NRDS

Interested in Intuit Inc.? Here are five stocks we like better. Intuit beat third-quarter expectations, with revenue up 10% to $8.6 billion and earnings above guidance. The company also raised its full-year outlook for revenue and EPS. TurboTax Live remains a major growth engine, offsetting pressure in lower-income DIY tax filers where Intuit said it “lost on price.” TurboTax Live customers are expected to rise 38% this year, and the product should account for 53% of TurboTax revenue. Intuit announced a 17% workforce reduction as part of a push to simplify the company and remove duplication. Management said the cuts will support faster execution while it continues to invest in AI, mid-market business tools and consumer money products like Credit Karma and Fast Money. NerdWallet’s Growth Story Looks Strong—But Can It Last? Intuit (NASDAQ:INTU) reported fiscal third-quarter revenue growth of 10% and raised its full-year outlook, while management outlined plans to reduce the company’s full-time workforce by 17% and adjust its approach to lower-income, price-sensitive tax filers. Chairman and CEO Sasan Goodarzi said the company delivered “strong overall results” in the quarter as it continued to execute on its AI-driven expert platform strategy. He said several growth areas, including assisted tax, the money portfolio and mid-market offerings, grew more than 30%. → Vertical Aerospace: Pre-Flight Checks Point to a Breakout Affirm: A Solid Footing or More Volatility Ahead? At the same time, Goodarzi said Intuit faced headwinds in the most price-sensitive segment of do-it-yourself TurboTax filers. “We lost on price,” he said, referring to filers earning less than $50,000 a year. Goodarzi said the company plans to evolve its business model with “the right lineups and price points” for simple filers while using its broader consumer platform to monetize beyond tax preparation. CFO Sandeep Aujla said Intuit exceeded the high end of its guidance for revenue, operating income and earnings per share in the third quarter of fiscal 2026. Revenue was $8.6 billion, up 10% from a year earlier. GAAP operating income was $4.0 billion, compared with $3.7 billion last year. Non-GAAP operating income was $4.7 billion, compared with $4.3 billion last year. GAAP diluted earnings per share were $11.09, up from $10.02 a year earlier. Non-GAAP diluted earnings per share were $12.80, com...

NerdWallet’s first quarter results were met with a sharply negative market reaction, despite the company exceeding Wall Street’s revenue and profit expectations. Management attributed the quarter’s performance to growth in banking and personal loans, which offset persistent declines in credit card and SMB (small and medium business) segments. CEO Tim Chen cited “robust demand for savings accounts” and a substantial increase in personal loans revenue, but acknowledged that a pullback by a major auto insurance partner and continued organic search headwinds weighed on overall growth. Chen described the environment as “volatile on a quarter-to-quarter basis,” particularly within auto insurance. Is now the time to buy NRDS? Find out in our full research report (it’s free). Revenue: $222.2 million vs analyst estimates of $208.7 million (6.2% year-on-year growth, 6.5% beat) Adjusted EPS: $0.31 vs analyst expectations of $0.42 (25.2% miss) Adjusted EBITDA: $39.4 million vs analyst estimates of $38.98 million (17.7% margin, 1.1% beat) Operating Margin: 12.8%, up from 0.3% in the same quarter last year Market Capitalization: $544.8 million While we enjoy listening to the management's commentary, our favorite part of earnings calls are the analyst questions. Those are unscripted and can often highlight topics that management teams would rather avoid or topics where the answer is complicated. Here is what has caught our attention. Miles Jakubiak (KeyBanc Capital Markets) asked for more detail on the decision to accelerate vertical integration investments. CEO Tim Chen explained that declining product launch costs and higher distribution value led to this strategic shift, emphasizing that NerdWallet is positioned to capitalize on its distribution network. Michael Aravante (Morgan Stanley) inquired about the split between reduced guidance due to insurance monetization versus incremental investments. CFO John Lee clarified that the low end of guidance assumes persistent insurance weakness and continued investment, while the high end assumes recovery and fewer new investments. Michael Aravante (Morgan Stanley) also pressed on how management assesses returns on these vertical integration investments. Chen described a rigorous internal rate of return (IRR) process, noting the high cost of capital and the ability to test new products quickly using NerdWallet’s large top-of-fun...

Revenue of $222.2 million, up 6% Year-Over-Year FINANCIAL HIGHLIGHTS Revenue of $222.2 million GAAP income from operations of $27.2 million GAAP net income of $20.4 million or $0.29 income per diluted share Non-GAAP operating income of $33.7 million Adjusted EBITDA of $45.2 million SAN FRANCISCO, May 06, 2026--(BUSINESS WIRE)--NerdWallet, Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today reported financial results for its first quarter ended March 31, 2026. "In Q1, strength in banking and personal loans revenue helped offset headwinds in auto insurance," said Tim Chen, Co-Founder and Chief Executive Officer of NerdWallet. "Looking ahead, I'm encouraged by our operational efficiency and strong balance sheet, which position us to accelerate our vertical integration strategy, while maintaining the flexibility to pursue alternative capital deployment opportunities." FIRST QUARTER 2026 HIGHLIGHTS As previously announced, effective with the first quarter of 2026, we present revenue disaggregated by our user groups: Consumer and SMB. This presentation is consistent with recent changes in how management evaluates our financial and business performance, including the information currently reviewed by our chief operating decision maker. Consumer revenue includes revenue from financial products and services intended for individual consumers, including insurance, credit cards, loans, bank accounts and other products and services. Consumer revenue includes our previously reported Insurance, Credit cards, Loans and Emerging verticals product categories. SMB revenue includes revenue from financial products and services intended for SMBs, including loans, credit cards and other products and services. Prior period disaggregation of revenue has been recast to conform to this new presentation. Consumer revenue of $197.6 million increased 10% year-over-year, primarily driven by increases of $20.9 million from deposit accounts and $12.7 million from personal loans as partners expanded budgets, partially offset by a $12.5 million decrease from consumer credit cards primarily due to continued pressures in organic search traffic that have persisted for multiple quarters. SMB revenue of $24.6 million was down 15% year-over-year, primarily due to continued pressures in organic search traffic, partially off...

NerdWallet, Inc. (NRDS) came out with quarterly earnings of $0.29 per share, beating the Zacks Consensus Estimate of $0.25 per share. This compares to break-even earnings per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +17.17%. A quarter ago, it was expected that this company would post earnings of $0.17 per share when it actually produced earnings of $0.19, delivering a surprise of +11.76%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. NerdWallet, Inc., which belongs to the Zacks Financial - Miscellaneous Services industry, posted revenues of $222.2 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.47%. This compares to year-ago revenues of $209.2 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. NerdWallet, Inc. shares have lost about 19.6% since the beginning of the year versus the S&P 500's gain of 6%. While NerdWallet, Inc. has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for NerdWallet, Inc. was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #5 (Strong Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete li...

Revenue growth of 6% was driven by robust consumer demand for banking products and personal loans, which helped offset declines in credit cards and SMB products. Record Q1 profitability resulted from strong operating leverage on fixed costs and a significant reduction in brand marketing spend, specifically the decision not to repeat a Super Bowl advertisement. Management attributes SMB and credit card weakness primarily to organic search headwinds, impacting traffic across these specific verticals. The company is pivoting its auto insurance strategy to address high partner concentration by deepening technology integrations and expanding into phone-based referrals for agent-centric carriers. Management views the current market as a 'unique investment window' where declining product launch costs and rising distribution costs favor NerdWallet's established brand and massive consumer reach. The strategic focus is shifting toward 'vertical integration,' where the company either builds or acquires deeper product capabilities to capture more value from its existing top-of-funnel traffic. Full-year NGOI guidance was narrowed to 85 million to 110 million, maintaining the high end while lowering the bottom to account for insurance volatility and increased strategic investments. The company expects year-over-year revenue growth in each remaining quarter of 2026, supported by performance marketing in banking and personal loans. Q2 is anticipated to be the seasonally softest quarter, with results further impacted by the deliberate ramp-up in vertical integration spending. Management assumes that reaching the high end of guidance requires offsetting insurance weakness in the second half of the year and identifying fewer immediate investment opportunities. The build-out of the 'NerdWallet Insurance Experts' branded agency and agent-referral systems is expected to be a multi-quarter transition rather than a quick fix. A large auto insurance partner significantly reduced monetization in March, highlighting a risk of high carrier concentration that the company is now working to diversify. The company executed 66 million in share repurchases during Q1, reducing its diluted weighted average share count by 9% year over year. The acquisition of College Finance closed in February 2026 for 17 million in cash, though its initial financial contribution to Q1 results was immaterial. A...

Q1 results: Revenue was $222 million, up 6% year-over-year, with Consumer revenue $198M (+10%) and SMB revenue $25M (‑15%), while non‑GAAP operating income reached a Q1 record $34M and adjusted EBITDA $45M. Guidance and cash outlook: NerdWallet reaffirmed the upper end of full‑year NGOI guidance of $85M–$110M but trimmed the low end, and guided Q2 revenue of $186M–$202M with NGOI of $6M–$14M amid seasonality and planned investment spending. Auto insurance and strategic investments: Monetization from a large auto insurance partner ran below expectations, prompting deeper carrier integrations, agent‑centric referral efforts and investment in a branded agency (NerdWallet Insurance Experts) as part of a multi‑quarter push toward vertical integration and diversification. Interested in NerdWallet, Inc.? Here are five stocks we like better. MarketBeat Week in Review – 04/27 - 05/01 NerdWallet (NASDAQ:NRDS) reported first-quarter revenue of $222 million, up 6% year-over-year, as growth in banking and personal loans helped offset softness in credit cards and continued pressure in its small and medium-sized business (SMB) vertical. Management also highlighted new record first-quarter profitability on a non-GAAP basis and discussed a more conservative stance on the low end of full-year profit guidance due to auto insurance partner monetization and increased investment plans. Co-founder and CEO Tim Chen said the company saw “continued year-over-year growth in banking, driven by robust demand for savings accounts,” and noted that personal loans revenue was “significantly higher” versus the prior-year quarter. Those gains were “partially offset by a year-over-year decline in credit cards,” he said. → Tyson Foods' Total Returns: Tasty Treats for Income Investors? NerdWallet’s Growth Story Looks Strong—But Can It Last? In the SMB vertical, Chen said NerdWallet experienced year-over-year declines “driven by organic search headwinds.” CFO John Lee (introduced by the operator during the financial review) outlined a reporting change that took effect this quarter: beginning in Q1 2026, NerdWallet is presenting revenue in two categories, Consumer and SMB, with prior-period amounts restated. Consumer revenue: $198 million, up 10% year-over-year, driven by banking and personal loans and partially offset by consumer credit cards, “primarily due to organic search headwinds,” Lee said...

Image source: The Motley Fool. Wednesday, May 6, 2026 at 4:30 p.m. ET Chief Executive Officer — Tim Chen Chief Financial Officer — John Lee Tim Chen, and Chief Financial Officer, John Lee. Our press release and shareholder letter are available on our Investor Relations website; a replay of this update will also be available following the conclusion of today's call. We intend to use our Investor Relations website as a means to disclosing certain material information and complying with disclosure obligations under SEC Regulation FD from time to time. As a reminder, today's call is being webcast live and recorded. Before we begin today's remarks and question-and-answer session, I would like to remind you that certain statements made during this call may relate to future events and expectations and, as such, constitute forward-looking statements. Actual results and performance may differ from those expressed or implied by these forward-looking statements as a result of various risks and uncertainties, including the risk factors discussed in reports filed or to be filed with the SEC. We urge you to consider these risk factors and remind you that we undertake no obligation to update the information provided on this call to reflect subsequent events or circumstances. You should be aware that these statements should not be considered a guarantee of future performance. Furthermore, during this call, we will present both GAAP and non-GAAP financial measures. A reconciliation of GAAP to non-GAAP measures is included in today's earnings press release, except where we are unable, without reasonable efforts, to calculate certain reconciling items in confidence. With that, I will now turn it over to Tim Chen. Tim Chen: Thanks, Robb. We reported revenue of 222 million for the first quarter, up 6% year over year. Within our consumer vertical, we saw continued year-over-year growth in banking, driven by robust demand for savings accounts. Personal loans revenue was also significantly higher in Q1 year over year. These positives were partially offset by a year-over-year decline in credit cards. Within our SMB vertical, we saw year-over-year declines driven by organic search headwinds. Non-GAAP operating income of 34 million and adjusted EBITDA of 45 million set new Q1 records, driven by strong operating leverage on our fixed cost base and lower other marketing spend. As we loo...

SAN FRANCISCO, April 15, 2026--(BUSINESS WIRE)--NerdWallet, Inc. (NASDAQ: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today announced that it will release its first quarter 2026 financial results on Wednesday, May 6, 2026, and hold a related conference call to discuss the results at 1:30 p.m. Pacific Time the same day. Investors and other interested parties may listen to the call by clicking on the registration link for the webcast or audio conference at https://investors.nerdwallet.com/, NerdWallet’s Investor Relations site, where a letter to shareholders will also be posted. The webcast replay will be available on the Investor Relations website for 12 months following the event. ABOUT NERDWALLET NerdWallet (Nasdaq: NRDS) is on a mission to provide clarity for all of life’s financial decisions. As a personal finance website and app, NerdWallet provides consumers with trustworthy and knowledgeable financial information so they can make smart money moves. From finding the best credit card to buying a house, NerdWallet is there to help consumers make financial decisions with confidence. Consumers have free access to our expert content and comparison shopping marketplaces, plus a data-driven app, which helps them stay on top of their finances and save time and money, giving them the freedom to do more. NerdWallet is available for consumers in the U.S. and Canada. "NerdWallet" is a trademark of NerdWallet, Inc. All rights reserved. Other names and trademarks used herein may be trademarks of their respective owners. View source version on businesswire.com: https://www.businesswire.com/news/home/20260415884003/en/ Contacts INVESTOR RELATIONS: Alex Liloia [email protected] MEDIA RELATIONS: Maitri Jani [email protected]

As the Q4 earnings season wraps, let’s dig into this quarter’s best and worst performers in the diversified financial services industry, including NerdWallet (NASDAQ:NRDS) and its peers. Diversified financial services encompass specialized offerings outside traditional categories. These firms benefit from identifying niche market opportunities, developing tailored financial products, and often facing less direct competition. Challenges include scale limitations, regulatory classification uncertainties, and the need to continuously innovate to maintain market differentiation against larger competitors expanding their offerings. The 10 diversified financial services stocks we track reported a satisfactory Q4. As a group, revenues beat analysts’ consensus estimates by 3.5% while next quarter’s revenue guidance was in line. In light of this news, share prices of the companies have held steady as they are up 3.4% on average since the latest earnings results. Born from founder Tim Chen's frustration with the lack of transparent credit card information when helping his sister in 2009, NerdWallet (NASDAQ:NRDS) is a digital platform that provides financial guidance to help consumers and small businesses make smarter decisions about credit cards, loans, insurance, and other financial products. NerdWallet reported revenues of $225.4 million, up 22.6% year on year. This print exceeded analysts’ expectations by 22.9%. Despite the top-line beat, it was still a mixed quarter for the company with a solid beat of analysts’ revenue estimates but a significant miss of analysts’ EPS estimates. NerdWallet achieved the biggest analyst estimates beat of the whole group. Unsurprisingly, the stock is up 2.8% since reporting and currently trades at $10.61. Is now the time to buy NerdWallet? Access our full analysis of the earnings results here, it’s free. Born from the need to navigate increasingly complex financial regulations in the digital age, Donnelley Financial Solutions (NYSE:DFIN) provides software and technology-enabled services that help companies comply with SEC regulations and manage financial transactions and reporting requirements. Donnelley Financial Solutions reported revenues of $172.5 million, up 10.4% year on year, outperforming analysts’ expectations by 11.1%. The business had an incredible quarter with a beat of analysts’ EPS estimates and a solid beat of analyst...

NerdWallet beat Q4 guidance with revenue of $225M (+23% YoY) and non-GAAP operating income of $25M (+47% YoY), reported $118M TTM adjusted free cash flow and completed $51M of share repurchases in the quarter. The company offset steep organic search declines—attributed to consumer use of AI/LLMs—by ramping performance marketing and non-search channels, which management says are largely incremental and have “much higher” and growing conversion rates; performance marketing spend rose ~40% year-over-year. Vertical strength was concentrated in lending and banking (lending revenue +141%, personal loans +264%, emerging verticals +57%), while credit cards and SMB lagged; NerdWallet guided Q1 revenue of $224–$232M, full-year non-GAAP operating income of $95–$110M, and will simplify reporting to two categories—consumer and SMB—starting Q1 2026. Interested in NerdWallet, Inc.? Here are five stocks we like better. NerdWallet Climbs 71% In February On Upbeat Full-Year Guidance NerdWallet (NASDAQ:NRDS) reported fourth-quarter and full-year 2025 results that topped management’s guidance for revenue and non-GAAP operating income, as the company leaned more heavily on performance marketing and other non-search channels to counter steep declines in organic search traffic. Co-founder and CEO Tim Chen said the company exceeded its outlook for both revenue and non-GAAP operating income in the quarter. NerdWallet posted fourth-quarter revenue of $225 million, up 23% year-over-year, and non-GAAP operating income of $25 million, up 47% year-over-year. CFO John Li attributed the outperformance to “continued momentum in performance marketing.” → Hinge Health’s AI Moat Might Be Its Patient Movement Data Li said the company remains focused on “sustainable growth, strong free cash flow generation, and disciplined capital allocation.” He highlighted trailing twelve months adjusted free cash flow of $118 million and $51 million of share repurchases completed in the fourth quarter. Management repeatedly pointed to industry changes in how consumers find financial information. Chen said 2025 brought headwinds “as consumers increasingly turned to AI Overviews and LLMs over traditional search, resulting in steep organic search declines.” Despite that pressure, NerdWallet delivered 22% revenue growth for the full year and 23% growth in the fourth quarter as performance marketing, direct, and n...

Fourth Quarter Revenue of $225.4 million, Up 23% Year-Over-Year FINANCIAL HIGHLIGHTS Revenue of $225.4 million for Q4’25 and $836.6 million for full year 2025 GAAP income from operations of $19.4 million for Q4’25 and $65.2 million for full year 2025 GAAP net income of $14.0 million or $0.19 income per diluted share for Q4’25, and $48.7 million or $0.64 income per diluted share for full year 2025 Non-GAAP operating income of $24.7 million for Q4’25 and $96.0 million for full year 2025 Adjusted EBITDA of $36.7 million for Q4’25 and $145.0 million for full year 2025 SAN FRANCISCO, February 25, 2026--(BUSINESS WIRE)--NerdWallet, Inc. (Nasdaq: NRDS), which provides trustworthy financial guidance to consumers and small and mid-sized businesses (SMBs), today reported financial results for its fourth quarter ended December 31, 2025. "We delivered Q4 revenue of $225 million, up 23% year-over-year, contributing to full-year revenue of $837 million, up 22% year-over-year," said Tim Chen, Co-Founder and Chief Executive Officer of NerdWallet. "Strength in performance marketing, direct, and non-search referral channels more than offset organic search headwinds as consumers turned to AI overviews and LLMs over traditional search. We saw particularly strong growth in personal loans and banking, which helped offset declines in credit cards and SMB. While we expect organic search to remain challenged, our focus remains on building durable consumer relationships and making NerdWallet a no-brainer destination for shopping financial products." FOURTH QUARTER 2025 HIGHLIGHTS Insurance revenue of $81.2 million increased 13% year-over-year, primarily due to an increase in auto insurance products as carriers expanded budgets. Credit cards revenue of $26.5 million decreased 24% year-over-year, primarily due to continued headwinds in organic search traffic. SMB products revenue of $22.5 million was down 12% year-over-year, primarily due to continued headwinds in organic search traffic. Loans revenue of $42.3 million was up 141% year-over-year, primarily driven by growth in personal loans, as well as in mortgage loans. Emerging verticals revenue of $52.9 million was up 57% year-over-year, primarily driven by growth in banking products. SUMMARY FINANCIAL RESULTS Effective with the first quarter of 2026, we will present revenue disaggregated by our user groups: Consumer (which includes...