FNB
F.N.BBNYSE / Banks
Last Price
At close
2026-07-18
Current thesis
The Q2 print strengthens the constructive case: record revenue, 17% year-over-year EPS growth, loan and deposit expansion, stable NIM, and tangible-book growth suggest operating momentum can continue if funding costs remain controlled.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.2.
What can break
Post-print market reaction and detailed management forward guidance are not available in the packet.
Momentum
48
Value
59
Sentiment
57
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $21.00 · Bull $23.00 · Bear $17.50
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $20.89
Why
Momentum48 · Δ7d -7.5
Value59 · Δ7d +0.2
Sentiment57 · Δ7d +11.1
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
48
26% active weight
Current posture
7d trendFlat
Δ7d
-7.5
Δ21d
-7.5
Value
59
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+0.5
Sentiment
57
34% active weight
Current posture
7d trendImproving
Δ7d
+11.1
Δ21d
+14.3
Why this grade
Composite grade B. Momentum 48.3 / Value 59.2 / Sentiment 56.7
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$6.82B
Beta
0.94
Shares Out
355.96M
P/E (TTM)
12.4
P/S (TTM)
3.71
P/FCF (TTM)
16.39
Rev YoY
+0.8%
EPS YoY
+18.0%
Gross Margin
-
Op Margin
+36.1%
Net Debt
$3.8B
Current Ratio
0.09
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology

