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EBMT

Eagle Bancorp MontanaF
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Continued NIM expansion, controlled credit costs, and a small accretive acquisition drive outsized EPS growth and multiple expansion over 12–18 months.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta 0.0.
What can break
Deposit outflows from local competitors or higher-yield alternatives
Momentum
47
Value
59
Sentiment
28
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $11.20 · Bull $16.80 · Bear $7.84Analysis 2025-09-30; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-30 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-11

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions

Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $25.00
Why
Momentum47 · Δ7d +3.6
Value59 · Δ7d -0.0
Sentiment28 · Δ7d 0.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta 0.0.

Contradictions & invalidation

  • • Deposit outflows from local competitors or higher-yield alternatives
  • • Regulatory or capital pressures limiting acquisitions/dividends
  • • Deposit competition, a reversal in loan demand, or unexpected credit deterioration compresses margins and forces higher provisions, driving a sizable multiple contraction.

Catalyst clock

2025-10-15

Q3 2025 Earnings Release

Lead driver: Sentiment · See AI snapshot
Momentum
47
9% active weight
Current posture
7d trendFlat
Δ7d
+3.6
Δ21d
-3.9
Value
59
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
28
62% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade

Composite grade F. Momentum 47.0 / Value 59.3 / Sentiment 27.8

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-30. Scenario method

B+
Bull case
20%
Probability
Target price
$16.80
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$11.20
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$7.84
Analysis reference price unavailable
Analysis 2025-09-30 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$185.6M
Beta
0.30
Shares Out
7.97M
P/E (TTM)
11.4
P/S (TTM)
1.77
P/FCF (TTM)
9.56
Rev YoY
-1.9%
EPS YoY
+14.0%
Gross Margin
-
Op Margin
+16.5%
Net Debt
$59.05M
Current Ratio
0.04
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data