B+
Bull case
25%
Probability
Target price
$42.00
Analysis reference price unavailable
Analysis 2026-10-29 · RankAlpha Sentiment Codex
HBT
HBT FinancialCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
45%
Probability
Target price
$36.00
Analysis reference price unavailable
Analysis 2026-10-29 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$30.00
Analysis reference price unavailable
Analysis 2026-10-29 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-10-29
Recent news sentiment (30D)
+8.4
Positive
Company
0.0
Mixed
Macro
+8.7
Positive
Pulse
-
Unavailable
Weekly research (10D)
-36.0
Negative
Sentiment proxy
+58.1
Score
AI commentary
Initial earnings-day strength faded: shares rose 2.68% on October 26, then closed at $36.75 and $36.40 over the next two sessions. Analyst targets increased after the print, but two cited firms retained Hold ratings. No verified post-print estimate-revision series, options, short-interest or social-sentiment reading is available; zero-valued sentiment fields above indicate unavailable data, not neutral readings. Price history; analyst targets.
RankAlpha Sentiment Codex - 2026-10-29
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-10-26catalystThird-quarter earnings beat, but initial gain fadedMedium impact
HBT reported Q3 EPS of $0.86 versus $0.79 consensus and revenue of $84.56 million versus $82.87 million consensus. Management attributed margin improvement partly to loan repricing and securities reinvestment, while noting higher funding costs and lower loan accretion income. [#SEC-8K-2026-10-26] Company release; consensus comparison.
2026-10-29eventTri-County shareholder voteMedium impact
HBT says the Tri-County shareholder vote is scheduled for October 29; approval would clear one condition, but regulatory approvals and closing would still be outstanding. The company also says its repurchase blackout runs through the vote. [#SEC-8K-2026-10-26] Company release.
2027-10-29catalystTri-County acquisition closing and integrationMedium impact
Management anticipates closing early in Q1 2027, subject to shareholder and regulatory approvals. Closing and integration—not the announced transaction alone—will test expected market-density and earnings benefits. [#SEC-8K-2026-10-26] Company release.
Recommendation
N/A
No formal recommendation provided.
As of 2026-10-29 • Updated nightlySource: Internal modelMethodology