COF

Wall Street analysts expect Capital One (COF) to post quarterly earnings of $5.08 per share in its upcoming report, which indicates a year-over-year decline of 7.3%. Revenues are expected to be $15.7 billion, up 25.6% from the year-ago quarter. Over the last 30 days, there has been an upward revision of 4.3% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initial forecasts over the course of this timeframe. Before a company reveals its earnings, it is vital to take into account any changes in earnings projections. These revisions play a pivotal role in predicting the possible reactions of investors toward the stock. Multiple empirical studies have consistently shown a strong association between trends in earnings estimates and the short-term price movements of a stock. While investors typically use consensus earnings and revenue estimates as indicators of quarterly business performance, exploring analysts' projections for specific key metrics can offer valuable insights. Given this perspective, it's time to examine the average forecasts of specific Capital One metrics that are routinely monitored and predicted by Wall Street analysts. According to the collective judgment of analysts, 'Total net revenue- Commercial Banking' should come in at $872.22 million. The estimate indicates a change of -6.9% from the prior-year quarter. Analysts expect 'Total net revenue- Credit Card- Domestic' to come in at $11.11 billion. The estimate points to a change of +29.6% from the year-ago quarter. Analysts predict that the 'Total net revenue- Credit Card' will reach $11.79 billion. The estimate suggests a change of +29.6% year over year. The average prediction of analysts places 'Total net revenue- Consumer Banking' at $2.83 billion. The estimate suggests a change of +10.7% year over year. The consensus among analysts is that 'Average Balance - Total interest-earning assets' will reach $614.27 billion. Compared to the current estimate, the company reported $524.93 billion in the same quarter of the previous year. The consensus estimate for 'Net Interest Margin' stands at 8.1%. The estimate compares to the year-ago value of 7.6%. Analysts' assessment points toward 'Efficiency Ratio' reaching 54.8%. The estimate compares to the year-ago value of 56.0%. Based on the collective...

The market expects Sallie Mae (SLM) to deliver a year-over-year increase in earnings on lower revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 23. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This student loan company is expected to post quarterly earnings of $0.47 per share in its upcoming report, which represents a year-over-year change of +46.9%. Revenues are expected to be $355.22 million, down 5.7% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 18.7% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive powe...

Capital One COF is scheduled to announce second-quarter 2026 results on July 21, after market close.The company’s to-be-reported quarter’s performance is expected to have been driven by its solid credit card business and the positive effects of the Discover Financial acquisition (completed in May 2025). As such, the Zacks Consensus Estimate for revenues is pegged at $15.7 billion, which indicates year-over-year growth of 25.7%.In the past seven days, the consensus estimate for earnings for the to-be-reported quarter has been revised 4.3% higher to $5.08. Nonetheless, the estimate indicates a 7.3% fall from the prior-year quarter. This is likely to be due to higher provision charges and an increase in operating expenses. Estimate Revision Trend Image Source: Zacks Investment Research COF does not have an impressive earnings surprise history. The company’s earnings outpaced the Zacks Consensus Estimate in only two of the trailing four quarters and lagged in other two, the average beat being 18.58%. Earnings Surprise History Image Source: Zacks Investment Research Net Interest Income (NII): The Federal Reserve has paused rate cuts and signaled a hike later in the year amid higher inflation and a volatile macro backdrop. This followed a 175-basis-point cut in the last two years.The overall lending scenario was impressive in the second quarter. Per the Federal Reserve’s latest data, the demand for consumer loans was solid. The Zacks Consensus Estimate for total average earning assets is pegged at $614.3 billion, implying a 17% rise from the prior-year quarter.This, along with stable rates and decent economic growth, is expected to have helped Capital One’s NII growth. Also, the company’s continued efforts to strengthen its card operations are expected to have provided support. The consensus estimate for NII of $12.47 billion indicates 24.8% year-over-year growth.Fee income: Supported by an overall rise in credit card usage and the Discover Financial buyout, Capital One’s interchange fees (constituting more than 60% of fee income) are likely to have increased in the quarter under review. The Zacks Consensus Estimate for interchange fees is $2.16 billion, suggesting a 46.3% year-over-year jump.The consensus estimate for service charges and other customer-related fees of $853.7 million implies a 29.7% year-over-year rise. The Zacks Consensus Estimate for other non-i...

Capital One (COF) is expected to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 21. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This credit card issuer and bank is expected to post quarterly earnings of $4.89 per share in its upcoming report, which represents a year-over-year change of -10.8%. Revenues are expected to be $15.69 billion, up 25.6% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.41% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predic...

With a market cap of $127.6 billion, Capital One Financial Corporation (COF) is a leading technology-driven financial services company, with $489.1 billion in deposits and $682.9 billion in total assets as of March 31, 2026. As a premier global payments provider and diversified financial institution, it delivers innovative credit card, consumer banking, global payments, and commercial banking solutions while leveraging its fully public cloud infrastructure, proprietary data, and advanced analytics to serve customers across the United States, Canada, and the United Kingdom. The McLean, Virginia-based company is set to announce its fiscal Q2 2026 results after the market closes on Tuesday, Jul. 21. Ahead of this event, analysts forecast COF to report an adjusted EPS of $4.87, a decline of 11.1% from $5.48 in the year-ago quarter. It has exceeded Wall Street's earnings estimates in two of the last four quarters while missing on two other occasions. SanDisk Slumps 10% But BofA Stays Bullish. Here Is How to Play SanDisk Stock Here. 1 High-Probability Iron Condor Trade on Broadcom Stock to Make Now with 29% Return Potential Dear SpaceX Stock Fans, Mark Your Calendars for July 7 Get exclusive insights with the FREE Barchart Brief newsletter. Subscribe now for quick, incisive midday market analysis you won't find anywhere else. For fiscal 2026, analysts expect the credit card lender to post an adjusted EPS of $19.53, down marginally from $19.61 in fiscal 2025. However, adjusted EPS is anticipated to increase over 25% year-over-year to $24.42 in fiscal 2027. Shares of Capital One have dropped 6.3% over the past 52 weeks, lagging behind both the S&P 500 Index's ($SPX) 20.2% gain and the State Street Financial Select Sector SPDR ETF's (XLF) 5.7% return over the same period. Shares of Capital One fell 1.5% following its Q1 2026 results on Apr. 21 as the company reported adjusted EPS of $4.42 and total revenue of $15.2 billion, both fell short of the consensus. Investors were further disappointed by weaker profitability, as net interest income of $12.1 billion missed the consensus, net interest margin declined to 7.87%, and pre-tax pre-provision earnings of $6.77 billion fell short of the consensus. Additionally, the provision for credit losses increased to $4.07 billion, exceeding the consensus estimate, raising concerns about credit costs despite management highlightin...

MCLEAN, Va., June 25, 2026--(BUSINESS WIRE)--On Tuesday, July 21, 2026, at approximately 4:05 p.m. Eastern Time, Capital One Financial Corporation (NYSE: COF) will release its second quarter 2026 earnings results. Additionally, the company will host a conference call at 5:00 p.m. Eastern Time to review financial and operating performance for the quarter ending June 30, 2026. The call will be webcast live and the earnings release will be available on the company’s homepage at www.capitalone.com. A replay of the webcast will be available 24 hours a day, beginning two hours after the conference call, until 5:00 p.m. Eastern Time on August 4, 2026, through the company’s homepage. About Capital OneCapital One Financial Corporation (NYSE: COF) is a leading technology-based financial services company with $489.1 billion in deposits and $682.9 billion in total assets as of March 31, 2026. Headquartered in McLean, Virginia, the company operates as a premier global payments provider and diversified financial institution, delivering a broad suite of products and consumer lifestyle and shopping experiences through its Credit Card, Consumer Banking including its Global Payment Network, and Commercial Banking lines of business. As the only major U.S. bank to migrate entirely to the public cloud, Capital One leverages proprietary data and advanced analytics to democratize financial tools across its primary markets in the United States, Canada, and the United Kingdom. View source version on businesswire.com: https://www.businesswire.com/news/home/20260625467019/en/ Contacts Angela Solomon [email protected]

MCLEAN, Va., June 24, 2026--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) posted a summary of its company-run stress test results on its website (www.capitalone.com). This summary shows the results of Capital One’s modeling of the severely adverse scenario published by the Board of Governors of the Federal Reserve System (the "Federal Reserve"). From the home page, select "About" choose "Investors" to access the Investor Center, select "Financials," and then choose "Stress Test Results" to view the current summary. As announced by the Federal Reserve in February 2026, the Federal Reserve is maintaining the stress capital buffer requirements ("SCB") for all participating firms at their current levels until September 30, 2027. Consequently, absent further action from the Federal Reserve, the Company’s SCB will remain at 4.5% until September 30, 2027. As a reminder, the 4.5% SCB was calculated prior to the close of the Discover acquisition and therefore is based on stand-alone Capital One. Forward-Looking StatementsCertain statements in this release may constitute forward-looking statements, which involve a number of risks and uncertainties. Forward-looking statements often use words such as "will," "anticipate," "target," "expect," "think," "estimate," "intend," "plan," "goal," "believe," "forecast," "outlook" or other words of similar meaning. Any forward-looking statements made by Capital One or on its behalf speak only as of the date they are made or as of the date indicated, and Capital One does not undertake any obligation to update forward-looking statements as a result of new information, future events or otherwise. Capital One cautions readers that any forward-looking information is not a guarantee of future performance and that actual results could differ materially from those contained in the forward-looking information due to a number of factors. For additional information on factors that could materially influence forward-looking statements included in this press release, see the risk factors set forth under "Part I—Item 1A. Risk Factors" in the Annual Report on Form 10-K for the year ended December 31, 2025 filed with the Securities and Exchange Commission (the "SEC") and Quarterly Reports on Form 10-Q and Current Reports on Form 8-K filed with the SEC. About Capital OneCapital One Financial Corporation (NYSE: COF) is a leading te...

Capital One Financial Corporation (NYSE:COF) is one of billionaire Steve Cohen’s large-cap stock picks with the highest upside potential. On May 9, Capital One Financial Corp (NYSE:COF) board of directors approved a $0.80 a share quarterly dividend. The dividend is to be paid on June 1, 2026, to shareholders of record as of May 19, 2026. It also translates to an annualized dividend of $3.2 a share and a dividend yield of 1.7%. The quarterly dividend comes on the heels of Capital One Financial delivering solid first-quarter 2026 results. Net Income came in at $2.2 billion, or $3.34 a share, compared to $2.1 billion, or $3.26 a share, in Q4 2025. Revenue in the quarter totaled $15.2 billion, down 2% sequentially. First-quarter results underscored solid top-line growth and strong credit performance. Additionally, Capital One Financial continues to benefit from the integration of the Discover acquisition, which is driving growth momentum. Capital One Financial Corporation (NYSE:COF) is a diversified financial services holding company that offers a broad array of financial products and services, primarily focused on credit cards, banking, and auto loans for consumers, small businesses, and commercial clients. While we acknowledge the potential of COF as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 10 Best AI Stocks to Buy for 2026 According to Billionaire David Tepper and 9 Best Green Energy Penny Stocks to Invest In. Disclosure: None. Follow Insider Monkey on Google News.

Company also declares preferred stock dividend MCLEAN, Va., May 08, 2026--(BUSINESS WIRE)--Capital One Financial Corporation (NYSE: COF) today announced a quarterly dividend of $0.80 per common share payable June 1, 2026, to stockholders of record at the close of business on May 19, 2026. The company has announced dividends on its common stock every quarter since it became an independent company on February 28, 1995. Dividends declared by the company are eligible for direct reinvestment in the company's common stock under its Dividend Reinvestment and Stock Purchase Plan. For additional Plan information, stockholders should contact Computershare Trust Company, N.A., at 1-888-985-2057 (inside the U.S. and Canada) or 1-781-575-2725 (outside the U.S. and Canada). The company also declared a quarterly dividend on the outstanding shares of its 5.00 percent Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series I (the "Series I Preferred Stock"). Each outstanding share of the Series I Preferred Stock is represented by depositary shares, each representing a 1/40th interest in a share of Series I Preferred Stock. The dividend of $12.50 per share (equivalent to $0.3125 per outstanding depositary share) will be paid on June 1, 2026, to stockholders of record at the close of business on May 19, 2026. The company also declared a quarterly dividend on the outstanding shares of its 4.80 percent Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series J (the "Series J Preferred Stock"). Each outstanding share of the Series J Preferred Stock is represented by depositary shares, each representing a 1/40th interest in a share of Series J Preferred Stock. The dividend of $12.00 per share (equivalent to $0.30 per outstanding depositary share) will be paid on June 1, 2026, to stockholders of record at the close of business on May 19, 2026. The company also declared a quarterly dividend on the outstanding shares of its 4.625 percent Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series K (the "Series K Preferred Stock"). Each outstanding share of the Series K Preferred Stock is represented by depositary shares, each representing a 1/40th interest in a share of Series K Preferred Stock. The dividend of $11.5625 per share (equivalent to $0.2890625 per outstanding depositary share) will be paid on June 1, 2026, to stockholders of record at the close of business on May...

Capital One Financial Corporation (NYSE:COF) is included among the 10 Best Value Stocks to Buy in 2026 According to Warren Buffett. On April 22, Deutsche Bank lowered its price recommendation on Capital One Financial Corporation (NYSE:COF) to $250 from $256. It reiterated a Hold rating on the shares. The firm said the company’s expense growth outlook remains “cloudy” following its Q1 results. The same day, BofA analyst Mihir Bhatia lowered the firm’s price target on Capital One to $234 from $236 while keeping a Buy rating on the stock. The analyst said Capital One delivered “quite solid” Q1 operating expense results. Still, net interest margin and credit provisions came in much weaker than expected and contributed to the earnings miss, according to the research note. Bhatia added that the firm remains constructive on Capital One over the long term as the company continues integrating its Discover and Brex acquisitions. During Capital One’s Q1 2026 earnings call, Chief Financial Officer Andrew Young said the company earned $2.2 billion, or $3.34 per diluted common share, during the first quarter. He added that adjusted earnings per share came in at $4.42 after accounting for certain items. Young also noted that revenue declined 2% sequentially, while noninterest expenses fell 9% during the quarter. He further stated that the company’s provision for credit losses remained relatively unchanged at $4.1 billion. According to Young, the figure included nearly $3.8 billion in net charge-offs, along with a $230 million increase in reserves. That brought the company’s total allowance balance to $23.6 billion. Capital One Financial Corporation (NYSE:COF) is a diversified financial services holding company with banking and non-banking subsidiaries. The company provides a wide range of financial products and services to consumers, small businesses, and commercial clients through multiple channels. Its business operates across three segments: Credit Card, Consumer Banking, and Commercial Banking. While we acknowledge the potential of COF as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 10 Best Blue Chip Sto...

Credit Acceptance Corporation’s CACC first-quarter 2026 adjusted earnings per share of $10.71 surpassed the Zacks Consensus Estimate of $10.61. Also, the bottom line increased 14.5% year over year. Results were aided by an improvement in revenues and lower provisions. However, an increase in operating expenses hurt the results to some extent. Including non-recurring items, net income was $135.8 million or $12.40 per share compared with $106.3 million or $8.66 per share in the prior-year quarter. Total GAAP revenues were $580 million, up 1.6% year over year. Increased finance charges supported revenue growth. Provision for credit losses was $139.6 million, down 13.8% year over year. Total operating expenses of $141.2 million increased 4.2% from the prior-year quarter. As of March 31, 2026, net loans receivable were $7.96 billion, up marginally from the end of December 2025. Total assets were $8.69 billion as of the same date, up marginally from Dec. 31, 2025. Total shareholders’ equity was $1.51 billion, down marginally from Dec. 31, 2025. The company is well-positioned for revenue growth, given the gradual increase in demand for consumer loans. Decent growth in dealer enrolments and active dealers is another positive. However, mounting expenses are expected to hurt CACC’s bottom-line growth to an extent in the near term. Credit Acceptance Corporation price-consensus-eps-surprise-chart | Credit Acceptance Corporation Quote Currently, Credit Acceptance carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here. Navient Corporation NAVI reported first-quarter 2026 earnings per share of 20 cents, surpassing the Zacks Consensus Estimate of 17 cents. It reported earnings of 28 cents in the prior-year quarter. NAVI’s results benefited from lower expenses and a decline in provisions for loan losses. However, a decrease in net interest income and other income acted as headwinds. Capital One’s COF first-quarter 2026 adjusted earnings of $4.42 per share lagged the Zacks Consensus Estimate of $4.61. However, the bottom line was up from $4.06 in the prior-year quarter. COF’s results were hurt by a jump in provisions, higher expenses and a lower loan balance. However, a rise in net interest income and higher non-interest income offered support. Want the latest recommendations from Zacks Investment Research? Today, you ca...

Main Street Capital Corporation MAIN is slated to announce first-quarter 2026 results on May 7, after market close. The company’s net investment income per share and total investment income are expected to have increased year over year. In the last reported quarter, net investment income per share met the Zacks Consensus Estimate. The results were supported by an increase in total investment income. However, higher expenses offset these gains. MAIN has a weak earnings surprise record. Over the past four quarters, Main Street’s earnings beat the Zacks Consensus Estimate twice, were in line once and missed once. Main Street Capital Corporation Price and EPS Surprise Main Street Capital Corporation price-eps-surprise | Main Street Capital Corporation Quote Per the company’s preliminary results for the first quarter, its distributable net investment income is 98 cents to $1.02 per share compared with the prior-year quarter’s $1.01. The Zacks Consensus Estimate for MAIN’s earnings is pegged at $1.04, unchanged over the past seven days. The consensus estimate indicates a 2.9% increase from the prior-year reported figure. The consensus estimate for sales is pegged at $145.8 million, which suggests a 6.4% year-over-year rise. MAIN originated $68 million in new or increased commitments in its private loan portfolio in the third quarter. These investments were funded with a cost basis of $149.1 million. As of March 31, 2026, its private loan portfolio included total investments at a cost of $2.1 billion. Hence, new and increased private loan commitments and investments in the quarter are anticipated to have aided the company’s top-line growth. The Federal Reserve kept interest rates unchanged in the first quarter. This is likely to have supported interest income for Main Street in the quarter. The Zacks Consensus Estimate for interest, fee and dividend income from control investments is pegged at $68.4 million, implying a rise of 21.6% from the prior-year quarter’s actual. The consensus estimate for interest, fee and dividend income from affiliate investments is pegged at $24.8 million, indicating a 4.6% year-over-year rise. The Zacks Consensus Estimate for interest, fee and dividend income from non-control and non-affiliate investments is pegged at $54.1 million, suggesting a decline of 5.2% from the year-earlier quarter. Main Street’s preliminary estimate of net ass...