financial performance clearly shows the steady momentum that continued this quarter, in line with our expectations. Our team remains highly focused on executing our plans for increased profitability and high-quality loan growth, funded by client retail deposits, which is core to our full relationship banking strategy. Superior asset quality metrics and margin expansion are the result of our intentional and disciplined approach. We have again achieved historically high revenue growth over the same quarter last year, at a rate which was two and a half times our expense growth. This expanded profitability further strengthened capital levels, providing ample support for our strong business pipelines. Although we maintain a cautious outlook and actively monitor for emerging risks, our markets have continued to exhibit vibrant and sustainable growth momentum," stated Art Seaver, Chief Executive Officer. "We continue to attract and retain experienced bankers who share our commitment to outstanding client service, delivered with a personal touch, and to supporting our local communities. Our Southeastern markets remain healthy and resilient, and we are well positioned to benefit from the opportunities created by ongoing banking industry consolidation. This quarter's results reinforce our optimism in the financial outlook for the remainder of the year." 2025 Third Quarter Highlights Diluted earnings per common share of $1.07, up $0.26, or 32%, from Q2 2025, and $0.53, or 98%, compared to Q3 2024 Net interest margin of 2.62%, compared to 2.50% for Q2 2025 and 2.08% for Q3 2024 Total loans of $3.8 billion, up 4% (annualized) from Q2 2025; core deposits of $2.9 billion, up 2% (annualized) from Q2 2025 Nonperforming assets to total assets of 0.27% and past due loans to total loans of 0.18% Book value per common share of $43.51 increased 12% (annualized) from Q2 2025 and 9% compared to Q3 2024; Tangible Common Equity (TCE) ratio of 8.18% Net income for the third quarter of 2025 was $8.7 million, or $1.07 per diluted share, a $2.1 million increase from the second quarter of 2025 and a $4.3 million increase from the third quarter of 2024....

For the quarter ended September 2025, Southern First (SFST) reported revenue of $31.13 million, up 31% over the same period last year. EPS came in at $1.07, compared to $0.54 in the year-ago quarter. The reported revenue represents a surprise of +4.25% over the Zacks Consensus Estimate of $29.86 million. With the consensus EPS estimate being $0.89, the EPS surprise was +20.22%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Southern First performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 60.9% versus 65.3% estimated by two analysts on average. Net Interest Margin: 2.6% versus 2.6% estimated by two analysts on average. Total Noninterest Income: $3.6 million versus the two-analyst average estimate of $3.47 million. Net Interest Income: $27.53 million versus the two-analyst average estimate of $26.38 million. View all Key Company Metrics for Southern First here>>> Shares of Southern First have returned -4.7% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Southern First Bancshares, Inc. (SFST) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

GREENVILLE, S.C. (AP) — GREENVILLE, S.C. (AP) — Southern First Bancshares Inc. (SFST) on Tuesday reported net income of $8.7 million in its third quarter. The bank, based in Greenville, South Carolina, said it had earnings of $1.07 per share. The holding company for Southern First Bank posted revenue of $58.6 million in the period. Its revenue net of interest expense was $31.1 million, topping Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on SFST at https://www.zacks.com/ap/SFST

Southern First (SFST) came out with quarterly earnings of $1.07 per share, beating the Zacks Consensus Estimate of $0.89 per share. This compares to earnings of $0.54 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +20.22%. A quarter ago, it was expected that this holding company for Southern First Bank would post earnings of $0.65 per share when it actually produced earnings of $0.81, delivering a surprise of +24.62%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Southern First, which belongs to the Zacks Banks - Southeast industry, posted revenues of $31.13 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 4.25%. This compares to year-ago revenues of $23.77 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Southern First shares have added about 6.2% since the beginning of the year versus the S&P 500's gain of 16.9%. While Southern First has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Southern First was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the co...

Revenue: US$27.9m (up 24% from 2Q 2024). Net income: US$6.58m (up 119% from 2Q 2024). Profit margin: 24% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. EPS: US$0.81 (up from US$0.37 in 2Q 2024). We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 6.8%. Earnings per share (EPS) also surpassed analyst estimates by 25%. Looking ahead, revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Performance of the American Banks industry. The company's shares are up 13% from a week ago. Our analysis of Southern First Bancshares based on 6 different valuation metrics shows it might be overvalued. To explore our complete evaluation click here and get an understanding of what analysts are thinking about the company's future. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.