FSUN

DENVER, July 09, 2026--(BUSINESS WIRE)--FirstSun Capital Bancorp ("FirstSun") (NASDAQ: FSUN) announced today that it will release second quarter 2026 financial results on Monday, July 27, 2026, after the market closes. Upon release, investors may access FirstSun’s financial results at FirstSun's website, https://ir.firstsuncb.com/, in the News section. FirstSun will host a conference call on Tuesday, July 28, 2026 at 11:00 a.m. (ET) to discuss its second quarter 2026 financial results. An audio replay of the live call is expected to be available following the live event on the Events & Presentations page of FirstSun’s website. Conference Call Details Advance registration for the call is available via this link. Access details will be provided by email upon completion of registration. Participants may join the call toll-free by dialing (833) 461-5787 within the U.S. and (585) 542-9983 for all other locations. The conference Meeting ID is 239801426. Local numbers for international participants are listed here. Alternatively, individuals may listen to the live webcast of the presentation by visiting the link on the Events & Presentations page of FirstSun’s website. About FirstSun Capital Bancorp FirstSun Capital Bancorp ("FirstSun") (NASDAQ: FSUN), headquartered in Denver, Colorado, is the financial holding company for wholly owned subsidiaries including Sunflower Bank, N.A. and First Foundation Advisors. FirstSun completed its merger with First Foundation Inc. on April 1, 2026. Through its subsidiaries and affiliated entities, FirstSun provides a full range of relationship-focused services to meet personal, business, and wealth management financial objectives, with depository branches in ten states and mortgage capabilities in 44 states. FirstSun had total consolidated assets of $8.6 billion as of March 31, 2026. To learn more, visit ir.firstsuncb.com. View source version on businesswire.com: https://www.businesswire.com/news/home/20260708416865/en/ Contacts Ed JacquesDirector of Investor Relations & Business [email protected]

FirstSun Capital Bancorp (FSUN) expects its Q2 results to be negatively impacted by charge-offs, pri

The United States market has experienced a notable upswing, climbing 1.6% in the last week and up 28% over the past year, with earnings projected to grow by 17% annually. In this environment, growth companies with high insider ownership stand out as potentially attractive investments due to their alignment of interests between management and shareholders and their potential for significant earnings expansion. Click here to see the full list of 176 stocks from our Fast Growing US Companies With High Insider Ownership screener. Let's uncover some gems from our specialized screener. Simply Wall St Growth Rating: ★★★★★☆ Overview: AIRO Group Holdings, Inc. is a multi-faceted advanced Aerospace and Defense company operating in the United States, Europe, and internationally, with a market cap of $282.38 million. Operations: The company's revenue segments consist of Drones at $77.13 million, Avionics at $6.38 million, and Training at $4.51 million. Insider Ownership: 12.6% Earnings Growth Forecast: 67.2% p.a. AIRO Group Holdings is poised for growth with expected revenue expansion of 28.5% annually, outpacing the US market. Despite a volatile share price, insider transactions show more buying than selling recently. The company is exploring acquisitions to enhance its drone and avionics platforms while planning share repurchases to boost shareholder value. Recent product unveilings highlight AIRO's focus on defense and government applications, with promising advancements in autonomous aircraft technology aimed at commercialization by 2027. Click to explore a detailed breakdown of our findings in AIRO Group Holdings' earnings growth report. In light of our recent valuation report, it seems possible that AIRO Group Holdings is trading behind its estimated value. Simply Wall St Growth Rating: ★★★★★★ Overview: Astera Labs, Inc. designs, manufactures, and sells semiconductor-based connectivity solutions for cloud and AI infrastructure with a market cap of $58.77 billion. Operations: The company's revenue primarily comes from its semiconductor segment, amounting to $1.00 billion. Insider Ownership: 10.3% Earnings Growth Forecast: 31.5% p.a. Astera Labs is experiencing rapid growth, with earnings projected to increase significantly at 31.5% annually, surpassing the US market average. Despite recent insider selling, the company’s revenue is expected to grow 26.4% per year, d...

The United States market has shown robust performance, climbing 1.6% in the last 7 days and up 28% over the past year, with earnings forecasted to grow by 17% annually. In this thriving environment, growth companies with high insider ownership can be particularly appealing as they often signal strong confidence from those closest to the business and can offer significant potential for earnings growth. Click here to see the full list of 176 stocks from our Fast Growing US Companies With High Insider Ownership screener. Underneath we present a selection of stocks filtered out by our screen. Simply Wall St Growth Rating: ★★★★★☆ Overview: REalloys Inc. is a North American company specializing in rare earth metals and permanent magnets, with a market cap of $548.05 million. Operations: The company's revenue is primarily derived from its Metals & Mining - Miscellaneous segment, totaling $0.80 million. Insider Ownership: 31.8% Earnings Growth Forecast: 69.1% p.a. REalloys, with high insider ownership, is poised for significant growth, driven by strategic alliances and innovative technologies. The company recently announced a partnership with Ramaco Resources to secure rare earth materials essential for U.S. strategic sectors. Despite reporting a net loss of US$75.56 million in 2025 and delayed SEC filings, REalloys' revenue is forecasted to grow rapidly at 66.8% annually, outpacing the market average significantly, although share price volatility remains a concern. Navigate through the intricacies of REalloys with our comprehensive analyst estimates report here. Insights from our recent valuation report point to the potential overvaluation of REalloys shares in the market. Simply Wall St Growth Rating: ★★★★★☆ Overview: Streamex Corp. is a medical device technology company that offers advanced digital signal processing solutions for electrophysiology in the United States, with a market cap of $273.53 million. Operations: Streamex Corp. generates its revenue through the provision of advanced digital signal processing solutions specifically designed for electrophysiology applications in the U.S. Insider Ownership: 12.1% Earnings Growth Forecast: 114.5% p.a. Streamex, with substantial insider ownership, is positioned for growth through its innovative tokenized securities platform. The recent launch of a 24/7 secondary liquidity infrastructure in partnership with Orca e...

FirstSun Capital Bancorp trades at $35.16 per share and has stayed right on track with the overall market, gaining 8.1% over the last six months. At the same time, the S&P 500 has returned 9.9%. Is now the time to buy FirstSun Capital Bancorp, or should you be careful about including it in your portfolio? Check out our in-depth research report to see what our analysts have to say, it’s free. We're cautious about FirstSun Capital Bancorp. Here are three reasons you should be careful with FSUN and a stock we'd rather own. Two primary revenue streams drive bank earnings. While net interest income, which is earned by charging higher rates on loans than paid on deposits, forms the foundation, fee-based services across banking, credit, wealth management, and trading operations provide additional income. Regrettably, FirstSun Capital Bancorp’s revenue grew at a tepid 7.4% compounded annual growth rate over the last five years. This was below our standard for the banking sector. The key to tangible book value per share (TBVPS) growth is a bank’s ability to earn consistent returns on its assets that exceed its funding costs and credit losses. Over the next 12 months, Consensus estimates call for FirstSun Capital Bancorp’s TBVPS to shrink by 2.8% to $37.49, a sour projection. Return on equity, or ROE, quantifies bank profitability relative to shareholder equity - an essential capital source for these institutions. Over extended periods, superior ROE performance drives faster shareholder wealth compounding through reinvestment, share repurchases, and dividend growth. Over the last five years, FirstSun Capital Bancorp has averaged an ROE of 9%, uninspiring for a company operating in a sector where the average shakes out around 7.5%. FirstSun Capital Bancorp isn’t a terrible business, but it doesn’t pass our quality test. That said, the stock currently trades at 0.9× forward P/B (or $35.16 per share). While this valuation is fair, the upside isn’t great compared to the potential downside. We're fairly confident there are better stocks to buy right now. We’d suggest looking at a top digital advertising platform riding the creator economy. ONE MORE THING: Top 5 Growth Stocks. The biggest stock winners almost always had one thing in common before they ran. Revenue growing like crazy. Meta. CrowdStrike. Broadcom. Our AI flagged all three. They returned 315%, 314%, and 455%,...

Over the last 7 days, the United States market has risen by 1.1%, contributing to an impressive 27% climb over the past year, with earnings forecasted to grow by 17% annually. In this thriving environment, companies that exhibit high growth potential and significant insider ownership can be particularly appealing, as they often indicate strong confidence from those closest to the business. Click here to see the full list of 181 stocks from our Fast Growing US Companies With High Insider Ownership screener. Let's take a closer look at a couple of our picks from the screened companies. Simply Wall St Growth Rating: ★★★★☆☆ Overview: Evolus, Inc. is a performance beauty company that provides products in the cash-pay aesthetic market across the United States, Canada, Europe, and Australia with a market cap of $442.54 million. Operations: The company's revenue segment focuses on delivering medical aesthetic products to the cash-pay aesthetic market, generating $301.79 million. Insider Ownership: 11.1% Earnings Growth Forecast: 66.7% p.a. Evolus, Inc. is poised for significant growth with its forecasted profitability within three years and revenue growth expected to outpace the broader US market at 14.4% annually. Recent earnings show a narrowing net loss, and the company anticipates annual revenues between US$327 million and US$337 million for 2026. The upcoming European launch of Estyme marks an international expansion in dermal fillers, potentially enhancing revenue streams despite historically volatile share prices and negative shareholders' equity concerns. Click here and access our complete growth analysis report to understand the dynamics of Evolus. Our expertly prepared valuation report Evolus implies its share price may be lower than expected. Simply Wall St Growth Rating: ★★★★★★ Overview: Upstart Holdings, Inc. operates a cloud-based AI lending platform in the United States and has a market cap of approximately $2.58 billion. Operations: The company's revenue is primarily derived from its personal lending segment, which generated $1.01 billion. Insider Ownership: 12.8% Earnings Growth Forecast: 58.5% p.a. Upstart Holdings is positioned for robust growth, with earnings projected to rise significantly at 58.5% annually, outpacing the US market. Despite a recent net loss of US$6.65 million in Q1 2026, insider activity indicates more buying than selling over...

In late April 2026, FirstSun Capital Bancorp reported first-quarter results showing net interest income of US$82.78 million, up from US$74.48 million a year earlier, while net income eased to US$21.58 million and diluted earnings per share from continuing operations slipped to US$0.76. Management described the quarter as mixed, citing revenue that came in below analyst expectations but earnings per share slightly above forecasts, alongside commentary on loan growth, credit loss provisions tied to portfolio downgrades, and early integration progress from the recent First Foundation acquisition. Next, we will examine how this mix of stronger net interest income, higher credit provisions, and acquisition integration shapes FirstSun’s investment narrative. We've uncovered the 12 dividend fortresses yielding 5%+ that don't just survive market storms, but thrive in them. To own FirstSun Capital Bancorp, you need to be comfortable with a regional bank leaning into loan growth across high‑growth markets while actively integrating acquisitions. The latest quarter’s mix of higher net interest income, softer net income, elevated credit provisions, and a revenue miss does not appear to change the near term focus on loan growth as the key catalyst, but it does keep asset quality and credit costs as the most immediate risk to watch. The most relevant recent development here is FirstSun’s first quarter 2026 earnings release, which paired stronger net interest income with higher credit loss provisions tied to portfolio downgrades and rapid loan growth. That combination, along with early integration work from the First Foundation acquisition, sits right at the heart of the current narrative: a growing balance sheet and expanding margin, but with more pressure on credit quality as the bank pushes into new and existing markets. Yet investors should be aware that higher provisions linked to portfolio downgrades and isolated charge offs could... Read the full narrative on FirstSun Capital Bancorp (it's free!) FirstSun Capital Bancorp's narrative projects $1.1 billion revenue and $333.2 million earnings by 2029. Uncover how FirstSun Capital Bancorp's forecasts yield a $46.00 fair value, a 25% upside to its current price. Three Simply Wall St Community valuations for FirstSun Capital Bancorp span from US$43.50 up to about US$87.85, reflecting very different expectations about its...

FirstSun Capital Bancorp’s first quarter saw mixed results, with a negative market reaction following a revenue shortfall relative to Wall Street’s expectations. Management pointed to robust loan growth—particularly in commercial and industrial lending—and ongoing expansion of its net interest margin as key drivers of performance. CEO Neal Arnold acknowledged that higher credit loss provisions were a consequence of both portfolio downgrades and accelerated loan growth, while also noting isolated charge-offs that impacted asset quality. Management emphasized the momentum from the recent First Foundation acquisition, citing early signs of cross-team collaboration and business development opportunities as bright spots in an otherwise challenging quarter. Is now the time to buy FSUN? Find out in our full research report (it’s free). Revenue: $101.7 million vs analyst estimates of $108.2 million (10.1% year-on-year growth, 6% miss) EPS (GAAP): $0.76 vs analyst estimates of $0.75 (1.8% beat) Market Capitalization: $1.68 billion While we enjoy listening to the management's commentary, our favorite part of earnings calls are the analyst questions. Those are unscripted and can often highlight topics that management teams would rather avoid or topics where the answer is complicated. Here is what has caught our attention. Wood Lay (KBW) asked about the impact of the smaller balance sheet on the previously announced EPS run rate. CFO Robert Cafera explained that the incremental leveraging during the pendency period resulted in higher repositioning, but expectations for the $5-plus EPS level in 2027 remain intact. Wood Lay (KBW) questioned the sustainability of net interest margin beyond 2026. Cafera indicated a slight uptick is possible in 2027 as loan remixing matures, with NIM expected to remain in the high-3.90% range. Michael Rose (Raymond James) inquired about the timeline for completing loan portfolio remixing and its effect on growth rates. CEO Neal Arnold stated that the remix is a multiyear process, especially for the multifamily segment, but expects a return to growth mode in 2027. Michael Rose (Raymond James) asked about confidence in achieving a lower, mid-20s basis point net charge-off rate despite a heavier C&I mix. Cafera acknowledged potential lumpiness due to C&I exposure but pointed to strong credit-adjusted returns and lack of sector/geography concent...

First-quarter results showed strong momentum with adjusted net income $23.7M, adjusted EPS $0.84, annualized loan growth of >16%, and an expanded NIM of 4.25%, while non‑interest income made up 24.7% of revenue. Credit costs rose as provision expense totaled $8.3M and net charge-offs were $10.5M (driven largely by two previously-identified loans), though management said it sees no broad-based portfolio deterioration and reserves were 1.20% of loans. The First Foundation acquisition (closed April 1) is being actively de‑risked—about $1B of the planned $2.3B loan downsizing is complete with the remainder targeted by end‑Q2—and management expects CET1 in the low 10.7% range, mid‑2026 NIM of ~3.8% (improving to the high 3.90s by Q4) and phased cost synergies largely realized by year‑end. Interested in FirstSun Capital Bancorp? Here are five stocks we like better. FirstSun Capital Bancorp (NASDAQ:FSUN) highlighted strong first-quarter performance and provided an update on its recently closed acquisition of First Foundation, emphasizing ongoing balance sheet repositioning, integration progress, and expectations for 2026 profitability metrics. CEO and President Neal Arnold said the company was “pleased with the momentum we saw in our business to start this year,” pointing to adjusted net income of $23.7 million, adjusted diluted EPS of $0.84, and an adjusted return on assets of 1.14%. → Pipelines and Automation: 2 Energy Plays Built for Any Oil Price Arnold said FirstSun generated “very robust loan growth of over 16% annualized” in the quarter and continued to expand net interest margin to 4.25%. He also noted that non-interest income represented 24.7% of total revenue, supporting a more diversified revenue mix. CFO Rob Cafera said loan growth was driven primarily by C&I lending, with line utilization rising 4% from year-end levels. New loan fundings totaled $528 million in the first quarter, up 47% from the fourth quarter and 32% from the first quarter of last year. Because growth was “heavier on the back end of the quarter,” Cafera said average balances grew less than period-end balances, creating what he called “a nice tailwind” for net interest income entering the second quarter. → Homebuilder Earnings: D.R. Horton Sticks Out as Pulte & NVR Sales Tank On deposits, Cafera said balances were down slightly on both an average and period-end basis, citing typical fi...

In the final months before it acquired First Foundation, FirstSun Capital Bancorp weathered an uneven quarter, due largely to weaker credit quality. FirstSun's first-quarter earnings per share narrowly beat Wall Street's expectations, but adjusted EPS fell short. Loan growth accelerated, but net charge-offs and provisions for credit losses also rose — partly due to two large charge-offs. "We've never liked losing money," FirstSun CEO Neal Arnold said during a call with analysts. "I certainly would rather not have charge-offs in our biggest loan quarter. It is what it is, and we don't take it lightly. But I'd also say we're provisioning on the front end for some extraordinary loan growth." Earnings per share for the Denver-based holding company of Sunflower Bank were 76 cents, one penny above analysts' consensus estimate, according to S&P Capital IQ. But the bank's adjusted earnings per share, which strips out merger-related expenses, came out to 84 cents, below analysts' forecast of 86 cents, per S&P. Net income for the quarter totaled $21.6 million, down from $23.6 million in the first quarter of 2025. But total revenue was $109.9 million, an increase from $96.2 million in the year-ago period. Loan growth was a highlight. At the end of March, loans held for investment reached $6.9 billion — a 7% jump from last year's first quarter. "The loan growth we had in the first quarter was surprising to us," Arnold said. On the other hand, two large loans became a headache for FirstSun. In the first quarter, net charge-offs reached $10.6 million, a leap upward from $631,000 one year before. Chief Financial Officer Rob Cafera said two loans, one to a telecom company and one to an auto finance lender, "drove the bulk" of these charge-offs. When an analyst asked how much of the $10.6 million was due to those two debts, Cafera answered that they made up more than $10 million. Partly as a result, FirstSun raised its provision for credit losses to $8.3 million in the first quarter, more than twice what it was one year before. Arnold said this decision was spurred by "a combination of factors." "We did see two loan charge-offs, and we're seeing some deterioration in value realization in the event of loss," Arnold said, "but the significant loan growth we saw in the first quarter materially impacted our higher provision expense." Arnold and Cafera also addressed the news tha...

This article first appeared on GuruFocus. Release Date: April 28, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Firstsun Capital Bancorp (NASDAQ:FSUN) reported a strong adjusted net income of $23.7 million for the first quarter, with an adjusted diluted earnings per share of $0.84. The company achieved robust loan growth of over 16% annualized, primarily in the C&I portfolio, indicating strong market demand. Net interest margin expanded to a solid 4.25%, marking 14 consecutive quarters above 4%, driven by improved funding costs. The recent acquisition of First Foundation is progressing well, with integration activities underway and expected to unlock significant long-term benefits. The acquisition enhances FSUN's presence in high-growth markets, expands its regional footprint, and strengthens its wealth platform, offering comprehensive advisory and investment solutions. FSUN experienced higher provision expenses due to portfolio downgrades and strong loan growth, impacting overall financial performance. The company reported two significant loan charge-offs, contributing to a net charge-off rate of 63 basis points on an annualized basis. Overall deposit balances were down slightly, influenced by a decline in brokered deposits and general seasonality pressures. The integration of First Foundation involves ongoing balance sheet repositioning, which may temporarily affect financial metrics. FSUN's credit profile, with a heavier C&I mix, may lead to lumpy credit performance, posing challenges in maintaining consistent credit quality. Warning! GuruFocus has detected 2 Warning Sign with FSUN. Is FSUN fairly valued? Test your thesis with our free DCF calculator. Q: How does the smaller balance sheet impact the EPS run rate initially laid out at the merger announcement? A: Rob Cafera, CFO, explained that the repositioning is ahead of schedule due to a short-term leverage strategy by First Foundation. The balance sheet expectations remain largely unchanged, and they see healthy opportunities in the C&I space. The EPS guidance remains comparable to what was initially projected, with expectations of $5 plus level for 2027. Q: Do you expect the net interest margin (NIM) to improve in 2027 as the remix continues? A: Rob Cafera, CFO, stated that while the NIM is expected to be in the $3.90s range by the fourth qua...

FirstSun Capital Bancorp (FSUN) reported Q1 adjusted earnings late Monday of $0.84 per diluted share