NRDS
NerdWalletBNasdaq / Financial Services
Last Price
At close
2026-07-22
Current thesis
Composite grade B from latest DB weights. Momentum 41.3 / Value 56.7 / Sentiment 63.3
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.6.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
41
Value
57
Sentiment
63
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $12.00
Why
Momentum41 · Δ7d +0.5
Value57 · Δ7d +0.6
Sentiment63 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
41
26% active weight
Current posture
7d trendSoftening
Δ7d
+0.5
Δ21d
+18.6
Value
57
39% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+1.7
Sentiment
63
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 41.3 / Value 56.7 / Sentiment 63.3
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$600.09M
Beta
1.44
Shares Out
65.8M
P/E (TTM)
14.6
P/S (TTM)
1.22
P/FCF (TTM)
11.52
Rev YoY
+6.2%
EPS YoY
+11188.5%
Gross Margin
+93.0%
Op Margin
+5.8%
Net Debt
-$85.7M
Current Ratio
2.57
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology