LPRO
Open LendingANasdaq / Financial Services
Last Price
At close
2026-07-20
Current thesis
Composite grade A from latest DB weights. Momentum 98.7 / Value 39.7 / Sentiment 61.6
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -0.0.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
99
Value
40
Sentiment
62
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $2.92
Why
Momentum99 · Δ7d -0.0
Value40 · Δ7d +0.1
Sentiment62 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
99
26% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-1.0
Value
40
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.1
Sentiment
62
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 98.7 / Value 39.7 / Sentiment 61.6
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$371.53M
Beta
2.01
Shares Out
118.32M
P/E (TTM) · Derived
-88.0
P/S (TTM)
11.92
P/FCF (TTM)
39.32
Rev YoY
-16.0%
EPS YoY
-175.0%
Gross Margin
+75.9%
Op Margin
-497.5%
Net Debt
-$100.17M
Current Ratio
4.44
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology