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Byline Bancorp (BY) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 23. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $0.79 per share in its upcoming report, which represents a year-over-year change of +5.3%. Revenues are expected to be $115.9 million, up 4.9% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.2% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for pos...

Have you been searching for a stock that might be well-positioned to maintain its earnings-beat streak in its upcoming report? It is worth considering Byline Bancorp (BY), which belongs to the Zacks Banks - Northeast industry. When looking at the last two reports, this bank holding company has recorded a strong streak of surpassing earnings estimates. The company has topped estimates by 8.86%, on average, in the last two quarters. For the last reported quarter, Byline Bancorp came out with earnings of $0.83 per share versus the Zacks Consensus Estimate of $0.74 per share, representing a surprise of 12.16%. For the previous quarter, the company was expected to post earnings of $0.72 per share and it actually produced earnings of $0.76 per share, delivering a surprise of 5.56%. With this earnings history in mind, recent estimates have been moving higher for Byline Bancorp. In fact, the Zacks Earnings ESP (Expected Surprise Prediction) for the company is positive, which is a great sign of an earnings beat, especially when you combine this metric with its nice Zacks Rank. Our research shows that stocks with the combination of a positive Earnings ESP and a Zacks Rank #3 (Hold) or better produce a positive surprise nearly 70% of the time. In other words, if you have 10 stocks with this combination, the number of stocks that beat the consensus estimate could be as high as seven. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a version of the Zacks Consensus whose definition is related to change. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Byline Bancorp currently has an Earnings ESP of +2.10%, which suggests that analysts have recently become bullish on the company's earnings prospects. This positive Earnings ESP when combined with the stock's Zacks Rank #3 (Hold) indicates that another beat is possibly around the corner. We expect the company's next earnings report to be released on July 23, 2026. With the Earnings ESP metric, it's important to note that a negative value reduces its predictive power; however, a negative Earnings ESP does not indicate an earnings miss. Many companies e...

Conference call and webcast to be held on Friday, July 24 CHICAGO, July 09, 2026--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY) announced today that it will issue its second quarter 2026 financial results after market close on Thursday, July 23, 2026. Byline Bancorp will also host a conference call and webcast at 9:00 a.m. Central Time on Friday, July 24, 2026 to discuss its financial results. Analysts and investors may participate in the question-and-answer session. Conference Call, Replay and Webcast Information: Date: Friday, July 24, 2026 Time: 9:00 a.m. Central Time Telephone Access: 833-461-5787; Meeting ID: 439 867 942 Webcast Access: A live webcast will be available on the News and Events page in the Investor Relations section of the Company’s website. An archived version of the webcast will be available in the same location shortly after the live call has ended. About Byline Bancorp, Inc. Headquartered in Chicago, Byline Bancorp, Inc. is the parent company of Byline Bank, a full service commercial bank serving small- and medium-sized businesses, financial sponsors, and consumers. Byline Bank had approximately $9.9 billion in assets as of March 31, 2026 and operates 44 branch locations throughout the Chicago and Milwaukee metropolitan areas. Byline Bank offers a broad range of commercial and community banking products and services including small ticket equipment leasing solutions and is one of the top Small Business Administration lenders in the United States. View source version on businesswire.com: https://www.businesswire.com/news/home/20260709580900/en/ Contacts Contact For Byline Bancorp, Inc.: Investors / Media:Brooks O. RennieHead of Investor RelationsByline Bank(312) [email protected]

Let’s dig into the relative performance of Byline Bancorp (NYSE:BY) and its peers as we unravel the now-completed Q1 regional banks earnings season. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. Thankfully, share prices of the companies have been resilient as they are up 7.1% on average since the latest earnings results. Ranking as the fifth most active Small Business Administration lender in the country, Byline Bancorp (NYSE:BY) is a Chicago-based bank that provides banking services to small and medium-sized businesses, commercial real estate developers, and consumers. Byline Bancorp reported revenues of $112.4 million, up 9% year on year. This print fell short of analysts’ expectations by 1.4%. Overall, it was a mixed quarter for the company with a beat of analysts’ EPS estimates but a slight miss of analysts’ tangible book value per share estimates. Roberto R. Herencia, Executive Chairman and CEO of Byline Bancorp, commented, "We had a solid start to 2026, delivering balanced and resilient performance amid heightened market volatility. During the quarter, we continued to return capital to our stockholders, repurchasing nearly $10 million of common stock and increasing our quarterly dividend by 20% to $0.12 per share. We remain focused on driving value for our stockholders as we work toward becoming the preeminent commercial bank in Chicago. " Interestingly, the stock is up 13.7% since reporting and currently trades at $37.58. Read our full report on Byline Bancorp here, it’s free. With roots dating back to 1913 and a name derived fr...

This article first appeared on GuruFocus. Net Income: $37.6 million for the quarter. Earnings Per Share (EPS): $0.83 per diluted share, representing growth of 9.2%. Return on Assets (ROA): 156 basis points. Return on Tangible Common Equity (ROTCE): 13.7%. Total Revenues: $112.4 million for the quarter. Net Interest Income: $99.9 million, down 1% from the prior quarter. Noninterest Income: $12.5 million, down due to lower fair value marks. Net Interest Margin (NIM): 4.33%, stable despite lower yields. Total Deposits: $7.8 billion, increased 8.2% annualized. Loan Balances: $7.5 billion, slightly down due to payoffs. Efficiency Ratio: Improved to 49.8%. Credit Costs: $5.5 million for the quarter. Allowance for Credit Losses (ACL): 1.46% of total loans. Common Equity Tier 1 (CET1) Ratio: 12.5%. Tangible Book Value Per Share: $23.79, up 14% year over year. Warning! GuruFocus has detected 6 Warning Signs with BY. Is BY fairly valued? Test your thesis with our free DCF calculator. Release Date: April 24, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Byline Bancorp Inc (NYSE:BY) reported a strong start to the year with net income of $37.6 million and EPS of $0.83 per diluted share, reflecting growth of 8.9% and 9.2%, respectively. The company achieved a return on assets (ROA) of 156 basis points and a return on tangible common equity (ROTCE) of 13.7%, indicating strong profitability. Total deposits increased by 8.2% annualized to $7.8 billion, showcasing growth across both core and time deposits. Byline Bancorp Inc (NYSE:BY) maintained stable asset quality with a decrease in non-performing loans and an increase in the allowance for credit losses. The company was recognized as a best-in-class employer and named to Newsweek's America's greatest midsized workplaces for women, highlighting its commitment to employee well-being and diversity. Noninterest income was lower at $12.5 million, largely due to lower fair value marks for the quarter. Loan balances were modestly lower as payoffs more than offset solid origination activity. Net interest income decreased by 1% from the prior quarter, impacted by lower yields on earning assets and higher borrowing costs. The company experienced a decline in fair value of equity securities and additional negative fair value marks on loan servicing assets. The competitive lan...

CHICAGO (AP) — CHICAGO (AP) — Byline Bancorp Inc. (BY) on Thursday reported first-quarter earnings of $37.6 million. The bank, based in Chicago, said it had earnings of 83 cents per share. The results beat Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 74 cents per share. The bank holding company posted revenue of $154.2 million in the period. Its revenue net of interest expense was $112.4 million, falling short of Street forecasts. Three analysts surveyed by Zacks expected $114.4 million. Byline Bancorp shares have climbed 13% since the beginning of the year. In the final minutes of trading on Thursday, shares hit $33.06, a rise of 30% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BY at https://www.zacks.com/ap/BY

Byline Bancorp (BY) came out with quarterly earnings of $0.83 per share, beating the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.65 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +12.67%. A quarter ago, it was expected that this bank holding company would post earnings of $0.72 per share when it actually produced earnings of $0.76, delivering a surprise of +5.56%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Byline Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $112.4 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 1.72%. This compares to year-ago revenues of $103.08 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Byline Bancorp shares have added about 13.5% since the beginning of the year versus the S&P 500's gain of 4.3%. While Byline Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Byline Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #...

For the quarter ended March 2026, Byline Bancorp (BY) reported revenue of $112.4 million, up 9% over the same period last year. EPS came in at $0.83, compared to $0.65 in the year-ago quarter. The reported revenue represents a surprise of -1.72% over the Zacks Consensus Estimate of $114.37 million. With the consensus EPS estimate being $0.74, the EPS surprise was +12.67%. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance. As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately. Here is how Byline Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 49.8% versus the three-analyst average estimate of 51.9%. Net Interest Margin: 4.3% compared to the 4.3% average estimate based on three analysts. Average Balance - Total interest-earning assets: $9.35 billion versus the two-analyst average estimate of $9.32 billion. Net charge-offs of loans and leases: 0.3% compared to the 0.4% average estimate based on two analysts. Total Non-Interest Income: $12.54 million compared to the $14.76 million average estimate based on three analysts. Wealth management and trust income: $1.26 million versus $1.35 million estimated by two analysts on average. Net interest income, fully taxable equivalent: $100.06 million compared to the $99.54 million average estimate based on two analysts. Fees and service charges on deposits: $2.92 million compared to the $2.71 million average estimate based on two analysts. Net gains on sales of loans: $5.47 million compared to the $5.23 million average estimate based on two analysts. ATM and interchange fees: $0.93 million versus the two-analyst average estimate of $1.02 million. Net Interest Income: $99.86 million compared to the $99.3 million average estimate based on two analysts. View all Key Company Metrics for Byline Bancorp here>>> Shares of Byline Bancorp have returned +6.5% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #...

First quarter net income of $37.6 million, $0.83 diluted earnings per share CHICAGO, April 23, 2026--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY), today reported: CEO/President Commentary Roberto R. Herencia, Executive Chairman and CEO of Byline Bancorp, commented, "We had a solid start to 2026, delivering balanced and resilient performance amid heightened market volatility. During the quarter, we continued to return capital to our stockholders, repurchasing nearly $10 million of common stock and increasing our quarterly dividend by 20% to $0.12 per share. We remain focused on driving value for our stockholders as we work toward becoming the preeminent commercial bank in Chicago." Alberto J. Paracchini, President of Byline Bancorp, added, "First quarter results reflected steady earnings and profitability, a stable net interest margin, and well-controlled expenses. As we navigate an evolving geopolitical and macroeconomic environment, we remain focused on executing our strategy, supported by our strong risk management practices and well‑managed balance sheet. I want to thank our employees for their dedication to serving our customers and communities." Board Declares Cash Dividend of $0.12 per Share On April 21, 2026, the Company's Board of Directors declared a cash dividend of $0.12 per share. The dividend will be paid on May 19, 2026, to stockholders of record of the Company's common stock as of May 5, 2026. STATEMENTS OF OPERATIONS HIGHLIGHTS Net Interest Income Net interest income for the first quarter of 2026 was $99.9 million, a decrease of $1.4 million, or 1.4%, from the fourth quarter of 2025. The decrease in net interest income was primarily due to two less calendar days and lower interest income due to declining loan yields, offset by lower interest expense mainly due to lower rates paid on interest-bearing deposits. Tax-equivalent net interest margin(1) for the first quarter of 2026 was 4.34%, a decrease of two basis points compared to the fourth quarter of 2025. The decrease was primarily due lower yields on loans and higher rates on other borrowings, offset by lower rates paid on deposits and higher yields on taxable securities. Net loan accretion income contributed nine basis points to the net interest margin for the quarter. The average cost of total deposits was 1.91% for the first quarter of 2026, a decrease of six basis points compared to...

Achieved a pretax provision margin exceeding 2% for the 14th consecutive quarter, demonstrating the durability of the bank's operating model across cycles. Net interest margin remained stable at 4.33% as pricing discipline and a shift toward lower-cost core deposits offset lower asset yields and a matured balance sheet hedge. Loan balances saw a modest linked-quarter decline primarily due to $72 million in planned runoff from acquired portfolios and loan participations, rather than a lack of market demand. Efficiency ratio improved to 49.8%, marking one of the lowest levels since the company's IPO, driven by lower incentive compensation and reduced legal and advertising spend. Maintained the #1 SBA 7(a) lender ranking in Illinois for the 16th consecutive year, highlighting the consistency of the bank's specialized lending platform. Capital position remains robust with a CET1 ratio over 12.5%, providing flexibility for both shareholder returns and potential M&A opportunities. Management expects full-year loan growth in the mid-single digits, supported by solid pipelines in commercial banking and leasing segments. Based on the forward curve, which assumes no interest rate hikes or cuts in 2026, net interest income is projected to range between $99 million and $101 million for the second quarter. Non-interest income is anticipated to normalize to a range of $14 million to $15 million in Q2 as temporary fair value marks and lower swap fees stabilize. The bank does not intend to artificially manage its balance sheet below the $10 billion threshold, expecting to cross it imminently despite future Durbin Amendment impacts. Strategic focus remains on compounding returns through prudent growth and disciplined risk management while monitoring macro and geopolitical uncertainties. Non-interest income was negatively impacted by a $755,000 fair value mark on loan servicing assets and a $1.3 million decline in equity security valuations. The Durbin Amendment impact is estimated at approximately $3.5 million to $4 million annually; however, because the $10 billion asset threshold is crossed in July 2027, only half of that impact will be realized in the second half of 2027. Management noted that while M&A conversations remain healthy, macro and geopolitical tensions are causing some potential sellers to pause. Our analysts just identified a stock with the potential to be th...

Byline Bancorp (BY) reported Q1 adjusted earnings late Thursday of $0.83 per diluted share, up from

Image source: The Motley Fool. April 24, 2026 at 10 a.m. ET Chairman and Chief Executive Officer — Roberto R. Herencia President — Alberto J. Paracchini Chief Financial Officer — Thomas J. Bell Chief Credit Officer — Mark Fucinato Head of Investor Relations — Brooks Rennie Need a quote from a Motley Fool analyst? Email [email protected] Brooks Rennie: Good morning, everyone, and thank you for joining us today for the Byline Bancorp, Inc. first quarter 2026 earnings call. In accordance with Regulation FD, this call is being recorded and is available via webcast on our Investor Relations website along with our earnings release and the corresponding presentation slides. As part of today's call, management may make certain statements that constitute projections, beliefs, or other forward-looking statements regarding future events and the future financial performance of the company. We caution that such statements are subject to certain risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed. The company's risk factors are disclosed and discussed in its SEC filings. In addition, our remarks and slides may reference and contain certain non-GAAP financial measures, which are intended to supplement but not substitute for the most directly comparable GAAP measures. Reconciliations of each non-GAAP financial measure to the comparable GAAP financial measure can be found within the appendix of the earnings release. For additional information about risks and uncertainties, please see the forward-looking statement and non-GAAP financial measure disclosures in the earnings release. As a reminder for investors, during the quarter, we plan to participate in two upcoming conferences here in Chicago: the Stephens Chicago Bank Tour on May 14, and the Raymond James Chicago Bank Symposium on May 28. With that, I will now turn the call over to Alberto Paracchini, President of Byline Bancorp, Inc. Alberto Paracchini: Great. Thank you, Brooks. Good morning, and welcome to Byline Bancorp, Inc. first quarter earnings call. We appreciate all of you taking the time to join the call this morning. With me today are Chairman and CEO, Roberto Herencia; our CFO, Thomas J. Bell; and our Chief Credit Officer, Mark Fucinato. Before we get started, I would like to pass the call over to Roberto for his comments. Roberto? Roberto Herencia: Thank...