FNB

F.N.BB

NYSE / Banks

At close

2026-07-18

View Chart

AI scenario view

RankAlpha Sentiment CodexPost-earnings T+1

B+

Bull case

25%

Probability

Target price

$23.00

+20.0% vs current

Most likely

Base case

55%

Probability

Target price

$21.00

+9.6% vs current

B-

Bear case

20%

Probability

Target price

$17.50

-8.7% vs current

AI sentiment snapshot

Latest data as of 2026-07-17

AI commentary

The latest primary-source earnings release is constructive, and the July 17 earnings call is the next dated company-specific checkpoint. This remains an early T+1 follow-up with no verified analyst revision data or reliable post-release price reaction in the packet. Social context is unavailable, so conviction remains moderate and monitoring-oriented.

RankAlpha Sentiment Codex - 2026-07-17

Open post-earnings memo

Evidence flagged

report lacks a dated company-specific catalyst beyond generic cadence for its sector profile

Impact

tentative

Confidence

AI events

2026-07-16eventQ2 2026 earnings delivered record revenue and EPS growthMedium impact

FNB reported Q2 net income of $148.7 million, diluted EPS of $0.42 versus $0.36 a year earlier, record revenue of $462.7 million, and another quarter of positive operating leverage [#SEC-8K-2026-07-17].

2026-07-17catalystScheduled Q2 earnings call is the next dated margin and funding checkpointMedium impact

FNB scheduled its Q2 2026 earnings conference call for July 17, 2026. Management commentary could clarify the durability of Q2 loan and deposit growth, stable NIM, and funding conditions, but no transcript evidence is available yet [#PR-EARNINGS-2026-06-30] [#SEC-8K-2026-07-17].

2027-07-17catalystLoan and deposit growth can support earningsMedium impact

Average loans grew 6.9% annualized linked-quarter and average deposits grew 3.1% annualized, while NIM remained stable at 3.25% and non-interest-bearing deposits stayed at 26% of total deposits [#SEC-8K-2026-07-17]. Persistence would support revenue growth, but this remains a monitoring thesis rather than a confirmed inflection.

View full catalyst timeline

Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-07-17 • Updated nightlySource: Internal modelMethodology