SFBS
ServisFirst BancsharesCNYSE / Banks
Last Price
At close
2026-07-21
Current thesis
The earnings release supports a constructive operating thesis: strong loan growth, expanding NIM, lower deposit costs, sub-30% efficiency, robust liquidity, and higher capital. These factors could support gradual multiple recovery if credit quality remains controlled [#SEC-8K-2026-07-20].
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite.
What can break
Analyst estimate revisions and target changes after the Q2 print are unavailable.
Momentum
57
Value
48
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $95.00 · Bull $106.00 · Bear $72.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $97.00
Why
Momentum57 · Δ7d -10.2
Value48 · Δ7d -0.5
Sentiment56 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
57
26% active weight
Current posture
7d trendSoftening
Δ7d
-10.2
Δ21d
+7.7
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
-0.5
Δ21d
+0.0
Sentiment
56
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 57.5 / Value 48.0 / Sentiment 56.5
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$4.8B
Beta
0.94
Shares Out
54.66M
P/E (TTM)
15.8
P/S (TTM)
7.56
P/FCF (TTM)
16.20
Rev YoY
+1.2%
EPS YoY
+31.1%
Gross Margin
-
Op Margin
+59.0%
Net Debt
$1.43B
Current Ratio
0.12
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology