LCNB

LEBANON, Ohio, May 18, 2026--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company’s Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of June 1, 2026, and is payable to shareholders on June 15, 2026. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the "Bank"), it serves customers and communities in Southwest and South-Central Ohio. A financial institution with a long tradition for building strong relationships with customers and communities, the Bank offers convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank continually strives to exceed customer expectations and provides an array of services for all personal and business banking needs including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. LCNB Corp. common shares are traded on the NASDAQ Capital Market Exchange® under the symbol "LCNB." Learn more about LCNB Corp. at www.lcnb.com. View source version on businesswire.com: https://www.businesswire.com/news/home/20260518378534/en/ Contacts Company Contact:Eric J. MeilstrupChief Executive OfficerLCNB National Bank(513) [email protected] Investor and Media Contact:Andrew M. BergerManaging DirectorSM Berger & Company, Inc.(216) [email protected]

LCNB (LCNB) came out with quarterly earnings of $0.31 per share, missing the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.33 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -11.43%. A quarter ago, it was expected that this holding company for LCNB National Bank would post earnings of $0.44 per share when it actually produced earnings of $0.4, delivering a surprise of -9.09%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. LCNB, which belongs to the Zacks Banks - Northeast industry, posted revenues of $23.54 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.03%. This compares to year-ago revenues of $21.52 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. LCNB shares have added about 2.2% since the beginning of the year versus the S&P 500's gain of 3.2%. While LCNB has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for LCNB was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here...

First quarter 2026, net interest margin increased 58 basis points year-over-year to 3.83%, driving record quarterly net interest income of $18.8 million, a 15.6% year-over-year increase Pre-tax, pre-provision for credit losses net income for the first quarter of 2026 increased 34.1% year-over-year to $7.7 million Book value increased 6.0% year-over-year to $19.36 per share and tangible book value per share increased 10.7% year-over-year to $12.55 per share at March 31, 2026 LCNB Wealth Management assets increased 12.5% year-over-year to a record $1.57 billion at March 31, 2026, producing fiduciary income of $2.5 million for the 2026 first quarter LEBANON, Ohio, April 22, 2026--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three months ended March 31, 2026. Commenting on the financial results, LCNB Chief Executive Officer, Eric Meilstrup said, "LCNB achieved another solid quarter of higher core profitability and book value growth, highlighted by continued net interest margin expansion, disciplined expense management, and solid year-over-year growth at LCNB Wealth Management. As a result, pre-tax, pre-provision for credit losses income increased 34.1% year-over-year, underscoring the strength and consistency of our core earnings profile." Mr. Meilstrup continued, "Provision expense increased during the quarter, primarily driven by higher provisions for two participated loans within the logistics industry. In addition, given increased macroeconomic uncertainty, we have maintained a higher allowance for credit losses, which totaled $13.4 million at March 31, 2026, compared to $12.1 million a year ago, despite a reduction in nonperforming loans. The provision for credit losses during the first quarter reduced after-tax earnings by $0.13 per diluted share. Certain segments of the logistics industry have experienced increased pressure across the broader economic environment, though LCNB’s exposure to that industry remains limited. Overall, our asset‑quality metrics compare favorably to peer, and nonperforming loans declined to 0.20% of total loans at March 31, 2026, from 0.28% a year earlier." "While the economic environment has become more fluid, we believe 2026 will be another good year of high profitability. The mergers completed in recent years have delivered meaningful benefits to shareholders, continue to execut...

LEBANON, Ohio (AP) — LEBANON, Ohio (AP) — LCNB Corp. (LCNB) on Wednesday reported net income of $4.4 million in its first quarter. The bank, based in Lebanon, Ohio, said it had earnings of 31 cents per share. The holding company for LCNB National Bank posted revenue of $30.1 million in the period. Its revenue net of interest expense was $23.5 million, beating Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on LCNB at https://www.zacks.com/ap/LCNB

BCB Bancorp (BCBP) came out with quarterly earnings of $0.26 per share, beating the Zacks Consensus Estimate of $0.25 per share. This compares to a loss of $0.51 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.00%. A quarter ago, it was expected that this community bank would post a loss of $0.88 per share when it actually produced a loss of $0.73, delivering a surprise of +17.05%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. BCB Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $24.94 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 3.29%. This compares to year-ago revenues of $23.8 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. BCB Bancorp shares have added about 15.9% since the beginning of the year versus the S&P 500's gain of 3.9%. While BCB Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for BCB Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks...

LEBANON, Ohio, February 18, 2026--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company’s Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of March 2, 2026, and is payable to shareholders on March 16, 2026. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the "Bank"), it serves customers and communities in Southwest and South-Central Ohio. A financial institution with a long tradition for building strong relationships with customers and communities, the Bank offers convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank continually strives to exceed customer expectations and provides an array of services for all personal and business banking needs including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. LCNB Corp. common shares are traded on the NASDAQ Capital Market Exchange® under the symbol "LCNB." Learn more about LCNB Corp. at www.lcnb.com. View source version on businesswire.com: https://www.businesswire.com/news/home/20260218117752/en/ Contacts Company Contact: Eric J. Meilstrup Chief Executive Officer LCNB National Bank (513) 932-1414 [email protected] Investor and Media Contact: Andrew M. Berger Managing Director SM Berger & Company, Inc. (216) 464-6400 [email protected]

Tangible book value per share increased 13.6% year-over-year to $12.45 per share at December 31, 2025, reflecting strong annual earnings growth and an improvement in the unrealized losses on the available-for-sale investment portfolio LCNB Wealth Management assets increased 12.9% year-over-year to a record $1.56 billion at December 31, 2025, driving record fiduciary income of $9.5 million for the 2025 full year Return on average assets was 1.01% and 1.02%, respectively, for the three and twelve months ended December 31, 2025 LEBANON, Ohio, January 29, 2026--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three and twelve months ended December 31, 2025. Commenting on the financial results, LCNB Chief Executive Officer, Eric Meilstrup said, "2025 was a transformative year for LCNB, reflecting the earnings power of our enhanced platform following the acquisitions of Eagle Financial Bancorp, Inc. ("Eagle") and Cincinnati Bancorp, Inc. ("Cincinnati Federal"). During the year, we executed strategies aimed at proactively strengthening our balance sheet, expanding net interest margin, maintaining tight control over operating expenses, continuing the growth of LCNB Wealth Management, and further investing in our leadership team. I am pleased to report that these efforts contributed to record annual net income of $23.1 million in 2025, resulting in a 1.02% return on average assets for the full year and a 13.6% increase in tangible book value to $12.45 per share at December 31, 2025." "During the fourth quarter of 2025, we increased our provision for credit losses on loans primarily due to a reserve against one loan in the logistics sector and to support recent loan growth. The provision for credit losses during the fourth quarter reduced after-tax earnings by $0.08 per diluted share. LCNB’s exposure to the logistics industry is limited and our overall asset quality remains strong with nonperforming loans to total loans of 0.14% at December 31, 2025, compared to 0.27% at December 31, 2024," continued Mr. Meilstrup. "As we look ahead to 2026, we remain focused on disciplined growth, including measured loan growth, continued strength in wealth management, and stable asset quality. We believe this balanced approach positions LCNB to deliver another year of consistent returns and continued book value growth," concluded Mr. Meil...

LEBANON, Ohio (AP) — LEBANON, Ohio (AP) — LCNB Corp. (LCNB) on Thursday reported net income of $5.7 million in its fourth quarter. The Lebanon, Ohio-based bank said it had earnings of 40 cents per share. The holding company for LCNB National Bank posted revenue of $30.8 million in the period. Its revenue net of interest expense was $23.9 million, beating Street forecasts. For the year, the company reported profit of $23.1 million, or $1.63 per share. Revenue was reported as $92 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on LCNB at https://www.zacks.com/ap/LCNB

LEBANON, Ohio, November 20, 2025--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company’s Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of December 1, 2025, and is payable to shareholders on December 15, 2025. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the "Bank"), it serves customers and communities in Southwest and South-Central Ohio. A financial institution with a long tradition for building strong relationships with customers and communities, the Bank offers convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank continually strives to exceed customer expectations and provides an array of services for all personal and business banking needs including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. LCNB Corp. common shares are traded on the NASDAQ Capital Market Exchange® under the symbol "LCNB." Learn more about LCNB Corp. at www.lcnb.com View source version on businesswire.com: https://www.businesswire.com/news/home/20251119992894/en/ Contacts Company Contact: Eric J. Meilstrup Chief Executive Officer LCNB National Bank (513) 932-1414 [email protected] Investor and Media Contact: Andrew M. Berger Managing Director SM Berger & Company, Inc. (216) 464-6400 [email protected]

LEBANON, Ohio (AP) — LEBANON, Ohio (AP) — LCNB Corp. (LCNB) on Wednesday reported net income of $6.9 million in its third quarter. The bank, based in Lebanon, Ohio, said it had earnings of 49 cents per share. The holding company for LCNB National Bank posted revenue of $32 million in the period. Its revenue net of interest expense was $23.8 million, beating Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on LCNB at https://www.zacks.com/ap/LCNB

Net earnings per share improved 58.1% from Q3 2024 to $0.49 per diluted share for Q3 2025 Q3 2025 net interest margin expands to 3.57%, from 2.84% at Q3 2024 Return on average assets was 1.21% and 1.02%, respectively, for the three and nine months ended September 30, 2025 LEBANON, Ohio, October 22, 2025--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three and nine months ended September 30, 2025. Commenting on the financial results, LCNB Chief Executive Officer, Eric Meilstrup said, "The strength of LCNB’s business model, the disciplined execution of our long-term strategy, and our near-term efforts to optimize recent acquisitions continue to benefit our financial results. During the third quarter, LCNB decreased higher cost certificates of deposit as part of a planned balance sheet reduction strategy. In addition, several loans with lower interest rates paid off, along with maturities of low-rate investment securities. These actions expanded net interest margin by 73 basis points year-over-year to 3.57%, while controlled noninterest expense drove a meaningful improvement in our efficiency ratio, compared to both the prior year and the prior quarter. Positive performance across the business contributed to another quarter of strong net income, a return on average assets above 1%, and book value growth to $19.02 per share." "LCNB’s loan portfolio at September 30, 2025, reflected the timing of customer payoffs and deliberate efforts to refine portfolio composition following our two recent acquisitions. Our new loan pipeline remains steady, and we expect a return to growth in the first half of 2026, while maintaining our track record of disciplined underwriting standards. At the same time, momentum in LCNB Wealth continues to build, with record trust and investments and investment services assets of $1.54 billion at quarter-end. This growth has contributed to a 23.4% year-over-year increase in third quarter fiduciary income," continued Mr. Meilstrup. "Our performance through the first nine months of 2025 is encouraging and reflects the ongoing efforts of our dedicated team as we continue to serve the financial needs of our customers and communities. Looking to the final quarter of 2025 and into 2026, we remain focused on investing in our platform, talent, and capabilities to drive sustainable growth and long-term s...

LEBANON, Ohio, August 21, 2025--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB) today announced that the Company’s Board of Directors declared a cash dividend of $0.22 per common share. The common stock cash dividend will have a record date of September 2, 2025, and is payable to shareholders on September 16, 2025. About LCNB Corp. LCNB Corp. is a financial holding company headquartered in Lebanon, Ohio. Through its subsidiary, LCNB National Bank (the "Bank"), it serves customers and communities in Southwest and South-Central Ohio. A financial institution with a long tradition for building strong relationships with customers and communities, the Bank offers convenient banking locations in Butler, Clermont, Clinton, Fayette, Franklin, Hamilton, Montgomery, Preble, Ross, and Warren Counties, Ohio. The Bank continually strives to exceed customer expectations and provides an array of services for all personal and business banking needs including checking, savings, online banking, personal lending, business lending, agricultural lending, business support, deposit and treasury, investment services, trust and IRAs and stock purchases. LCNB Corp. common shares are traded on the NASDAQ Capital Market Exchange® under the symbol "LCNB." Learn more about LCNB Corp. at www.lcnb.com View source version on businesswire.com: https://www.businesswire.com/news/home/20250820593662/en/ Contacts Company Contact: Eric J. Meilstrup President and Chief Executive Officer LCNB National Bank (513) 932-1414 [email protected] Investor and Media Contact: Andrew M. Berger Managing Director SM Berger & Company, Inc. (216) 464-6400 [email protected]