FMBH

On April 29, 2026, First Mid Bancshares announced first-quarter results showing higher net interest income and net income year over year, alongside a regular US$0.25 quarterly dividend and modest share repurchases. On the same day, the company unveiled a board-led succession plan that will see President Matthew K. Smith become CEO in July 2026, while long-serving leader Joseph R. Dively moves to Executive Chairman, signaling a focus on continuity in both governance and risk oversight. We will now examine how this leadership transition, combined with earnings growth, shapes First Mid Bancshares’ investment narrative for investors. Uncover the next big thing with 24 elite penny stocks that balance risk and reward. To own First Mid Bancshares, you need to be comfortable with a straightforward community banking story built on consistent profitability, a regular US$0.25 quarterly dividend, and a bank-like valuation that screens as inexpensive against some models. The latest quarter’s higher net interest income and net income, alongside modest buybacks, reinforce earnings quality as a short term catalyst, even if the tiny repurchase volume is unlikely to move the needle. The bigger new factor is governance: the planned July 2026 handover from long-time CEO Joseph Dively to President (and former CFO) Matthew Smith looks structured for continuity, with Dively staying on as Executive Chairman and Smith joining the Risk Committee. That setup may temper leadership risk, but it does not remove broader concerns around low return on equity, forecast revenue declines, and credit quality trends. But there is one emerging risk here that shareholders should not overlook. First Mid Bancshares' shares have been on the rise but are still potentially undervalued. Find out how large the opportunity might be. Investors in the Simply Wall St Community currently offer a single, very large fair value estimate around US$83,504.09 for First Mid Bancshares, which underlines how far individual views can stray from recent pricing. Set that against today’s leadership transition and soft revenue outlook, and it becomes clear why you may want to weigh several contrasting opinions before deciding how this bank fits into your portfolio. Explore another fair value estimate on First Mid Bancshares - why the stock might be worth just $83504! Disagree with this assessment? Extraordinary investment...

Get insights on thousands of stocks from the global community of over 7 million individual investors at Simply Wall St. First Mid Bancshares (FMBH) drew fresh attention after outlining a planned CEO transition to Matthew K. Smith effective July 1, 2026, alongside first quarter results that showed higher net interest income and net income. See our latest analysis for First Mid Bancshares. The stock has moved to US$43.66 with a 1 day share price return of 1.39% and a 13.02% share price return year to date. The 1 year total shareholder return of 24.61% and 3 year total shareholder return of 109.46% point to momentum that has built over a longer period. If you are looking beyond regional banks and want more ideas after this CEO transition news, this is a good moment to check out 19 top founder-led companies With the stock at US$43.66, a reported intrinsic discount of 52% and a 12% gap to the current analyst target, the real question is whether investors are seeing a genuine value opportunity or a market already pricing in future growth? First Mid Bancshares is trading on a P/E of 12.1x, which sits between a cheaper level than close peers but slightly higher than the broader US banks industry. The P/E ratio compares the current share price with earnings per share, so it indicates how much investors are paying for each dollar of earnings. For a bank like First Mid Bancshares, where profits and return on equity matter more than rapid revenue expansion, this is a common yardstick investors watch closely. On one side, the stock looks inexpensive against a peer average P/E of 14.9x and the estimated fair P/E of 13x, which points to some headroom if the market were to align pricing with that fair ratio. On the other side, the P/E is a touch higher than the wider US banks average of 11.3x. This suggests investors are already assigning a modest premium, possibly reflecting the 12.7% yearly earnings growth over the past 5 years and the 19% recent earnings growth. Explore the SWS fair ratio for First Mid Bancshares Result: Price-to-Earnings of 12.1x (ABOUT RIGHT) However, the story could still change quickly if revenue contraction persists or if the CEO transition in 2026 creates uncertainty around execution and capital priorities. Find out about the key risks to this First Mid Bancshares narrative. While the P/E of 12.1x suggests the stock sits between peer value and a sl...

MATTOON, Ill. (AP) — MATTOON, Ill. (AP) — First Mid Bancshares, Inc. (FMBH) on Wednesday reported first-quarter net income of $26.3 million. The Mattoon, Illinois-based bank said it had earnings of $1.06 per share. Earnings, adjusted for non-recurring costs, were $1.14 per share. The results topped Wall Street expectations. The average estimate of five analysts surveyed by Zacks Investment Research was for earnings of $1.03 per share. The bank holding company posted revenue of $127.1 million in the period. Its revenue net of interest expense was $97.2 million, also surpassing Street forecasts. Three analysts surveyed by Zacks expected $96.7 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FMBH at https://www.zacks.com/ap/FMBH

MATTOON, Ill., April 29, 2026 (GLOBE NEWSWIRE) -- First Mid Bancshares, Inc. (NASDAQ: FMBH) (the “Company”) today announced its financial results for the quarter ended March 31, 2026. Highlights Net income of $26.3 million, or $1.06 diluted EPS Adjusted quarterly net income* of $28.4 million, or $1.14 diluted EPS Closed on the acquisition of Two Rivers Financial Group, Inc. (“Two Rivers”) and its wholly owned subsidiary Two Rivers Bank & Trust (“Two Rivers Bank”), adding $871.4 million in loans, net of the interest rate fair value marks and $1.04 billion in deposits, net of the time deposit marks, at closing Total loans of $6.94 billion, quarterly increase of $932.9 million Total deposits of $7.55 billion, quarterly increase of $1.15 billion Tangible book value per common share* increased 2.1% during the quarter to $30.04 Net interest margin, tax equivalent* expanded to 3.78%, quarterly increase of 5 basis points Repurchased 12,686 shares and the Board of Directors declared regular quarterly dividend of $0.25 per share “We are pleased to start the year with such strong financial results, highlighted by record quarterly earnings per share and net income. We continue to build on the momentum of 2025 and are excited to welcome the new customers and talented employees following our acquisition of Two Rivers. The integration efforts for the merger of the banks are progressing as expected, and we remain confident that the strategic combination will enhance shareholder value as we continue to diversify our footprint into Iowa,” said Joseph Dively, Chairman and CEO. “The quarter reflected solid organic growth in both loans and deposits in what has historically been a seasonally soft period. The team remains diligent when pricing both sides of the balance sheet and, with the continued benefit from the repricing of our loan and investment portfolios, delivered an increase to net interest margin despite the anticipated dilution from Two Rivers. In addition, we were able to take advantage of our strong capital position and market volatility during the quarter by repurchasing $0.5 million of shares. We remain committed to deploying capital where it generates the highest long-term return for our shareholders,” said Matthew Smith, President. Two Rivers Update The Company closed on its acquisition of Two Rivers on February 28th, 2026 and has filed its application to merge T...

First Mid Bancshares (FMBH) came out with quarterly earnings of $1.14 per share, beating the Zacks Consensus Estimate of $1.03 per share. This compares to earnings of $0.96 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +11.11%. A quarter ago, it was expected that this bank holding company would post earnings of $1.06 per share when it actually produced earnings of $1.06, delivering no surprise. Over the last four quarters, the company has surpassed consensus EPS estimates three times. First Mid Bancshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $97.23 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.59%. This compares to year-ago revenues of $84.27 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Mid Bancshares shares have added about 12.2% since the beginning of the year versus the S&P 500's gain of 4.3%. While First Mid Bancshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Mid Bancshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the comple...

Norwood Financial Corp. (NWFL) came out with quarterly earnings of $0.72 per share, missing the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.63 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -11.11%. A quarter ago, it was expected that this company would post earnings of $0.85 per share when it actually produced earnings of $0.84, delivering a surprise of -1.18%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Norwood Financial, which belongs to the Zacks Banks - Northeast industry, posted revenues of $27.27 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 1.00%. This compares to year-ago revenues of $20.21 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Norwood Financial shares have added about 10% since the beginning of the year versus the S&P 500's gain of 4.7%. While Norwood Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Norwood Financial was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks...

Shore Bancshares (SHBI) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.45 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +23.60%. A quarter ago, it was expected that this bank holding company would post earnings of $0.49 per share when it actually produced earnings of $0.53, delivering a surprise of +8.16%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Shore Bancshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $59.8 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 2.88%. This compares to year-ago revenues of $53.03 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Shore Bancshares shares have added about 8.5% since the beginning of the year versus the S&P 500's gain of 4.3%. While Shore Bancshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Shore Bancshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of tod...

For the quarter ended December 2025, First Mid Bancshares (FMBH) reported revenue of $88.22 million, up 3.4% over the same period last year. EPS came in at $1.06, compared to $0.87 in the year-ago quarter. The reported revenue represents a surprise of -3.54% over the Zacks Consensus Estimate of $91.45 million. With the consensus EPS estimate being $1.06, the EPS surprise was +0.24%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 57.6% versus 59.8% estimated by three analysts on average. Net interest margin: 3.7% compared to the 3.8% average estimate based on three analysts. Average Earning Assets: $7.17 billion compared to the $7.12 billion average estimate based on two analysts. Non-interest Income: $21.69 million compared to the $24.59 million average estimate based on three analysts. Other: $0.32 million versus $2.55 million estimated by two analysts on average. Net Interest Income (FTE): $67.31 million versus $68.01 million estimated by two analysts on average. Net Interest Income: $66.53 million versus $67.07 million estimated by two analysts on average. ATM/debit card revenue: $3.95 million compared to the $4.15 million average estimate based on two analysts. Wealth management revenues: $6.59 million compared to the $6.7 million average estimate based on two analysts. Insurance commissions: $7.44 million versus the two-analyst average estimate of $7.2 million. Service charges: $3.16 million compared to the $3.05 million average estimate based on two analysts. Mortgage banking revenues: $0.62 million versus $1 million estimated by two analysts on average. View all Key Company Metrics for First Mid Bancshares here>>> Shares of First Mid Bancshares have returned +6.3% over the past month versus the Zacks S&P 500 composite's +0.9% change. The stock currently has a Zacks Rank #3 (Hold), indicating that i...

MATTOON, Ill., Jan. 29, 2026 (GLOBE NEWSWIRE) -- First Mid Bancshares, Inc. (NASDAQ: FMBH) (the “Company”) today announced its financial results for the quarter ended December 31, 2025. Highlights Record high quarterly net income of $23.7 million, or $0.99 diluted EPS Adjusted quarterly net income* of $25.3 million, or $1.06 diluted EPS Total loans of $6.01 billion, quarterly increase of $187.3 million, or 3.2% and an increase of 6.0% for the year Total deposits of $6.40 billion, quarterly increase of $105.7 million, or 1.7% and an increase of 5.6% for the year Tangible book value per share* increased 4.3% during the quarter to $29.42 and an increase of 20.3% for the year Received regulatory approval for the acquisition of Two Rivers Financial Group, Inc. Board of Directors declares regular quarterly dividend of $0.25 per share “We finished off a landmark year for First Mid with record annual earnings per share and net income. Our team executed at the highest levels on key strategic technology projects and now with our new retail online banking and core banking applications implemented, we have improved the customer experience and deployed a more efficient platform for growth. We are pleased with the continued progress towards closing our pending acquisition of Two Rivers Financial Group, Inc. as we received all regulatory approvals in the fourth quarter. We still anticipate closing to occur in the first quarter of 2026 as we enter Iowa with a great partner,” said Joseph Dively, Chairman and CEO. “Our team was able to capitalize on opportunities late in the fourth quarter to drive over 3% loan growth during the period and 6% for the year. In addition, our commitment to creating shareholder value through a diversified income stream is reflected in the growth of our business lines, including a record year of revenue for both wealth management and insurance,” said Matthew Smith, President. Net Interest Income Net interest income for the fourth quarter of 2025 was $66.5 million, an increase of $0.2 million compared to the third quarter of 2025. Accretion income for the fourth quarter was $2.6 million, a decrease of $0.5 million compared to the prior quarter, primarily due to lower accelerated accretion from acquired loans. In comparison to the fourth quarter of 2024, net interest income increased $7.6 million, or 12.9%. Interest income was higher by $6.1 million...

MATTOON, Ill. (AP) — MATTOON, Ill. (AP) — First Mid Bancshares, Inc. (FMBH) on Thursday reported fourth-quarter earnings of $23.7 million. The bank, based in Mattoon, Illinois, said it had earnings of 99 cents per share. Earnings, adjusted for non-recurring costs, were $1.06 per share. The results met Wall Street expectations. The average estimate of four analysts surveyed by Zacks Investment Research was also for earnings of $1.06 per share. The bank holding company posted revenue of $117.6 million in the period. Its revenue net of interest expense was $88.2 million, missing Street forecasts. For the year, the company reported profit of $91.7 million, or $3.83 per share. Revenue was reported as $349.2 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on FMBH at https://www.zacks.com/ap/FMBH

First Mid Bancshares (FMBH) came out with quarterly earnings of $1.06 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.87 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +0.24%. A quarter ago, it was expected that this bank holding company would post earnings of $0.96 per share when it actually produced earnings of $0.97, delivering a surprise of +1.04%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. First Mid Bancshares, which belongs to the Zacks Banks - Northeast industry, posted revenues of $88.22 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 3.54%. This compares to year-ago revenues of $85.31 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. First Mid Bancshares shares have added about 7.9% since the beginning of the year versus the S&P 500's gain of 1.9%. While First Mid Bancshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for First Mid Bancshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list o...

First Mid Bancshares (FMBH) reported $89.27 million in revenue for the quarter ended September 2025, representing a year-over-year increase of 10.8%. EPS of $0.97 for the same period compares to $0.83 a year ago. The reported revenue represents a surprise of +1.5% over the Zacks Consensus Estimate of $87.95 million. With the consensus EPS estimate being $0.96, the EPS surprise was +1.04%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how First Mid Bancshares performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 58.8% versus the three-analyst average estimate of 61.6%. Net interest margin: 3.8% versus 3.7% estimated by three analysts on average. Average Earning Assets: $7.01 billion versus the two-analyst average estimate of $7.01 billion. Non-interest Income: $22.91 million versus the three-analyst average estimate of $22.89 million. Other: $3.93 million compared to the $2 million average estimate based on two analysts. Net Interest Income (FTE): $67.14 million versus $65.74 million estimated by two analysts on average. Net Interest Income: $66.36 million versus the two-analyst average estimate of $64.64 million. ATM/debit card revenue: $4.18 million versus the two-analyst average estimate of $4.18 million. Wealth management revenues: $5.15 million versus the two-analyst average estimate of $5.4 million. Insurance commissions: $7.09 million compared to the $6.6 million average estimate based on two analysts. Service charges: $3.24 million versus the two-analyst average estimate of $3 million. Mortgage banking revenues: $1.26 million versus the two-analyst average estimate of $1.11 million. View all Key Company Metrics for First Mid Bancshares here>>> Shares of First Mid Bancshares have returned -3.1% over the past month versus the Zacks S&P 500 composite's +3.6% change. The stock currently has a Zacks Rank #4 (Se...