B+
Bull case
30%
Probability
Target price
$205.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
NIC
Nicolet BanksharesBNYSE / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$185.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$145.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-24
Recent news sentiment (30D)
+24.0
Positive
Company
-
Unavailable
Macro
+24.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+72.5
Score
AI commentary
News tone is moderately positive after the Q2 release, with strong core earnings, higher NIM, capital returns, and favorable management commentary. The July 23 anchor price of $168.91 and limited observed price reaction suggest the market has not delivered a decisive post-print rerating. Social, options, employee, and post-print analyst-revision data are unavailable, so confidence remains moderate rather than high.
RankAlpha Sentiment Codex - 2026-07-24
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-31catalystStrong Q2 earnings and margin expansionMedium impact
Q2 net income was $57 million, core EPS was $2.99, and net interest margin rose to 4.14%, supported by loan purchase-accounting accretion and lower core deposit costs. Secondary coverage characterized results as above consensus. [#SEC-8K-2026-07-21] [SEC 8-K exhibit](https://www.sec.gov/Archives/edgar/data/1174850/000117485026000157/exhibit99_12q2026pressrele.htm)
2026-08-31eventMidWest One conversion and cost-savings realizationMedium impact
Management expects to complete the MidWest One conversion later this summer and begin realizing planned cost savings, making execution the next major validation point for the merger thesis. [#SEC-8K-2026-07-21]
2026-09-30catalystExpanded share-repurchase authorizationMedium impact
Nicolet repurchased $40 million of stock in Q2 and authorized an additional $150 million, providing a tangible capital-return support while integration progresses. [#SEC-8K-2026-07-21]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-24 • Updated nightlySource: Internal modelMethodology