EBMT

HELENA, Mont., April 28, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $4.0 million, or $0.51 per diluted share, in the first quarter of 2026, compared to $4.7 million, or $0.60 per diluted share, in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the first quarter of 2025. Eagle’s board of directors declared a quarterly cash dividend of $0.145 per share on April 23, 2026. The dividend will be payable June 5, 2026, to shareholders of record May 15, 2026. The current dividend represents an annualized yield of 2.72% based on the average closing price of the Company’s common stock reported on NASDAQ during the first quarter of 2026 of $21.32 per share. “Eagle’s first quarter results reflect the continued strength of our franchise and the durability of our core earnings,” said Laura F. Clark, President and CEO. “Net income and earnings per share increased compared to the first quarter of last year, driven by further improvement in our funding costs, resilient asset yields and disciplined expense management. Net interest margin continued to expand during the quarter, and with a strong core deposit base and a diversified loan portfolio, we remain well positioned to pursue opportunities across our Montana market and deliver long term value for our shareholders.” First Quarter 2026 Highlights (at or for the three-month period ended March 31, 2026, except where noted): Net income was $4.0 million, or $0.51 per diluted share, in the first quarter of 2026, compared to $4.7 million, or $0.60 per diluted share in the preceding quarter, and $3.2 million, or $0.41 per diluted share, in the first quarter a year ago. Net interest margin (“NIM”) was 4.11% in the first quarter of 2026, a three-basis point increase compared to 4.08% in the preceding quarter and a 37-basis point increase compared to the first quarter a year ago. Net interest income, before the provision for credit losses, decreased 2.4% to $18.7 million in the first quarter of 2026, compared to $19.2 million in the fourth quarter of 2025, and increased 10.7% compared to $16.9 million in the first quarter of 2025. Revenues (net interest income before the provision for credit losses, plus noninterest income) were $23.6 million in the first quarter of...

HELENA, Mont., Jan. 27, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income increased 30.3% to $4.7 million, or $0.60 per diluted share, in the fourth quarter of 2025, compared to $3.6 million, or $0.46 per diluted share, in the preceding quarter, and increased 37.8% compared to $3.4 million, or $0.44 per diluted share, in the fourth quarter of 2024. For the year ended December 31, 2025, net income increased 51.7% to $14.8 million, or $1.90 per diluted share, compared to $9.8 million, or $1.24 per diluted share, in 2024. Eagle’s board of directors declared a quarterly cash dividend of $0.145 per share on January 22, 2026. The dividend will be payable March 6, 2026, to shareholders of record February 13, 2026. The current dividend represents an annualized yield of 2.93% based on recent market prices. “We finished the year on a high note with excellent fourth quarter results that reflect the strength of our franchise,” said Laura F. Clark, President and CEO. “Net income and earnings per share grew compared to both the prior quarter and year-over-year, as we benefited from reduced funding costs, resilient asset yields and continued operational efficiency gains. The expansion in our net interest margin during the fourth quarter further strengthens our earnings profile as we look ahead. Our strong core deposit base and diversified loan portfolio position us well to capitalize on opportunities across our Montana markets, and we remain committed to executing our strategy and delivering long term shareholder value.” Fourth Quarter 2025 Highlights (at or for the three-month period ended December 31, 2025, except where noted): Net income was $4.7 million, or $0.60 per diluted share, in the fourth quarter of 2025, compared to $3.6 million, or $0.46 per diluted share in the preceding quarter, and $3.4 million, or $0.44 per diluted share, in the fourth quarter a year ago. Net interest margin (“NIM”) was 4.08% in the fourth quarter of 2025, a 14-basis point increase compared to 3.94% in the preceding quarter and a 49-basis point increase compared to the fourth quarter a year ago. Net interest income, before the provision for credit losses, increased 2.5% to $19.2 million in the fourth quarter of 2025, compared to $18.7 million in the third...

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even companies that have no revenue, no profit, and a record of falling short, can manage to find investors. But as Peter Lynch said in One Up On Wall Street, 'Long shots almost never pay off.' Loss-making companies are always racing against time to reach financial sustainability, so investors in these companies may be taking on more risk than they should. So if this idea of high risk and high reward doesn't suit, you might be more interested in profitable, growing companies, like Eagle Bancorp Montana (NASDAQ:EBMT). Even if this company is fairly valued by the market, investors would agree that generating consistent profits will continue to provide Eagle Bancorp Montana with the means to add long-term value to shareholders. AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. If you believe that markets are even vaguely efficient, then over the long term you'd expect a company's share price to follow its earnings per share (EPS) outcomes. Therefore, there are plenty of investors who like to buy shares in companies that are growing EPS. Over the last three years, Eagle Bancorp Montana has grown EPS by 12% per year. That's a pretty good rate, if the company can sustain it. It's often helpful to take a look at earnings before interest and tax (EBIT) margins, as well as revenue growth, to get another take on the quality of the company's growth. Our analysis has highlighted that Eagle Bancorp Montana's revenue from operations did not account for all of their revenue in the previous 12 months, so our analysis of its margins might not accurately reflect the underlying business. While we note Eagle Bancorp Montana achieved similar EBIT margins to last year, revenue grew by a solid 9.4% to US$88m. That's encouraging news for the company! The chart below shows how the company's bottom and top lines have progressed over time. To see the actual numbers, click on the chart. Check out our latest analysis for Eagle Bancorp Montana You don't drive with your eyes on the rear-view mirror, so you might be more interested in this free report showing analyst forecasts for Eagle Bancorp Montana's future profits. As...

Eagle Bancorp Montana (EBMT) posted a net profit margin of 15.5%, jumping from 10.6% in the prior year, and delivered 59.1% earnings growth year-over-year, a sharp turnaround from its five-year trend of a 15% average annual decline. Despite forecasts calling for a 3.3% annual revenue dip over the next three years and earnings growth that trails the US market, the stock trades at a price-to-earnings ratio of 9.2x, which is below both peers and industry averages and under the estimated fair value of $17.34 per share. The company's improved margins and compelling valuation metrics, alongside minimal risk signals, give investors reasons to see the latest results as a genuine bright spot. See our full analysis for Eagle Bancorp Montana. Now, let’s see how these numbers measure up against the key narratives investors and analysts have been following. Some perspectives could be challenged, while others might be strongly reinforced. Curious how numbers become stories that shape markets? Explore Community Narratives Net profit margin climbed to 15.5% this year from 10.6% a year ago, a material improvement not seen in the company’s recent five-year stretch of declines. Heavily supports the case that operational discipline has started to pay off, as shown by the jump from a 15% average annual earnings decline over five years to 59.1% annual earnings growth. Sustained margin gains, even as revenue is expected to slip by 3.3% annually over the next three years, reveal that management managed to redirect the business toward higher profitability rather than simply chasing revenue growth. This margin trend counters the prevailing notion that mid-size regional banks like Eagle Bancorp Montana must rely on volume for bottom-line gains. Instead, it suggests disciplined expense control is driving profitability. With a current price-to-earnings ratio of 9.2x versus 11x for peer banks and 11.2x for the industry, shares are trading well below even the estimated DCF fair value of $17.34, while the stock price sits at $16.04. Challenges the view that the market already prices in all positive trends, as this discount has persisted despite improved margins and a recent earnings surge. Bears who claim the valuation is ‘cheap for a reason’ may have to reconsider, since no major risk flags appeared this period and the company’s forward earnings growth is now positive, even if slightly tr...

HELENA, Mont., Oct. 28, 2025 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.6 million, or $0.46 per diluted share, in the third quarter of 2025, compared to $3.2 million, or $0.41 per diluted share, in the preceding quarter, and $2.7 million, or $0.34 per diluted share, in the third quarter of 2024. In the first nine months of 2025, net income increased to $10.1 million, or $1.29 per diluted share, compared to $6.3 million, or $0.81 per diluted share, in the first nine months of 2024. Eagle’s board of directors declared a quarterly cash dividend of $0.145 per share on October 23, 2025. The dividend will be payable December 5, 2025, to shareholders of record November 14, 2025. The current dividend represents an annualized yield of 3.41% based on recent market prices. “Eagle’s third-quarter operating performance reflects meaningful progress, with earnings improving over the prior quarter as we benefited from stable funding costs, strong asset yields, and ongoing operational discipline,” said Laura F. Clark, President and CEO. “Our focus on building a stronger balance sheet and growing our community banking footprint across Montana is producing positive outcomes, backed by a resilient core deposit base and a well-diversified loan portfolio. Additionally, we continue to maintain a healthy net interest margin, which supports our ongoing profitability and growth. As we move forward, we remain focused on navigating the rate environment effectively and driving long-term value for our shareholders.” Third Quarter 2025 Highlights (at or for the three-month period ended September 30, 2025, except where noted): Net income was $3.6 million, or $0.46 per diluted share, in the third quarter of 2025, compared to $3.2 million, or $0.41 per diluted share in the preceding quarter, and $2.7 million, or $0.34 per diluted share, in the third quarter a year ago. Net interest margin (“NIM”) was 3.94% in the third quarter of 2025, a three-basis point increase compared to 3.91% in the preceding quarter and a 60-basis point increase compared to the third quarter a year ago. Net interest income, before the provision for credit losses, increased 3.0% to $18.7 million in the third quarter of 2025, compared to $18.1 million in the second quarter of 20...

Explore Eagle Bancorp Montana's Fair Values from the Community and select yours Revenue: US$21.9m (up 12% from 2Q 2024). Net income: US$3.24m (up 86% from 2Q 2024). Profit margin: 15% (up from 8.9% in 2Q 2024). The increase in margin was driven by higher revenue. EPS: US$0.41 (up from US$0.22 in 2Q 2024). This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 4.8%. Earnings per share (EPS) missed analyst estimates by 2.4%. Looking ahead, revenue is expected to decline by 6.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.7%. Performance of the American Banks industry. The company's share price is broadly unchanged from a week ago. It is worth noting though that we have found 1 warning sign for Eagle Bancorp Montana that you need to take into consideration. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

HELENA, Mont., July 29, 2025 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.2 million, or $0.41 per diluted share, in the second quarter of 2025, compared to $3.2 million, or $0.41 per diluted share, in the preceding quarter, and $1.7 million, or $0.22 per diluted share, in the second quarter of 2024. In the first six months of 2025, net income increased to $6.5 million, or $0.83 per diluted share, compared to $3.6 million, or $0.46 per diluted share, in the first six months of 2024. Eagle’s board of directors declared a quarterly cash dividend of $0.145 per share on July 24, 2025. The dividend will be payable September 5, 2025, to shareholders of record August 15, 2025. The current dividend represents an annualized yield of 3.32% based on recent market prices. “We delivered strong financial results for the second quarter of 2025, marked by growth in both loans and deposits, as well as continued expansion in our net interest margin,” said Laura F. Clark, President and CEO. “Our efforts to strengthen the balance sheet and expand our community banking presence throughout Montana are yielding results, supported by a stable core deposit base and a diversified loan portfolio. Despite the ongoing impact of market volatility and interest rate fluctuations, we remain well-positioned within our markets to drive sustainable growth throughout the remainder of the year.” Second Quarter 2025 Highlights (at or for the three-month period ended June 30, 2025, except where noted): Net income was $3.2 million, or $0.41 per diluted share, in the second quarter of 2025, which is consistent with the preceding quarter, and compared to $1.7 million, or $0.22 per diluted share, in the second quarter a year ago. Net interest margin (“NIM”) was 3.91% in the second quarter of 2025, a 17-basis point increase compared to 3.74% in the preceding quarter and a 50-basis point increase compared to the second quarter a year ago. Net interest income, before the provision for credit losses, increased 7.4% to $18.1 million in the second quarter of 2025, compared to $16.9 million in the first quarter of 2025, and increased 16.1% compared to $15.6 million in the second quarter of 2024. Revenues (net interest income before the provision for credit losses, plus...

Eagle Bancorp Montana, Inc. (EBMT) came out with quarterly earnings of $0.41 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.22 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this company would post earnings of $0.33 per share when it actually produced earnings of $0.41, delivering a surprise of +24.24%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Eagle Bancorp Montana, which belongs to the Zacks Banks - Midwest industry, posted revenues of $22.95 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 5.28%. This compares to year-ago revenues of $19.9 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Eagle Bancorp Montana shares have added about 7.1% since the beginning of the year versus the S&P 500's gain of 8.6%. While Eagle Bancorp Montana has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Eagle Bancorp Montana was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting...

Wall Street expects a year-over-year increase in earnings on higher revenues when Eagle Bancorp Montana, Inc. (EBMT) reports results for the quarter ended June 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This company is expected to post quarterly earnings of $0.41 per share in its upcoming report, which represents a year-over-year change of +86.4%. Revenues are expected to be $21.8 million, up 9.6% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings E...

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering Eagle Bancorp Montana, Inc. (EBMT), which belongs to the Zacks Banks - Midwest industry. This company has seen a nice streak of beating earnings estimates, especially when looking at the previous two reports. The average surprise for the last two quarters was 35.45%. For the most recent quarter, Eagle Bancorp Montana was expected to post earnings of $0.41 per share, but it reported $0.33 per share instead, representing a surprise of 24.24%. For the previous quarter, the consensus estimate was $0.3 per share, while it actually produced $0.44 per share, a surprise of 46.67%. For Eagle Bancorp Montana, estimates have been trending higher, thanks in part to this earnings surprise history. And when you look at the stock's positive Zacks Earnings ESP (Expected Surprise Prediction), it's a great indicator of a future earnings beat, especially when combined with its solid Zacks Rank. Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Eagle Bancorp Montana currently has an Earnings ESP of +2.44%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #2 (Buy) indicates that another beat is possibly around the corner. With the Earnings ESP metric, it's important to note that a negative value reduces its predictive power; however, a negative Earnings ESP does not indicate an earnings miss. Many companies end up beating the consensus EPS estimate, though this is not the only reason why their shares gain. Additionally, som...

Eagle Bancorp Montana, Inc. (EBMT) came out with quarterly earnings of $0.41 per share, beating the Zacks Consensus Estimate of $0.33 per share. This compares to earnings of $0.24 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 24.24%. A quarter ago, it was expected that this company would post earnings of $0.30 per share when it actually produced earnings of $0.44, delivering a surprise of 46.67%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Eagle Bancorp Montana , which belongs to the Zacks Banks - Midwest industry, posted revenues of $20.92 million for the quarter ended March 2025, missing the Zacks Consensus Estimate by 2.25%. This compares to year-ago revenues of $19.17 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Eagle Bancorp Montana shares have added about 11.6% since the beginning of the year versus the S&P 500's decline of -6%. While Eagle Bancorp Montana has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Eagle Bancorp Montana: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complet...

HELENA, Mont., April 29, 2025 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $3.2 million, or $0.41 per diluted share, in the first quarter of 2025, compared to $3.4 million, or $0.44 per diluted share, in the preceding quarter, and $1.9 million, or $0.24 per diluted share, in the first quarter of 2024. Eagle’s board of directors declared a quarterly cash dividend of $0.1425 per share on April 24, 2025. The dividend will be payable June 6, 2025, to shareholders of record May 16, 2025. The current dividend represents an annualized yield of 3.43% based on recent market prices. “We produced solid first quarter 2025 operating results, reflecting quarterly deposit growth, a reduction in operating expenses and net interest margin expansion,” said Laura F. Clark, President and CEO. “We are making progress in building our community bank franchise across the state of Montana, highlighted by a steady core deposit base and a well-balanced loan portfolio. We are one of only three publicly traded financial institutions based in Montana, and while market volatility and interest rate cycles continue to impact the overall economy, we remain well positioned in our markets to continue to grow.” First Quarter 2025 Highlights (at or for the three-month period ended March 31, 2025, except where noted): Net income was $3.2 million, or $0.41 per diluted share, in the first quarter of 2025, compared to $3.4 million, or $0.44 per diluted share, in the preceding quarter, and increased 70.7% compared to $1.9 million, or $0.24 per diluted share, in the first quarter a year ago. Net income was $3.2 million, or $0.41 per diluted share, in the first quarter of 2025, compared to $3.4 million, or $0.44 per diluted share, in the preceding quarter, and increased 70.7% compared to $1.9 million, or $0.24 per diluted share, in the first quarter a year ago. Net interest margin (“NIM”) was 3.74% in the first quarter of 2025, a 15-basis point increase compared to 3.59% in the preceding quarter and a 41-basis point increase compared to the first quarter a year ago. Net interest margin (“NIM”) was 3.74% in the first quarter of 2025, a 15-basis point increase compared to 3.59% in the preceding quarter and a 41-basis point increase compared to the first quarter a year...