SFBS

This article first appeared on GuruFocus. Servisfirst Bancshares Inc (NYSE:SFBS) is set to release its Q2 2026 earnings on Jul 20, 2026. The consensus estimate for Q2 2026 revenue is $167.85 million, and the earnings are expected to come in at $1.57 per share. The full year 2026's revenue is expected to be $680.89 million and the earnings are expected to be $6.39 per share. More detailed estimate data can be found on the Forecast page. Warning! GuruFocus has detected 3 Warning Sign with SFBS. Is SFBS fairly valued? Test your thesis with our free DCF calculator. Over the past 90 days, revenue estimates for Servisfirst Bancshares Inc (NYSE:SFBS) have declined from $681.94 million to $680.89 million for the full year 2026. For 2027, revenue estimates have increased from $752.18 million to $759.95 million. Earnings estimates have increased from $6.35 per share to $6.39 per share for 2026, and from $7.05 per share to $7.17 per share for 2027. In the previous quarter ending 2026-03-31, Servisfirst Bancshares Inc's (NYSE:SFBS) actual revenue was $158.99 million, which missed analysts' revenue expectations of $161.36 million by -1.47%. Servisfirst Bancshares Inc's (NYSE:SFBS) actual earnings were $1.52 per share, which beat analysts' earnings expectations of $1.51 per share by 1%. After releasing the results, Servisfirst Bancshares Inc (NYSE:SFBS) was up by 1.15% in one day. Based on the one-year price targets offered by 3 analysts, the average target price for Servisfirst Bancshares Inc (NYSE:SFBS) is $94.33 with a high estimate of $97.00 and a low estimate of $91.00. The average target implies an upside of 6.72% from the current price of $88.39. Based on GuruFocus estimates, the estimated GF Value for Servisfirst Bancshares Inc (NYSE:SFBS) in one year is $107.03, suggesting an upside of 21.09% from the current price of $88.39. Based on the consensus recommendation from 3 brokerage firms, Servisfirst Bancshares Inc's (NYSE:SFBS) average brokerage recommendation is currently 1.7, indicating an "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

Wall Street analysts forecast that ServisFirst Bancshares (SFBS) will report quarterly earnings of $1.57 per share in its upcoming release, pointing to a year-over-year increase of 29.8%. It is anticipated that revenues will amount to $167.92 million, exhibiting an increase of 19.4% compared to the year-ago quarter. Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period. Prior to a company's earnings release, it is of utmost importance to factor in any revisions made to the earnings projections. These revisions serve as a critical gauge for predicting potential investor behaviors with respect to the stock. Empirical studies consistently reveal a strong link between trends in earnings estimate revisions and the short-term price performance of a stock. While investors typically use consensus earnings and revenue estimates as indicators of quarterly business performance, exploring analysts' projections for specific key metrics can offer valuable insights. With that in mind, let's delve into the average projections of some ServisFirst metrics that are commonly tracked and projected by analysts on Wall Street. Analysts forecast 'Efficiency Ratio' to reach 29.5%. Compared to the present estimate, the company reported 33.5% in the same quarter last year. It is projected by analysts that the 'Net Interest Margin' will reach 3.6%. Compared to the current estimate, the company reported 3.1% in the same quarter of the previous year. Analysts' assessment points toward 'Average Balance - Interest-earning Assets' reaching $17.47 billion. The estimate is in contrast to the year-ago figure of $17.08 billion. The average prediction of analysts places 'Net Interest Income' at $156.34 million. Compared to the present estimate, the company reported $131.69 million in the same quarter last year. View all Key Company Metrics for ServisFirst here>>> ServisFirst shares have witnessed a change of +4.7% in the past month, in contrast to the Zacks S&P 500 composite's +1.6% move. With a Zacks Rank #3 (Hold), SFBS is expected closely follow the overall market performance in the near term. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> . Want the latest recommendations from Zacks Investment Research? Toda...

Wall Street expects a year-over-year increase in earnings on higher revenues when Northpointe Bancshares, Inc. (NPB) reports results for the quarter ended June 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 21. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This company is expected to post quarterly earnings of $0.68 per share in its upcoming report, which represents a year-over-year change of +33.3%. Revenues are expected to be $68.06 million, up 15.4% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP...

BIRMINGHAM, Ala., June 24, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc. (NYSE: SFBS) is scheduled to announce earnings and operating results for the quarter ended June 30, 2026 on July 20, 2026 at 4 p.m. ET. The news release will be available at www.servisfirstbancshares.com. ServisFirst Bancshares, Inc. will host a live audio webcast to discuss earnings and results on Monday, July 20, 2026 beginning at 5:15 p.m. ET. The audio webcast can be accessed at www.servisfirstbancshares.com. A replay of the call will be available until July 31, 2026. About ServisFirst Bancshares, Inc. ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama. Through its subsidiary ServisFirst Bank, ServisFirst Bancshares, Inc. provides business and personal financial services from locations in Alabama, Florida, Georgia, North and South Carolina, Tennessee, Texas, and Virginia. Through the bank, we originate commercial, consumer and other loans and accept deposits, provide electronic banking services, such as online and mobile banking, including remote deposit capture, deliver treasury and cash management services and provide correspondent banking services to other financial institutions. ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC). Copies of its filings may be obtained through the SEC’s website at www.sec.gov or at www.servisfirstbancshares.com. More information about ServisFirst Bancshares, Inc. may be obtained over the Internet at www.servisfirstbancshares.com or by calling(205) 949-0302. CONTACT: Contact: ServisFirst Bank Davis Mange (205) 949-3420 [email protected]

BIRMINGHAM, Ala., June 15, 2026 (GLOBE NEWSWIRE) -- ServisFirst Bancshares, Inc., (NYSE: SFBS) (“ServisFirst”), the holding company for ServisFirst Bank, today announces: At a meeting held on June 15, 2026, its Board of Directors declared a quarterly cash dividend of $0.38 per share, payable on July 10, 2026, to stockholders of record as of July 1, 2026. About ServisFirst Bancshares, Inc. ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama. Through its subsidiary ServisFirst Bank, ServisFirst Bancshares, Inc. provides business and personal financial services from locations in Alabama, Florida, Georgia, North and South Carolina, Tennessee, Texas and Virginia. Through the Bank, we originate commercial, consumer and other loans and accept deposits, provide electronic banking services, such as online and mobile banking, including remote deposit capture, deliver treasury and cash management services and provide correspondent banking services to other financial institutions. ServisFirst Bancshares, Inc. files periodic reports with the U.S. Securities and Exchange Commission (SEC). Copies of its filings may be obtained through the SEC’s website at www.sec.gov or at www.servisfirstbank.com. More information about ServisFirst Bancshares, Inc. may be obtained over the Internet at www.servisfirstbank.com or by calling (205) 949-0302. CONTACT: Contact: ServisFirst Bank Davis Mange (205) 949-3420 [email protected]

ServisFirst Bancshares delivered a first quarter that saw revenue growth from solid loan and deposit activity, though results missed Wall Street’s revenue expectations. Management traced the quarter’s progress to diminished loan payoffs and increased productivity from newly hired frontline staff, especially in Texas. CEO Tom Broughton emphasized that “our forward loan pipeline over 90 days is the strongest we’ve ever had in our history,” pointing to broad-based growth across markets and industries. Cost control and a continued focus on efficiency supported profitability, while one-time items, such as BOLI adjustments, impacted reported figures. Is now the time to buy SFBS? Find out in our full research report (it’s free). Revenue: $159.5 million vs analyst estimates of $162.1 million (21% year-on-year growth, 1.6% miss) Adjusted EPS: $1.52 vs analyst estimates of $1.51 (0.7% beat) Adjusted Operating Income: $101.5 million vs analyst estimates of $113.5 million (63.6% margin, 10.6% miss) Market Capitalization: $4.33 billion While we enjoy listening to the management's commentary, our favorite part of earnings calls are the analyst questions. Those are unscripted and can often highlight topics that management teams would rather avoid or topics where the answer is complicated. Here is what has caught our attention. Stephen Scouten (Piper Sandler) asked about loan and deposit growth expectations from the Texas franchise; CEO Tom Broughton said the pipeline is robust and expects growing contributions by year-end, though achieving growth remains challenging amid competitive terms. Stephen Scouten (Piper Sandler) inquired about expense run-rate and noninterest expense drivers; CFO David Sparacio clarified that one-time FDIC benefits and prior losses affected recent figures, and a normalized run-rate should be higher going forward. Steve Moss (Raymond James) questioned the sustainability of the efficiency ratio; Sparacio replied that while sub-30% levels are achievable, ongoing growth and investments will likely keep it close to, but not far below, 30%. Steve Moss (Raymond James) asked about the trajectory of net interest margin and the impact of repricing; Sparacio confirmed expectations for continued margin expansion and highlighted the yield pickup from maturing fixed rate loans. David Bishop (Hovde Group) sought clarity on the Texas market’s long-term loan growt...

ServisFirst Bancshares (SFBS) reported Q1 earnings late Monday of $1.52 per diluted share, up from $

This article first appeared on GuruFocus. Net Income: $83 million or $1.52 per diluted share, $1.54 on a normalized basis. EPS Growth: Up 33% year over year from $1.16 in Q1 2025. Net Interest Income: $148.2 million, up from $146.5 million in Q4 2025 and $123.6 million a year ago. Net Interest Margin: Expanded to 3.53%, up 15 basis points from the previous quarter and 61 basis points year over year. Loan Growth: 7% annualized for the quarter. Deposit Growth: 8% annualized in the first quarter. Efficiency Ratio: Below 30%, at 29.81% for the second consecutive quarter. Return on Average Assets: 1.89% for the quarter. Return on Average Common Equity: 17.91%. Non-Interest Income: $10.8 million for the quarter. Non-Interest Expense: $47.4 million in the first quarter. Effective Tax Rate: 17.83% for the first quarter. Common Equity Tier 1 Capital Ratio: 11.86% on a preliminary basis. Book Value Per Share: $34.99 at quarter end. Cash Position: $1.84 billion, approximately 10% of total assets. Warning! GuruFocus has detected 2 Warning Sign with SFBS. Is SFBS fairly valued? Test your thesis with our free DCF calculator. Release Date: April 20, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Servisfirst Bancshares Inc (NYSE:SFBS) reported a 33% year-over-year increase in earnings per share, indicating strong financial performance. The company achieved a net interest margin expansion to 3.53%, which is 15 basis points better than the previous quarter and 61 basis points better than the same quarter last year. Loan growth was solid at 7% annualized, with a strong forward loan pipeline, the strongest in the company's history. The efficiency ratio dropped below 30% for the second consecutive quarter, showcasing best-in-class operational efficiency. The company's capital position strengthened, with Common Equity Tier 1 capital to risk-weighted assets reaching 11.86% on a preliminary basis. Net charge-offs for the first quarter were around $8.3 million, primarily due to a troubled borrower, indicating some credit quality issues. Non-performing assets to total assets increased slightly to 100 basis points from 97 basis points at the end of 2025. The company's EPS decreased from the previous quarter due to a non-recurring BOLI death benefit and fewer calendar days to earn net interest and fee income. Loan growth, while...

BIRMINGHAM, Ala. (AP) — BIRMINGHAM, Ala. (AP) — ServisFirst Bancshares Inc. (SFBS) on Monday reported net income of $83 million in its first quarter. The Birmingham, Alabama-based company said it had profit of $1.52 per share. Earnings, adjusted for non-recurring costs, were $1.54 per share. The holding company for ServisFirst Bank posted revenue of $252.3 million in the period. Its adjusted revenue was $159 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on SFBS at https://www.zacks.com/ap/SFBS

ServisFirst Bancshares (SFBS) came out with quarterly earnings of $1.54 per share, beating the Zacks Consensus Estimate of $1.53 per share. This compares to earnings of $1.16 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +0.98%. A quarter ago, it was expected that this holding company for ServisFirst Bank would post earnings of $1.38 per share when it actually produced earnings of $1.58, delivering a surprise of +14.49%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. ServisFirst, which belongs to the Zacks Financial - Savings and Loan industry, posted revenues of $158.99 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.67%. This compares to year-ago revenues of $131.83 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. ServisFirst shares have added about 8.5% since the beginning of the year versus the S&P 500's gain of 4.1%. While ServisFirst has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for ServisFirst was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete...

ServisFirst saw stronger-than-typical Q1 loan activity with loan payoffs moderating and a forward loan pipeline described as the strongest in its history, while deposits grew at an 8% annualized rate and management cited roughly $2 billion of near-term loan repricing opportunity. Financial performance improved: net interest income rose to $148.2 million, net interest margin expanded to 3.53%, and EPS was $1.52 ($1.54 normalized), a 33% year-over-year increase, with an efficiency ratio remaining below 30%. Credit and balance-sheet position stayed solid—net charge-offs were about $8.3 million, allowance for credit losses at 125 bps, NPAs ~1% of assets with ~$17 million of expected near-term reductions—and capital/liquidity were strong with CET1 around 11.86% and $1.84 billion in cash while the bank builds its new Texas franchise. Interested in ServisFirst Bancshares, Inc.? Here are five stocks we like better. ServisFirst Bancshares (NYSE:SFBS) executives said the company opened 2026 with solid loan and deposit growth, continued net interest margin expansion, and disciplined expense control, while also investing in a new Texas banking presence that management expects to contribute more meaningfully later in the year. CEO Thomas Broughton said the company was “really pleased” with its start to the year, pointing to stronger-than-typical first quarter loan activity and an easing of loan payoffs that have weighed on growth in recent years. “We are seeing loan payoffs begin to diminish compared to the last two years,” Broughton said, adding that quarter-to-date performance early in the second quarter has also been positive. → Credo Stock Flashes Strong Bullish Signal—Upswing Just Starting Broughton described the company’s forward loan pipeline beyond 90 days as the strongest in its history, though he cautioned that longer-dated pipelines have lower close rates than 30-day activity. He said the pipeline includes “a long list of new relationships across all of our markets in a variety of industries.” Chief Credit Officer Jim Harper said loan growth in the first quarter was 7% annualized, and he also noted that loan activity increased late in the quarter. → Allbirds Exits Shoes, Pivots to AI With NewBird Rebrand During the Q&A, Broughton acknowledged ongoing competition on pricing and terms, saying ServisFirst has tried not to participate in deals that don’t meet its...

Loan growth of 7% annualized was supported by a significant reduction in loan payoffs, which dropped from 50% of new bookings to approximately 20-25%. Net interest margin expansion to 3.53% was driven by the continued repricing of low fixed-rate loans and the full quarterly impact of late-2025 interest rate cuts. The efficiency ratio improved to sub-30% for the second consecutive quarter, reflecting the inherent scalability of the bank's low-overhead operating model. Strategic investment in the Texas market continues with 18 bankers now on board, focusing primarily on C&I relationships and supply chain finance. Deposit growth of 8% annualized exceeded seasonal expectations, providing a strong core funding base without reliance on FHLB advances or brokered deposits. Management attributes the 33% year-over-year EPS growth to disciplined expense control and improved operating leverage as revenue growth outpaced costs. Management expects the net interest margin to expand by 7 to 9 basis points in a flat rate environment, driven by asset-side repricing opportunities. The bank identifies a $2 billion opportunity in low fixed-rate loans maturing or renewing over the next 12 months at yields significantly below current market rates. The 90-day forward loan pipeline is characterized as the strongest in the company's history, featuring a diverse list of new relationships across all markets. The Texas franchise is expected to contribute meaningful revenue growth by late 2026 as the team builds out its C&I and deposit pipeline. Full-year effective tax rates are projected to remain modestly below peers due to ongoing strategic investments in tax credits. First quarter earnings included a $1 million prior-period adjustment headwind related to BOLI income, partially offsetting core growth. A $1.2 million benefit was realized from a reduction in the FDIC special assessment, which lowered other operating expenses for the period. Net charge-offs of $8.3 million were primarily associated with the final resolution of a single, long-term troubled credit relationship. Management noted potential macroeconomic headwinds from rising gasoline prices, which could trickle into the broader economy if prices do not moderate within the next 60 to 90 days. Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #...