B+
Bull case
25%
Probability
Target price
$58.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
FMBH
First Mid BancsharesCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$52.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$43.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-27
Recent news sentiment (30D)
+17.8
Positive
Company
-
Unavailable
Macro
+17.8
Positive
Pulse
-
Unavailable
Weekly research (10D)
+4.2
Mixed
Sentiment proxy
+63.6
Score
AI commentary
News tone is moderately positive because Q2 earnings and revenue exceeded consensus. Zacks reported a 1.9% one-month return versus 0.4% for the S&P 500 and a 24.4% year-to-date gain versus 9.6% for the index, but the packet does not provide a clean post-release daily reaction. Available analyst framing was Hold/mixed before the print, with no confirmed post-print revisions or target changes; therefore this remains a cautious monitoring view. [#PR-EARNINGS-2026-07-23]
RankAlpha Sentiment Codex - 2026-07-27
Open post-earnings memoEvidence flagged
later post-earnings follow-up lacks concrete company-source and analyst/market reaction evidence
Impact
tentative
Confidence
-
AI events
2026-10-25eventTwo Rivers integration and capital returnMedium impact
The company reported successful completion of the Two Rivers merger, growth in deposits, 21,872 share repurchases, a $0.01 dividend increase, and repayment of higher-cost subordinated debt. [#SEC-8K-2026-07-23]
2026-10-25catalystQ2 earnings beat and post-print digestionMedium impact
First Mid reported adjusted EPS of $1.26 and adjusted quarterly net income of $33.4 million for Q2 2026; the filed release also reported 3.79% net interest margin, higher deposits, and improved tangible book value. Zacks reported EPS and revenue beats versus consensus. [#SEC-8K-2026-07-23] [#PR-EARNINGS-2026-07-23]
2026-12-31catalystRecurring earnings and credit stabilizationHigh impact
Potential upside depends on sustaining merger-related earnings contribution, repricing benefits, and fee revenue while containing funding costs and agricultural-credit stress. The release reported stable allowance coverage, lower non-performing loans, but continued strained agricultural cash flows. [#SEC-8K-2026-07-23]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-27 • Updated nightlySource: Internal modelMethodology