LPRO

Open LendingA

Nasdaq / Financial Services

At close

2026-07-21

View Chart

Current thesis

Composite grade A from latest DB weights. Momentum 98.5 / Value 39.7 / Sentiment 62.9

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -0.3.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $2.92

Why

Momentum98 · Δ7d -0.3

Value40 · Δ7d +0.0

Sentiment63 · Δ7d -

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-0.3

Δ21d

-0.9

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.0

Δ21d

+1.0

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade A. Momentum 98.5 / Value 39.7 / Sentiment 62.9

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$371.53M

Beta

2.01

Shares Out

118.32M

P/E (TTM) · Derived

-88.0

P/S (TTM)

11.92

P/FCF (TTM)

39.32

Rev YoY

-16.0%

EPS YoY

-175.0%

Gross Margin

+75.9%

Op Margin

-497.5%

Net Debt

-$100.17M

Current Ratio

4.44

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology