COF

Capital One FinancialB

NYSE / Financial Services

At close

2026-07-18

Current thesis

Bull case: sustained NIM expansion and controlled credit costs drive outperformance to the analyst high (~$310), supported by durable card spend and share gains in private-label and co-brand portfolios.

Posture

Constructive

Lead driver

Sentiment

What changed

Next scheduled catalyst: earnings 2026-07-21 · AMC.

What can break

Regulatory actions or fines affecting profitability

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $235.00 · Bull $310.00 · Bear $190.00

Earnings

2026-07-21 · AMC

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-24 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $258.95

Why

Momentum58 · Δ7d +0.2

Value47 · Δ7d -0.2

Sentiment62 · Δ7d -8.0

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Sentiment · See AI snapshot

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

+0.2

Δ21d

-3.1

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.2

Δ21d

+1.2

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-8.0

Δ21d

-4.1

Why this grade

Composite grade B. Momentum 58.5 / Value 47.2 / Sentiment 62.4

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$128.15B

Beta

1.14

Shares Out

616.02M

P/E (TTM)

105.3

P/S (TTM)

3.31

P/FCF (TTM)

8.22

Rev YoY

+42.2%

EPS YoY

-3.3%

Gross Margin

Op Margin

+3.4%

Net Debt

$44.57B

Current Ratio

2.72

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology