ACIW
ACI WorldwideANasdaq / Software & Services
Last Price
At close
2026-07-18
Current thesis
Q1 beat-and-raise plus customer proof points suggest ACI can keep growing recurring revenue and ARR while defending margins. At $42.40, the stock still sits well below the reported median analyst target of $63.20, so there is room for rerating if execution holds.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +3.8.
What can break
Competition, cybersecurity, customer switching friction, and international execution risk are explicit company risk factors.
Momentum
93
Value
61
Sentiment
39
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $54.00 · Bull $66.00 · Bear $36.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-15 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $66.67
Why
Momentum93 · Δ7d +3.8
Value61 · Δ7d -0.3
Sentiment39 · Δ7d -5.7
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
93
26% active weight
Current posture
7d trendFlat
Δ7d
+3.8
Δ21d
+26.5
Value
61
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-1.4
Sentiment
39
34% active weight
Current posture
7d trendSoftening
Δ7d
-5.7
Δ21d
-17.9
Why this grade
Composite grade A. Momentum 92.8 / Value 60.6 / Sentiment 39.1
Fundamentals (TTM)As of 2026-07-15
Fundamentals (TTM)
As of 2026-07-15
Market Cap
$5.8B
Beta
1.06
Shares Out
101.66M
P/E (TTM)
18.6
P/S (TTM)
2.73
P/FCF (TTM)
16.45
Rev YoY
+7.9%
EPS YoY
-32.4%
Gross Margin
+43.6%
Op Margin
+19.8%
Net Debt
$664.48M
Current Ratio
1.53
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology