ACIW

ACI WorldwideB

Nasdaq / Software & Services

At close

2026-06-02

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AI scenario view

RankAlpha Sentiment Codex

B+

Bull case

30%

Probability

Target price

$66.00

+51.0% vs current

Most likely

Base case

50%

Probability

Target price

$54.00

+23.5% vs current

B-

Bear case

20%

Probability

Target price

$36.00

-17.6% vs current

AI sentiment snapshot

Latest data as of 2026-05-29

AI commentary

Tone remains constructive after the May 7 beat-and-raise, and the subsequent May 14 and May 21 company press releases add evidence that modernization wins are still landing. Analyst revision breadth is not available, so the main question is whether the recurring mix and ARR momentum convert into sustained cash-flow improvement rather than another short-lived pop.

RankAlpha Sentiment Codex - 2026-05-29

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Evidence flagged

No evidence quality warning is currently attached to this memo.

Impact

standard

Confidence

AI events

2026-05-21eventSecurity Bank and UBX wins add live implementation proofMedium impact

Two May company press releases broaden the demand proof set: Security Bank said ACI-powered modernization delivered 35% transaction growth and tripled processing capacity, while UBX Tanzania said the extended partnership should nearly double processing capacity and expand merchant services. These are not broad demand surveys, but they do show active deployments moving from implementation to scale. [#IR-2026-05-14] [#IR-2026-05-21]

2026-08-05catalystQ1 beat-and-raise resets the near-term setupHigh impact

ACI reported Q1 revenue of $426M (+8%), adjusted EPS of $0.61 (+20%), recurring revenue of $313M (+10%), and 39% new ARR bookings growth, then raised full-year 2026 revenue and adjusted EBITDA guidance. The immediate test is whether stronger bookings and mix carry into Q2 and keep cash-flow conversion improving. [#8-K-2026-05-07] [#10-Q-2026-05-07]

2026-12-31catalystRecurring mix and ACI Connetic can support a rerating if conversion holdsHigh impact

The long thesis is that recurring revenue growth, SaaS/PaaS mix, and ACI Connetic pipeline expansion can translate into a more durable software multiple over time. The company said recurring revenue was $313M (+10%) and new ARR bookings rose 39% in Q1, but the rerating case still depends on converting those wins into sustained margin and cash-flow improvement. [#8-K-2026-05-07] [#10-Q-2026-05-07]

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Recommendation

N/A

No formal recommendation provided.

Open AI Memo

As of 2026-05-29 • Updated nightlySource: Internal modelMethodology