FMNB

Farmers National BancB

Nasdaq / Banks

Quote time unavailable

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AI scenario view

RankAlpha Sentiment CodexPost-earnings T+3

B+

Bull case

20%

Probability

Target price

$17.50

Analysis reference price unavailable

Analysis 2026-10-23 · RankAlpha Sentiment Codex

Most likely

Base case

50%

Probability

Target price

$15.00

Analysis reference price unavailable

Analysis 2026-10-23 · RankAlpha Sentiment Codex

B-

Bear case

30%

Probability

Target price

$12.80

Analysis reference price unavailable

Analysis 2026-10-23 · RankAlpha Sentiment Codex

The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented

AI sentiment snapshot

Latest data as of 2026-10-23

AI commentary

No third-quarter release or attributable post-earnings price reaction was verified. The October 22 anchor was $15.66; its movement should not be labeled an earnings reaction. Post-print analyst target and estimate changes are unavailable, and coverage is thin. The prior thesis was cautiously positive, but the current deterministic directional prior is negative; this is a cautious monitoring view rather than a confirmed earnings update.

RankAlpha Sentiment Codex - 2026-10-23

Open post-earnings memo

Evidence flagged

No evidence quality warning is currently attached to this memo.

Impact

standard

Confidence

AI events

2026-10-28eventThird-quarter results remain unverifiedMedium impact

The scheduled October 20 earnings trigger is not supported by a third-quarter company release or filing found as of this report. October 28 is an estimated, unconfirmed reporting date. The decision-relevant test is whether Middlefield integration preserves deposits and expenses while commercial lending converts into loan growth. Farmers reported $0.39 second-quarter EPS, or $0.41 excluding acquisition and core-conversion costs, and $175 million of commercial fundings. [#SEC-8K-2026-07-22] [#PR-2026-07-22] Company Q2 release

2027-01-31catalystCredit and conversion benefits need confirmationMedium impact

At June 30, nonperforming loans had fallen to $44.6 million from $59.9 million at March 31, but net charge-offs were 0.30% annualized versus 0.07% a year earlier. Management also said the core technology conversion was on track for late-third-quarter completion; completion and durable cost benefits have not been verified here. [#PR-2026-07-22] Company Q2 release

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Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-10-23 • Updated nightlySource: Internal modelMethodology