MCBS

ATLANTA, April 24, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $22.3 million, or $0.77 per diluted share, for the first quarter of 2026, compared to $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, and $16.3 million, or $0.63 per diluted share, for the first quarter of 2025. First Quarter 2026 Highlights: Annualized return on average assets was 1.96% compared to 1.80% for the fourth quarter of 2025 and 1.85% for the first quarter of 2025. Annualized return on average equity was 18.28%, compared to 15.45% for the fourth quarter of 2025 and 15.67% for the first quarter of 2025. Adjusted return on average shareholder's equity1, which excluded average accumulated other comprehensive income and merger-related expenses was 19.36% for the first quarter of 2026, compared to 17.83% for the fourth quarter of 2025, and 16.37% for the first quarter of 2025. Efficiency ratio was 42.16%, compared to 46.71% for the fourth quarter of 2025 and 38.32% for the first quarter of 2025. Operating efficiency ratio1 was 38.87%, compared to 38.49% for the fourth quarter of 2025 and 37.59% for the first quarter of 2025 Net interest margin was 4.08%, compared to 3.73% for the fourth quarter of 2025 and 3.67% for the first quarter of 2025. Results of Operations Net Income Net income was $22.3 million for the first quarter of 2026, an increase of $4.0 million, or 21.9%, from $18.3 million for the fourth quarter of 2025. This increase was primarily due to an increase in interest income of $10.7 million, offset by an increase in interest expense of $2.2 million, a decrease of $1.5 million noninterest income, an increase in noninterest expenses of $1.0 million and an increase in income tax expense of $2.9 million. Net income increased by $6.0 million, or 36.9%, in the first quarter of 2026 compared to net income of $16.3 million for the first quarter of 2025. This increase was primarily due to an increase in interest income of $18.5 million, an increase in noninterest income of $901,000, offset by an increase in interest expense of $4.5 million, increase in noninterest expenses of $7.6 million, and an increase in income tax expense of $2.1 million. Net Interest Income and Net Interest Margin Interest income totaled $71.0 million for the...

MetroCity Bankshares (MCBS) reported Q1 net income Friday of $0.77 per diluted share, up from $0.63

DORAVILLE, Ga. (AP) — DORAVILLE, Ga. (AP) — MetroCity Bankshares, Inc. (MCBS) on Friday reported net income of $22.3 million in its first quarter. The bank, based in Doraville, Georgia, said it had earnings of 77 cents per share. The company posted revenue of $77.3 million in the period. Its revenue net of interest expense was $50.8 million, surpassing Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on MCBS at https://www.zacks.com/ap/MCBS

ATLANTA, April 15, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. (the "Company") (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.29 per share on its common stock. The cash dividend is payable on May 8, 2026 to shareholders of record as of April 29, 2026. About MetroCity Bankshares, Inc. MetroCity Bankshares, Inc. is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta metropolitan area. Metro City Bank currently operates 30 full-service branch locations in multi-ethnic communities in Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank. Contact Information Farid Tan 770-455-4978 [email protected] View original content to download multimedia:https://www.prnewswire.com/news-releases/metrocity-bankshares-inc-declares-quarterly-cash-dividend-302743171.html

DORAVILLE, Ga. (AP) — DORAVILLE, Ga. (AP) — MetroCity Bankshares, Inc. (MCBS) on Friday reported net income of $18.3 million in its fourth quarter. The Doraville, Georgia-based bank said it had earnings of 68 cents per share. The company posted revenue of $68.1 million in the period. Its revenue net of interest expense was $43.7 million, topping Street forecasts. For the year, the company reported profit of $68.7 million, or $2.64 per share. Revenue was reported as $155.6 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on MCBS at https://www.zacks.com/ap/MCBS

ATLANTA, Jan. 30, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, compared to $17.3 million, or $0.67 per diluted share, for the third quarter of 2025, and $16.2 million, or $0.63 per diluted share, for the fourth quarter of 2024. For the year ended December 31, 2025, the Company reported net income of $68.7 million, or $2.64 per diluted share, compared to $64.5 million, or $2.52 per diluted share for the year ended December 31, 2024. Fourth Quarter 2025 Highlights: Annualized return on average assets was 1.80%, compared to 1.89% for the third quarter of 2025 and 1.82% for the fourth quarter of 2024. Annualized return on average equity was 15.45%, compared to 15.69% for the third quarter of 2025 and 15.84% for the fourth quarter of 2024. Adjusted return on average shareholder's equity1, which excluding average accumulated other comprehensive income and merger-related was 17.83% for the fourth quarter of 2025, compared to 16.10% for the third quarter of 2025 and 16.28% for the fourth quarter of 2024. Efficiency ratio of 46.7%, compared to 38.7% for the third quarter of 2025 and 40.5% for the fourth quarter of 2024. Net interest margin increased to 3.73%, compared to 3.68% for the third quarter of 2025 and 3.57% for the fourth quarter of 2024. Total loans held for investment increased by $1.1 billion, or 36.6%, to $4.1 billion from the third quarter of 2025. Excluding loans acquired from First IC, loans held for investment increased by $91.5 million, or 3.1%, from the third quarter of 2025. Total deposits increased by $952.9 million, or 35.4%, to $3.65 billion from the third quarter of 2025, Excluding deposits acquired from First IC, total deposits increased by $73.8 million, or 2.7%, from the third quarter of 2025. Year-to-Date 2025 Highlights: Return on average assets increased to 1.85% compared to 1.81% for 2024. Return on average equity was 15.63%, compared to 16.16% for 2024. Adjusted return on average shareholder's equity1 was 16.68%, compared to 17.01% for 2024. Efficiency ratio was 40.5%, compared to 37.8% for 2024. Net interest margin increased by 21 basis points to 3.72% from 3.51% for 2024. Acquisition of First IC Corporation and First IC Bank After th...

MetroCity Bankshares (MCBS) reported Q4 earnings Friday of $0.68 per diluted share, up from $0.63 a

ATLANTA, Jan. 21, 2026 /PRNewswire/ -- MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.25 per share on its common stock. The cash dividend is payable on February 13, 2026 to shareholders of record as of February 4, 2026. About MetroCity Bankshares, Inc. MetroCity Bankshares, Inc. is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta metropolitan area. Metro City Bank currently operates 30 full-service branch locations in multi-ethnic communities in Alabama, California, Florida, Georgia, New York, New Jersey, Texas and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank. Contact Information Farid Tan 770-455-4978 [email protected] Lucas Stewart 678-580-6414 [email protected] View original content to download multimedia:https://www.prnewswire.com/news-releases/metrocity-bankshares-inc-declares-quarterly-cash-dividend-302667244.html

MetroCity Bankshares (MCBS) shares rose 2.3% in recent Friday trading after the company reported hig

ATLANTA, Oct. 17, 2025 /PRNewswire/ -- MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $17.3 million, or $0.67 per diluted share, for the third quarter of 2025, compared to $16.8 million, or $0.65 per diluted share, for the second quarter of 2025, and $16.7 million, or $0.65 per diluted share, for the third quarter of 2024. For the nine months ended September 30, 2025, the Company reported net income of $50.4 million, or $1.96 per diluted share, compared to $48.3 million, or $1.89 per diluted share, for the same period in 2024. Third Quarter 2025 Highlights: Annualized return on average assets was 1.89%, compared to 1.87% for the second quarter of 2025 and 1.86% for the third quarter of 2024. Annualized return on average equity was 15.69%, compared to 15.74% for the second quarter of 2025 and 16.26% for the third quarter of 2024. Return on average equity, excluding average accumulated other comprehensive income and merger-related expenses (non-GAAP financial measurement), was 16.17% for the third quarter of 2025, compared to 16.39% for the second quarter of 2025 and 17.25% for the third quarter of 2024. Efficiency ratio of 38.7%, compared to 37.2% for the second quarter of 2025 and 37.0% for the third quarter of 2024. Net interest margin was 3.68%, compared to 3.77% for the second quarter of 2025 and 3.58% for the third quarter of 2024. Total loans, including loans held for sale, increased by $71.6 million to $3.20 billion from the second quarter of 2025. Year-to-Date 2025 Highlights: Return on average assets increased to 1.87% for the nine months ended September 30, 2025, compared to 1.80% for the same period in 2024. Return on average equity was 15.70% for the nine months ended September 30, 2025, compared to 16.27% for the same period in 2024. Return on average equity, excluding average accumulated other comprehensive income and merger-related expenses (non-GAAP financial measurement), was 16.33% for the nine months ended September 30, 2025, compared to 17.27% for the same period in 2024. Efficiency ratio of 38.1% for the nine months ended September 30, 2025, compared to 36.9% for the same period in 2024. Net interest margin increased by 21 basis points to 3.71% for the nine months ended September 30, 2025, compared to 3.50% for the same period in 2024...

DORAVILLE, Ga. (AP) — DORAVILLE, Ga. (AP) — MetroCity Bankshares, Inc. (MCBS) on Friday reported net income of $17.3 million in its third quarter. The Doraville, Georgia-based bank said it had earnings of 67 cents per share. The company posted revenue of $60.2 million in the period. Its revenue net of interest expense was $38 million, topping Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on MCBS at https://www.zacks.com/ap/MCBS

ATLANTA, Oct. 15, 2025 /PRNewswire/ -- MetroCity Bankshares, Inc. (NASDAQ: MCBS) announced today that its board of directors declared a quarterly cash dividend of $0.25 per share on its common stock. The cash dividend is payable on November 7, 2025 to shareholders of record as of October 29, 2025. About MetroCity Bankshares, Inc. MetroCity Bankshares, Inc. is a Georgia corporation and a bank holding company for its wholly-owned banking subsidiary, Metro City Bank, which is headquartered in the Atlanta metropolitan area. Metro City Bank currently operates 20 full-service branch locations in multi-ethnic communities in Alabama, Florida, Georgia, New York, New Jersey, Texas and Virginia. To learn more about Metro City Bank, visit www.metrocitybank.bank. Contact Information Farid Tan 770-455-4978 [email protected] Lucas Stewart 678-580-6414 [email protected] View original content to download multimedia:https://www.prnewswire.com/news-releases/metrocity-bankshares-inc-declares-quarterly-cash-dividend-302584832.html