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MCBS

MetroCity BanksharesB
Nasdaq / Banks
Last Price
At close
2026-06-03
View Chart
Current thesis
MetroCity enters 2026 with strong reported profitability, improved net interest margin, and a materially larger post-First-IC balance sheet; if acquired loans and deposits remain sticky and credit stays contained, the stock can re-rate modestly above its current level.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -1.4.
What can break
Credit quality worsens as acquired First IC balances season, pushing nonperforming assets and reserves higher.
Momentum
64
Value
55
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $31.00 · Bull $35.00 · Bear $27.00
Data freshness
Prices
As of 2026-06-03
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-03 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-06-03
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $31.00
Why
Momentum64 · Δ7d -1.4
Value55 · Δ7d -0.2
Sentiment49 · Δ7d +0.3
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
64
34% active weight
Current posture
7d trendFlat
Δ7d
-1.4
Δ21d
-2.4
Value
55
32% active weight
Current posture
7d trendFlat
Δ7d
-0.2
Δ21d
-0.6
Sentiment
49
33% active weight
Current posture
7d trendFlat
Δ7d
+0.3
Δ21d
+1.6
Why this grade

Composite grade B. Momentum 64.4 / Value 55.4 / Sentiment 49.0

Fundamentals (TTM)
As of 2026-06-02
Market Cap
$948.07M
Beta
0.73
Shares Out
28.82M
P/E (TTM)
10.3
P/S (TTM)
5.21
P/FCF (TTM)
20.81
Rev YoY
+0.3%
EPS YoY
+2.9%
Gross Margin
-
Op Margin
+61.4%
Net Debt
-$236.34M
Current Ratio
-
As of 2026-06-03 • Updated nightlySource: Internal modelMethodology