NIC

Norwood Financial Corp. (NWFL) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on July 22, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This company is expected to post quarterly earnings of $0.87 per share in its upcoming report, which represents a year-over-year change of +29.9%. Revenues are expected to be $28.4 million, up 33.3% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings on...

Nicolet Bankshares (NIC) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $2.96 per share in its upcoming report, which represents a year-over-year change of +26%. Revenues are expected to be $172.3 million, up 80% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 1.31% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive...

Since July 2021, the S&P 500 has delivered a total return of 72.2%. But one standout stock has nearly doubled the market - over the past five years, Nicolet Bankshares has surged 131% to $165.35 per share. Its momentum hasn’t stopped as it’s also gained 37.2% in the last six months thanks to its solid quarterly results, beating the S&P by 28.8%. Is now still a good time to buy NIC? Or are investors being too optimistic? Find out in our full research report, it’s free. Starting as Green Bay Financial Corporation in 2000 before rebranding in 2002, Nicolet Bankshares (NYSE:NIC) is a regional bank holding company that provides commercial, agricultural, and consumer banking services primarily in Wisconsin, Michigan, and Minnesota. While banks generate revenue from multiple sources, investors view net interest income as a cornerstone — its predictable, recurring characteristics stand in sharp contrast to the volatility of one-time fees. Nicolet Bankshares’s net interest income has grown at a 21.9% annualized rate over the last five years, much better than the broader banking industry and faster than its total revenue. Net interest margin (NIM) represents how much a bank earns in relation to its outstanding loans. It’s one of the most important metrics to track because it shows how a bank’s loans are performing and whether it has the ability to command higher premiums for its services. Over the past two years, Nicolet Bankshares’s net interest margin averaged 3.6%, climbing by 65 basis points (100 basis points = 1 percentage point) over that period. This expansion was a tailwind for its net interest income, and while prevailing interest rates matter the most for industry net interest margins, banks that consistently increase this figure generally boast higher-earning loan books (all else equal such as the risk of those loans) or provide differentiated services that give them the ability to charge higher rates (pricing power). In the banking industry, tangible book value per share (TBVPS) provides the clearest picture of shareholder value, as it focuses on concrete assets while excluding intangible items that may not hold value during challenging times. Nicolet Bankshares’s TBVPS increased by 10.2% annually over the last five years, and growth has recently accelerated as TBVPS grew at an excellent 17% annual clip over the past two years (from $43.28 to $59.21 per sh...

Quarterly earnings results are a good time to check in on a company’s progress, especially compared to its peers in the same sector. Today we are looking at Nicolet Bankshares (NYSE:NIC) and the best and worst performers in the regional banks industry. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 96 regional banks stocks we track reported a mixed Q4. As a group, revenues were in line with analysts’ consensus estimates. In light of this news, share prices of the companies have held steady as they are up 1.5% on average since the latest earnings results. Starting as Green Bay Financial Corporation in 2000 before rebranding in 2002, Nicolet Bankshares (NYSE:NIC) is a regional bank holding company that provides commercial, agricultural, and consumer banking services primarily in Wisconsin, Michigan, and Minnesota. Nicolet Bankshares reported revenues of $104.4 million, up 12.4% year on year. This print exceeded analysts’ expectations by 3.2%. Overall, it was a strong quarter for the company with a decent beat of analysts’ net interest income and tangible book value per share estimates. Investor expectations, however, were likely higher than Wall Street’s published projections, leaving some wishing for even better results (analysts’ consensus estimates are those published by big banks and advisory firms, not the investors who make buy and sell decisions). The stock is down 6.5% since reporting and currently trades at $144.73. We think Nicolet Bankshares is a good business, but is it a buy today? Read our full report here, it’s free. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding co...

Nicolet Bankshares trades at $144.06 per share and has stayed right on track with the overall market, gaining 12.9% over the last six months. At the same time, the S&P 500 has returned 8%. Is now the time to buy NIC? Find out in our full research report, it’s free. Starting as Green Bay Financial Corporation in 2000 before rebranding in 2002, Nicolet Bankshares (NYSE:NIC) is a regional bank holding company that provides commercial, agricultural, and consumer banking services primarily in Wisconsin, Michigan, and Minnesota. While banks generate revenue from multiple sources, investors view net interest income as a cornerstone — its predictable, recurring characteristics stand in sharp contrast to the volatility of one-time fees. Nicolet Bankshares’s net interest income has grown at a 21.9% annualized rate over the last five years, much better than the broader banking industry and faster than its total revenue. Net interest margin (NIM) represents the unit economics of a bank by measuring the profitability of its interest-bearing assets relative to its interest-bearing liabilities. It’s a fundamental metric that investors use to assess lending premiums and returns. Over the past two years, Nicolet Bankshares’s net interest margin averaged 3.6%, climbing by 65 basis points (100 basis points = 1 percentage point) over that period. This expansion was a tailwind for its net interest income, and while prevailing interest rates matter the most for industry net interest margins, banks that consistently increase this figure generally boast higher-earning loan books (all else equal such as the risk of those loans) or provide differentiated services that give them the ability to charge higher rates (pricing power). We consider tangible book value per share (TBVPS) the most important metric to track for banks. TBVPS represents the real, liquid net worth per share of a bank, excluding intangible assets that have debatable value upon liquidation. Nicolet Bankshares’s TBVPS increased by 10.2% annually over the last five years, and growth has recently accelerated as TBVPS grew at an excellent 17% annual clip over the past two years (from $43.28 to $59.21 per share). These are just a few reasons why Nicolet Bankshares ranks highly on our list, but at $144.06 per share (or 1.2× forward P/B), is now the right time to buy the stock? See for yourself in our full research report,...

Little Falls, New Jersey--(Newsfile Corp. - April 24, 2026) - Alliance Advisors, a leading provider of shareholder engagement and proxy solicitation services, announced the completion of six proxy solicitation campaigns on behalf of regional banks during the first quarter of 2026. The firm supported shareholder voting for four major regional bank mergers across the U.S., delivering strong participation and overwhelming approval from shareholders. Across all transactions, Alliance Advisors achieved an average quorum of 80.5%, with 73.2% of outstanding shares voting in favor of the proposed mergers—underscoring the firm's expertise in guiding complex shareholder communication initiatives. Q1 2026 Regional Bank M&A Engagements Nicolet Bankshares, Inc. completed its $864 million acquisition of MidWestOne Financial Group, Inc., with Alliance Advisors serving as proxy solicitor for Nicolet. Shareholders demonstrated strong support, with a 77% quorum and 69% of outstanding shares voting in favor of the merger. View press release OceanFirst Financial Corp. — in its $579 million all-stock merger with Flushing Financial Corporation —engaged Alliance Advisors as proxy solicitor. The solicitation achieved a 75% quorum, with 71% of outstanding shares voting in favor. View merger details Ballston Spa Bancorp, Inc. and NBC Bancorp, Inc. completed a $50 million strategic merger, with Alliance Advisors representing both sides. Ballston Spa shareholders recorded an 81% quorum with 79% in favor, while NBC shareholders achieved a 77% quorum and 69% approval. Read announcement Farmers National Banc Corp. merged with Middlefield Banc Corp. in a $300 million transaction, with Alliance Advisors managing the proxy solicitations for both institutions. Farmers shareholders reached an 88.24% quorum, and 73% of the outstanding shares vote for the merger. Middlefield shareholders recorded an 85.21% quorum with 78% approval. View release Commitment to Regional Banking and Shareholder Engagement With banking consolidation continuing in 2026, Alliance Advisors remains a trusted partner for regional and community financial institutions navigating shareholder votes tied to strategic mergers, acquisitions, and governance initiatives. Its specialized experience in both institutional investor engagement and retail investor engagement supports clients' success in achieving quorum thresholds and a...

Nicolet Bankshares (NIC) came out with quarterly earnings of $2.75 per share, missing the Zacks Consensus Estimate of $2.98 per share. This compares to earnings of $2.1 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -7.72%. A quarter ago, it was expected that this bank holding company would post earnings of $2.55 per share when it actually produced earnings of $2.73, delivering a surprise of +7.06%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Nicolet Bankshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $135.87 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 7.13%. This compares to year-ago revenues of $89.43 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Nicolet Bankshares shares have added about 28.4% since the beginning of the year versus the S&P 500's gain of 3.9%. While Nicolet Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Nicolet Bankshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete lis...

Nicolet Bankshares (NIC) reported Q1 core diluted earnings late Tuesday of $2.75 per share, up from

GREEN BAY, Wis. (AP) — GREEN BAY, Wis. (AP) — Nicolet Bankshares Inc. (NIC) on Tuesday reported net income of $15.2 million in its first quarter. The Green Bay, Wisconsin-based bank said it had earnings of 81 cents per share. Earnings, adjusted for non-recurring costs, were $2.75 per share. The bank holding company posted revenue of $183.5 million in the period. Its revenue net of interest expense was $135.9 million, which did not meet Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on NIC at https://www.zacks.com/ap/NIC

Acquisition of MidWestOne closed on February 13, adding approximately $6 billion in assets Net income of $15 million ($52 million core *) for first quarter 2026, compared to net income of $40 million ($42 million core *) for fourth quarter 2025 Diluted earnings per share of $0.81 ($2.75 core *) for first quarter 2026, compared to $2.65 ($2.73 core *) for fourth quarter 2025 Return on average assets of 0.50% for first quarter 2026, and core * return on average assets of 1.68% Return on average tangible common equity of 6.49% for first quarter 2026, and core * return on average tangible common equity of 19.30%, with return on average equity of 3.44% Increased quarterly dividend on common stock by 13% to $0.36 per share Announced the sale of the Denver branches acquired from MidWestOne (approximately $390 million in loans and approximately $380 million in deposits) to Sunwest Bank * Core net income, diluted earnings per share, return on average assets, and return on average tangible common equity are non-GAAP financial measures GREEN BAY, Wis., April 21, 2026--(BUSINESS WIRE)--Nicolet Bankshares, Inc. (NYSE: NIC) ("Nicolet") announced net income of $15 million and earnings per diluted common share of $0.81 for first quarter 2026, compared to net income of $33 million and earnings per diluted common share of $2.08 for first quarter 2025 and net income of $40 million and earnings per diluted common share of $2.65 for fourth quarter 2025. Net income included certain non-core items, mostly merger-related expenses, that negatively impacted earnings per diluted common share $1.94 for first quarter 2026, resulting in core diluted earnings per common share (non-GAAP) of $2.75. On February 13, 2026, Nicolet completed its acquisition of MidWestOne Financial Group, Inc. ("MidWestOne"), creating one of the largest community banks in the Upper Midwest. MidWestOne shareholders received 0.3175 shares of Nicolet common stock for each share of MidWestOne common stock owned, resulting in the issuance of approximately 6.6 million shares of Nicolet common stock valued at $1.0 billion (based upon the closing stock price of Nicolet’s common stock on February 13, 2026). Upon consummation, MidWestOne added total assets of $6.1 billion, loans of $4.4 billion, deposits of $5.3 billion, and preliminary goodwill of approximately $0.5 billion to Nicolet’s balance sheet. Evaluation of finan...

Wrapping up Q3 earnings, we look at the numbers and key takeaways for the regional banks stocks, including Nicolet Bankshares (NYSE:NIC) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 99 regional banks stocks we track reported a satisfactory Q3. As a group, revenues beat analysts’ consensus estimates by 1.6%. In light of this news, share prices of the companies have held steady as they are up 1.9% on average since the latest earnings results. Starting as Green Bay Financial Corporation in 2000 before rebranding in 2002, Nicolet Bankshares (NYSE:NIC) is a regional bank holding company that provides commercial, agricultural, and consumer banking services primarily in Wisconsin, Michigan, and Minnesota. Nicolet Bankshares reported revenues of $103.3 million, up 13.2% year on year. This print exceeded analysts’ expectations by 6.5%. Overall, it was a very strong quarter for the company with a solid beat of analysts’ revenue and net interest income estimates. “I must admit, I got a bit nostalgic thinking about what I would say in this press release,” said Mike Daniels, Chairman, President, and CEO of Nicolet. Interestingly, the stock is up 18.1% since reporting and currently trades at $155.35. Read why we think that Nicolet Bankshares is one of the best regional banks stocks, our full report is free. With a strategic focus on low-risk, government-backed lending programs, Merchants Bancorp (NASDAQCM:MBIN) is an Indiana-based bank holding company specializing in multi-family mortgage banking, mortgage warehousing, and traditional banking services. Merchants Bancorp reported revenues of $185.3 million, down 4.4% year on year, outperforming analysts’ exp...

NEW YORK, March 13, 2026 (GLOBE NEWSWIRE) -- Keefe, Bruyette & Woods, Inc., a leading specialist investment bank to the financial services and fintech sectors, and a wholly owned subsidiary of Stifel Financial Corp. (NYSE: SF), announces the upcoming index rebalancing for the first quarter of 2026. This quarter, there are constituent changes within two of our indexes: KBW Nasdaq Bank Index (Index Ticker: BKX, ETF Ticker: KBWB), and KBW Nasdaq Regional Banking Index (Index Ticker: KRX) These changes will be effective prior to the opening of business on Monday, March 23, 2026. As part of this rebalancing, below are the component-level changes across impacted indices: KBW Nasdaq Bank Index (Index Ticker: KBW, ETF Ticker: KBWB) KBW Nasdaq Regional Banking Index (Index Ticker: KRX) Several of the KBW Nasdaq indexes have tradable exchange‐traded funds licensed: KBW Nasdaq Bank Index (Index Ticker: BKXSM, ETF Ticker: KBWBSM); KBW Nasdaq Capital Markets Index (Index Ticker: KSXSM); KBW Nasdaq Insurance Index (Index Ticker: KIXSM); KBW Nasdaq Regional Banking Index (Index Ticker: KRXSM); KBW Nasdaq Financial Sector Dividend Yield Index (Index Ticker: KDXSM, ETF Ticker: KBWDSM); KBW Nasdaq Premium Yield Equity REIT Index (Index Ticker: KYXSM, ETF Ticker: KBWYSM); KBW Nasdaq Property and Casualty Insurance Index (Index Ticker: KPXSM, ETF Ticker: KBWPSM); KBW Nasdaq Global Bank Index (Index Ticker: GBKXSM); KBW Nasdaq Financial Technology Index (Index Ticker: KFTXSM, ETF Ticker: FTEK.LNSM). Not all of the listed securities may be suitable for retail investors; in addition, not all of the listed securities may be available to U.S. investors. European investors interested in FTEK LN can contact Invesco at https://etf.invesco.com/gb/private/en/product/invesco-kbw-nasdaq-fintech-ucits-etf-acc/trading-information. U.S. investors cannot buy or hold FTEK LN. An investor cannot invest directly in an index. About KBW KBW (Keefe, Bruyette & Woods, Inc., operating in the U.S., and Stifel Nicolaus Europe Limited, also trading as Keefe, Bruyette & Woods Europe, operating in Europe) is a Stifel company. Over the years, KBW has established itself as a leading independent authority in the banking, insurance, brokerage, asset management, mortgage banking and specialty finance sectors. Founded in 1962, the firm maintains industry‐leading positions in the areas of research, corporate fina...