HBT

HBT Financial, Inc. recently reported first-quarter 2026 results showing higher net interest income of US$56.39 million but lower net income of US$11.2 million year on year, alongside increased net charge-offs of US$758,000, a quarterly dividend declaration of US$0.23 per share, and completion of a 602,855-share buyback for US$15.58 million. Together, the earnings, dividend, and completed repurchase program highlight how HBT Financial is actively balancing profitability trends with returning capital to shareholders. We’ll examine how the completed share buyback and dividend commitment influence HBT Financial’s investment narrative in light of these results. We've uncovered the 13 dividend fortresses yielding 5%+ that don't just survive market storms, but thrive in them. To own HBT Financial, you really need to believe in a steady, traditional bank story where disciplined lending, conservative capital management, and consistent shareholder returns matter more than short bursts of earnings strength. The latest quarter fits that picture, but with some wrinkles: net interest income moved higher while net income and EPS softened, and net charge-offs rose to US$758,000. Against that, the company completed a US$15.58 million buyback and affirmed a US$0.23 dividend per share, signaling a willingness to keep capital returns front and center even as credit costs tick up. Short term, the key catalysts remain integration of the CNB acquisition and how the new subordinated debt feeds into future buybacks, while the main risk is that rising credit losses or weaker profitability could make this level of capital return harder to sustain. However, investors should be aware of how rising charge-offs could affect those shareholder returns. Despite retreating, HBT Financial's shares might still be trading above their fair value and there could be some more downside. Discover how much. Three Simply Wall St Community fair value estimates span from about US$32 to a very large upper figure, showing just how far apart individual views can be. Set that against recent results, where higher net interest income coincided with lower earnings and rising charge-offs, and you can see why it pays to weigh several perspectives before deciding how HBT’s risk and reward trade off. Explore 3 other fair value estimates on HBT Financial - why the stock might be worth just $32.00! Don't just follow...

HBT Financial (HBT) reported $67.33 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 16.1%. EPS of $0.68 for the same period compares to $0.61 a year ago. The reported revenue represents a surprise of +0.72% over the Zacks Consensus Estimate of $66.85 million. With the consensus EPS estimate being $0.62, the EPS surprise was +9.68%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how HBT Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin (FTE): 4.3% compared to the 4.2% average estimate based on three analysts. Average Balances - Interest-earning assets: $5.44 billion versus the three-analyst average estimate of $5.4 billion. Net charge-offs to average loans: 0.1% compared to the 0.1% average estimate based on three analysts. Efficiency Ratio: 76.6% versus the three-analyst average estimate of 54.7%. Total noninterest income: $10.94 million compared to the $10.92 million average estimate based on three analysts. Card income: $2.75 million versus the three-analyst average estimate of $2.72 million. Net interest income (FTE): $57.04 million versus the three-analyst average estimate of $56.13 million. Service charges on deposit accounts: $2.16 million versus the three-analyst average estimate of $2.15 million. Wealth management fees: $3.76 million versus the three-analyst average estimate of $3.2 million. Other noninterest income: $0.85 million versus the two-analyst average estimate of $1.23 million. Mortgage servicing: $0.98 million versus the two-analyst average estimate of $1.04 million. View all Key Company Metrics for HBT Financial here>>> Shares of HBT Financial have returned +6.2% over the past month versus the Zacks S&P 500 composite's +9.3% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recomme...

First Quarter Highlights Net income of $11.2 million, or $0.34 per diluted share; return on average assets (“ROAA”) of 0.80%; return on average stockholders' equity (“ROAE”) of 6.77%; and return on average tangible common equity (“ROATCE”)(1) of 7.87% Adjusted net income(1) of $22.6 million, or $0.68 per diluted share; adjusted ROAA(1) of 1.60%; adjusted ROAE(1) of 13.67%; and adjusted ROATCE(1) of 15.89% Completed merger with CNB Bank Shares, Inc. (“CNB”) on March 1, 2026 and core system conversion successfully completed in March 2026 Asset quality remained strong with nonperforming assets to total assets of 0.21% and net charge-offs to average loans of 0.08%, on an annualized basis Net interest margin increased 8 basis points to 4.20% and net interest margin (tax-equivalent basis)(1) increased 9 basis points to 4.25% BLOOMINGTON, Ill., April 27, 2026 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company”, “HBT Financial” or “HBT”), the holding company for Heartland Bank and Trust Company, today reported net income of $11.2 million, or $0.34 diluted earnings per share, for the first quarter of 2026. This compares to net income of $18.9 million, or $0.60 diluted earnings per share, for the fourth quarter of 2025, and net income of $19.1 million, or $0.60 diluted earnings per share, for the first quarter of 2025. J. Lance Carter, President and Chief Executive Officer of HBT Financial, said, “We are off to a great start in 2026 with the closing of our acquisition of CNB and its wholly-owned subsidiary, CNB Bank & Trust, N.A. (“CNB Bank”), on March 1. We also successfully completed our systems conversions in March and have been busy welcoming our new customers and colleagues. We are excited for the opportunities that lie ahead. “Results for the first quarter were strong and consistent with adjusted net income(1) of $22.6 million, or $0.68 per diluted share. Adjusted ROAA(1) was 1.60% and adjusted ROATCE(1) was 15.89% as we continue to report strong returns. Our net interest margin on a tax equivalent basis(1) increased by 9 basis points to 4.25% when compared to the fourth quarter of 2025. The increase was primarily driven by continued higher asset repricing for maturing fixed rate loans and securities. Our tangible book value per share(1) decreased by 1.1% for the quarter to $17.01 due to the CNB acquisition, elevated share repurchase activity, a...

BLOOMINGTON, Ill. (AP) — BLOOMINGTON, Ill. (AP) — HBT Financial Inc. (HBT) on Monday reported first-quarter profit of $11.2 million. The Bloomington, Illinois-based bank said it had earnings of 34 cents per share. Earnings, adjusted for non-recurring costs, were 68 cents per share. The results topped Wall Street expectations. The average estimate of four analysts surveyed by Zacks Investment Research was for earnings of 62 cents per share. The bank holding company posted revenue of $82.8 million in the period. Its revenue net of interest expense was $67.3 million, which also topped Street forecasts. Three analysts surveyed by Zacks expected $66.9 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on HBT at https://www.zacks.com/ap/HBT

HBT Financial (HBT) reported Q1 adjusted earnings Monday of $0.68 per diluted share, up from $0.61 a

The broad market exchange-traded fund SPDR S&P 500 ETF Trust (SPY) was down 0.1%, and the actively t

HBT Financial (HBT) came out with quarterly earnings of $0.68 per share, beating the Zacks Consensus Estimate of $0.62 per share. This compares to earnings of $0.61 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +9.68%. A quarter ago, it was expected that this bank holding company would post earnings of $0.64 per share when it actually produced earnings of $0.64, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates three times. HBT Financial, which belongs to the Zacks Banks - Northeast industry, posted revenues of $67.33 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.72%. This compares to year-ago revenues of $58.01 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. HBT Financial shares have added about 8.9% since the beginning of the year versus the S&P 500's gain of 4.7%. While HBT Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for HBT Financial was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) s...

NBT Bancorp (NBTB) came out with quarterly earnings of $0.97 per share, missing the Zacks Consensus Estimate of $0.98 per share. This compares to earnings of $0.8 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -1.02%. A quarter ago, it was expected that this financial holding company would post earnings of $0.99 per share when it actually produced earnings of $1.05, delivering a surprise of +6.06%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. NBT, which belongs to the Zacks Banks - Northeast industry, posted revenues of $185.06 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.69%. This compares to year-ago revenues of $155.31 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. NBT shares have added about 7.7% since the beginning of the year versus the S&P 500's gain of 4.3%. While NBT has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for NBT was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will...

BLOOMINGTON, Ill., April 13, 2026 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the “Company” or “HBT Financial”), the holding company for Heartland Bank and Trust Company, today announced that it will issue its first quarter 2026 financial results before the market opens on Monday, April 27, 2026. A copy of the press release announcing the first quarter 2026 financial results and an investor presentation will be made available on the Company’s investor relations website at https://ir.hbtfinancial.com. About HBT Financial, Inc. HBT Financial, Inc., headquartered in Bloomington, Illinois, is the holding company for Heartland Bank and Trust Company, and has banking roots that can be traced back to 1920. HBT Financial provides a comprehensive suite of financial products and services to consumers, businesses, and municipal entities throughout Illinois, eastern Iowa, and suburban St. Louis through 83 full-service branches. As of December 31, 2025, HBT Financial had total assets of $5.1 billion, total loans of $3.5 billion, and total deposits of $4.4 billion. CONTACT: Peter Chapman [email protected] (309) 664-4556

The market expects HBT Financial (HBT) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended March 2026. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $0.62 per share in its upcoming report, which represents a year-over-year change of +1.6%. Revenues are expected to be $67.05 million, up 15.6% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 17.19% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for...

HBT Financial (HBT) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. The upward trend in estimate revisions for this bank holding company reflects growing optimism of analysts on its earnings prospects, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. Our stock rating tool -- the Zacks Rank -- is principally built on this insight. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. Consensus earnings estimates for the next quarter and full year have moved considerably higher for HBT Financial, as there has been strong agreement among the covering analysts in raising estimates. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: The company is expected to earn $0.63 per share for the current quarter, which represents a year-over-year change of +3.3%. Over the last 30 days, one estimate has moved higher for HBT Financial compared to no negative revisions. As a result, the Zacks Consensus Estimate has increased 17.97%. The company is expected to earn $2.90 per share for the full year, which represents a change of +15.1% from the prior-year number. In terms of estimate revisions, the trend for the current year also appears quite encouraging for HBT Financial. Over the past month, one estimate has moved higher compared to no negative revisions, helping the consensus estimate increase 14.1%. The promising estimate revisions have helped HBT Financial earn a Zacks Rank #2 (Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. HBT Financial shares have added 5.2% over the past four weeks, suggesting that inve...

Earnings growth is crucial for any organization, no matter its size, because profitability is key to survival. To calculate earnings, examine a company’s revenues over a certain period and subtract the production costs. Earnings greatly impact share prices, with earnings expectations playing a significant role. On that note, Five Below, Inc. FIVE, TechnipFMC plc FTI and HBT Financial, Inc. HBT are delivering strong and impressive earnings growth. We have frequently seen stock prices decline despite earnings growth or rally after an earnings decline. This is largely the result of a company’s earnings failing to meet market expectations. Earnings estimates reflect analysts’ views on factors such as sales growth, product demand, the competitive industry environment, profit margins, and cost control. Consequently, earnings estimates are a valuable tool for making investment decisions. They also assist analysts in evaluating cash flow to determine a firm's fair value. Thus, investors should be on the lookout for stocks ready to make a big move. Hence, investors need to buy stocks with a history of earnings growth, and are seeing a rise in quarterly and annual earnings estimates. To shortlist stocks that have striking earnings growth and positive estimate revisions, we have added the following parameters: Zacks Rank less than or equal to 2 (Only Zacks' 'Buys' and 'Strong Buys' are allowed. With the Zacks Rank proving itself to be one of the best rating systems out there, this is a great way to start things off.) 5-Year Historical EPS Growth (%) greater than X-Industry (stocks with a strong EPS growth history). % Change EPS F(0)/F(-1) greater than or equal to 5 (companies that saw year-over-year earnings growth of 5% or more in the last reported fiscal). % Change Q1 Estimates over the last 4 weeks greater than zero (stocks that have seen their current quarter earnings estimates revised higher in the last 4 weeks). % Change F1 Estimates over the last 1 week greater than zero (stocks that have seen their annual earnings estimates revised higher in the last 1 week). % Change F1 Estimates over the last 4 weeks greater than zero (stocks that have seen their annual earnings estimates revised higher in the last 4 weeks). The above criteria narrowed the universe of around 7,839 stocks to only 10. Here are the top three stocks: Five Below is a specialty value retailer opera...