XP

XPD

Nasdaq / Financial Services

At close

2026-06-02

Current thesis

The main constructive datapoint in the packet is the analyst-target summary, with median/mean target near $24.18 versus the May 7 close of $18.79, implying nominal upside if execution against 2026 guidance holds.

Posture

Defensive

Lead driver

Sentiment

What changed

Sentiment remains the lead driver in the composite, 7D delta +4.9.

What can break

Even with more direct Brazil comparators named in XP’s 20-F, peer read-across remains imperfect because XP’s wealth and investment-platform economics differ from digital banking, investment banking, and universal-bank models.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $19.50 · Bull $24.18 · Bear $16.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-08 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Target $24.18

Why

Momentum17 · Δ7d -5.2

Value59 · Δ7d +0.3

Sentiment66 · Δ7d +4.9

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Sentiment · See AI snapshot

Momentum

34% active weight

Current posture

7d trendSoftening

Δ7d

-5.2

Δ21d

-23.7

Value

32% active weight

Current posture

7d trendFlat

Δ7d

+0.3

Δ21d

+1.4

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+4.9

Δ21d

+21.7

Why this grade

Composite grade D. Momentum 16.5 / Value 59.4 / Sentiment 65.7

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$8.58B

Beta

1.22

Shares Out

518.83M

P/E (TTM)

9.8

P/S (TTM)

2.67

P/FCF (TTM)

2.69

Rev YoY

+7.9%

EPS YoY

+13.3%

Gross Margin

Op Margin

+32.6%

Net Debt

$16.8B

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology