WSFS

WSFS Financial has delivered a powerful share price run over the past few years, and that kind of move naturally raises a simple question for you as a shareholder or potential buyer. Is the current price really supported by the returns the bank earns on the capital it puts to work? - WSFS Financial has returned 141.4% over the past 3 years, which puts real weight on whether the underlying return on capital can sustain that kind of value creation over time. - Recent earnings showed stronger profitability and higher fee income from the wealth and trust business, which can reshape expectations for how efficiently the bank turns its equity base into long term returns. - Prefer to judge WSFS Financial on earnings? See why WSFS Financial's 12.1x P/E tells a different valuation story. The issue now is whether the returns WSFS Financial earns on its capital are strong and durable enough to justify where the stock trades today. If you want more ideas with a similar focus on what companies do with their capital, a targeted screen built around 27 high quality undervalued stocks can be a useful second step in your research. The Excess Returns model looks at what WSFS Financial earns over and above the return investors require on its equity. At the core, the bank is modeled to generate stable earnings of $6.14 per share from a book value base of $51.58 per share, which implies an average return on equity of 10.25%. After covering a modeled equity cost of $4.33 per share, that leaves an excess return of $1.80 per share, and analysts see this compounding into a stable book value of $59.91 per share over time. That pattern lines up with a franchise that is earning more than its modeled cost of capital. The Excess Returns approach suggests those surplus profits support an intrinsic value meaningfully above the current share price of $79.02. Because the strong Q3 2026 results highlighted firmer profitability and fee income, the recent earnings beat helps explain why the model sees ongoing excess returns as realistic rather than a stretch. Find out what WSFS Financial could be worth using our Excess Returns estimate. Narratives for WSFS Financial pick up where the valuation puzzle leaves off by spelling out which paths for growth, profitability and earnings would need to play out for the stock to be worth materially more or less than today. Each one links its number to a clear view on how WSFS Financial's growth, margins and risks might evolve, giving you a reference point you can revisit as new information comes through on the Community page. One of the top community narratives on WSFS Financial: 11% undervalued "The current numbers on profitability, capital returns, and share repurchases imply that the market is pricing WSFS Financial below what this narrative views as the value of its long-term earnings power per share..." Discover why this Narrative puts WSFS Financial at 11% undervalued. There is one loose thread that valuation work on WSFS Financial does not answer, which is the recent selling activity by people inside the business, and the specific trades and context deserve a closer look. See the recent insider selling flagged for WSFS Financial. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include WSFS. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected]

- Interested in WSFS Financial Corporation? Here are five stocks we like better. - Strong Q3 performance: WSFS reported core EPS of $1.75, up 25% year over year, while core net income rose 14% and core pre-provision net revenue increased 15%. Core ROA reached 1.58% and core ROTCE was 20.7%. - Growth remained broad-based: Loans grew 5% annualized, led by C&I, residential mortgage and home equity lending, while wealth and trust revenue surged 30% year over year. However, client deposits declined 3% sequentially because of expected institutional-services and commercial-banking outflows. - Deposit costs and capital returns remain key considerations: Management expects deposit pricing pressure to persist and reduced the pace of share repurchases amid rate volatility, though WSFS still returned $70 million to shareholders during the quarter. Credit metrics were largely stable, but problem assets rose 12% sequentially and included an $8 million specific reserve. WSFS Financial (NASDAQ:WSFS) reported third-quarter 2026 core earnings per share of $1.75, with core return on assets of 1.58% and core return on tangible common equity of 20.7%, Chief Financial Officer David Burg said during the company's earnings call. Each measure increased from the prior quarter. Core pre-provision net revenue rose 15% from a year earlier, while core net income increased 14% and core EPS grew 25%, according to Burg. Net interest margin expanded 1 basis point sequentially to 3.88%, supported by loan growth and higher yields on investment securities, partly offset by a 4-basis-point increase in client deposit costs. → The AI Buildout Is Only 15% Complete—Here Is Where the Next Dollar Actually Goes Burg said WSFS continues to encounter deposit-pricing pressure and expects its deposit beta to rise over time. The company exited the rate cycle with a cumulative interest-bearing deposit beta of 41% and recorded an 18% beta in connection with the September rate increase. Management expects to exit 2026 with an up-cycle beta of 35% when incorporating the September increase and an assumed December rate increase. However, Burg told analysts that the normalized beta through the broader rate-increase cycle could be approximately 45% to 50%, consistent with the prior rising-rate cycle. → GM Beat and Added a $20 Billion Buyback—Why Did the Stock Fall? WSFS remains asset sensitive, Burg said, and he estimated that a 25-basis-point rate increase could add roughly 2 to 3 basis points to net interest margin. He added that heightened competition for deposits could reduce that benefit, making approximately 2 basis points a more appropriate expectation. The company's securities portfolio yield has risen to about 2.80% as WSFS reinvests principal and interest proceeds into higher-yielding securities. Management intends to keep the portfolio in the low-20% range as a percentage of assets rather than materially expand it. Burg estimated that reinvestment opportunities in securities and loans could provide roughly 4 to 5 basis points of annual net interest margin benefit. → Tech Stocks Took a Hit—These 2 Pharma Stocks Are Near New Highs Gross loans increased 1% from the prior quarter, or 5% on an annualized basis. Excluding continued runoff in the Spring EQ portfolio, loans grew 2% sequentially and 7% year over year. Commercial and industrial loans rose 1% sequentially and 9% from a year earlier. Burg said C&I funding moderated from elevated levels during the first half of the year but remains at a more normalized level, while client activity and the pipeline remain healthy. Residential mortgage and home equity loans increased 6% sequentially and 24% year over year, despite the interest-rate environment. Burg said mortgage origination demand has been affected by rates above 7%, and WSFS does not expect the same pace of consumer real estate lending growth to continue. Still, he said the company believes its origination strategy remains differentiated and competitive. Chairman, President and CEO Rodger Levenson said higher rates are making some commercial real estate projects harder to justify because of debt-service coverage requirements. However, he said the company has not seen a material impact in its review of commercial real estate loans maturing over the next 24 months. WSFS has been assessing those loans using a 7.5% coupon to identify potential stress, he said. Levenson said the bank has not observed a meaningful change in C&I clients' willingness to invest, although competition for C&I relationships remains substantial. Client deposits declined 3% sequentially, primarily due to expected outflows of elevated transactional balances in institutional services and commercial banking at the end of the prior quarter. Average deposits increased slightly from the second quarter. Average core deposits increased 10% year over year, while average non-interest-bearing deposits grew 20%. Non-interest-bearing balances represented 35% of total average deposits. Burg said the company generally expects deposit growth and loan growth to track at mid-single-digit rates over time. Deposit growth has outpaced lending over the past year, aided by institutional services and commercial banking, but management expects that difference to normalize. Core fee revenue declined 1% from the prior quarter but rose 3% year over year. Wealth and trust revenue grew 30% year over year and represented about 60% of total fee revenue. The business has produced double-digit year-over-year growth for eight consecutive quarters. - Corporate trust revenue increased 45% year over year. - Global capital markets revenue increased 48% year over year. - The Bryn Mawr Trust Company of Delaware increased 22% year over year. - Private wealth revenue rose 14% year over year, aided by higher assets under management. Burg attributed institutional-services growth to new mandates and market-share gains. He said the securitization market has remained resilient across rate environments, although sustained higher rates could slow activity in some asset classes. Management's longer-term goal is to grow wealth and trust revenue at a double-digit rate, though Burg said the quarter's 30% growth rate should not be viewed as a sustained level. Cash Connect fees declined from a year earlier due to 2025 interest-rate cuts and lower volumes, though the business generated a 15% profit margin. Burg said a 25-basis-point rate increase would raise both annualized Cash Connect fee revenue and expenses by roughly $2.5 million, producing several hundred thousand dollars of annual profitability pressure. The company is seeking to reduce non-interest-earning in-transit cash to mitigate the impact. Core non-interest expenses declined 3% sequentially and were generally flat from a year earlier, helping reduce the efficiency ratio to 56.1%. Burg said results benefited from roughly $2 million to $3 million in favorable nonrecurring items, including lower medical expense after elevated costs in the second quarter. Management said it intends to continue lowering the efficiency ratio gradually while maintaining investments in the franchise. Asset-quality metrics were largely stable, and WSFS recorded a net recovery for the second time in 2026. Year-to-date net charge-offs totaled 3 basis points of average gross loans. Delinquencies fell 3% sequentially and 11% from a year earlier to their lowest level in two years. Problem assets increased $57.5 million, or 12% sequentially, reflecting several downgrades in multifamily, construction and C&I loans. They remained down 16% from a year earlier. Nonperforming assets were generally unchanged as an increase tied to a student-housing-related loan was offset by other payoffs. The company recorded an $8 million specific reserve associated with that loan. WSFS returned $70 million of capital to shareholders during the quarter, including $60 million through share repurchases. The company has repurchased 5.6% of shares outstanding year to date and returned more than 90% of net income to shareholders. Burg said WSFS remains focused on reaching a 12% medium-term capital target but reduced the pace of buybacks because of interest-rate volatility and its tangible common equity ratio. The company returned about 80% of net income to shareholders in the third quarter, compared with about 100% in prior quarters, and may maintain a similar pace in the coming quarter. WSFS Financial Corporation is the financial holding company for WSFS Bank, a full-service community banking institution headquartered in Wilmington, Delaware. Founded in 1832, WSFS is one of the oldest and largest locally managed banks in the Delaware Valley. WSFS Bank provides a range of banking services for individuals, families, businesses and institutions. Its offerings include checking and savings accounts, consumer lending, residential mortgages, commercial loans, treasury and cash-management services, and online and mobile banking. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "What WSFS Financial (WSFS) Said on Its Q3 Earnings Call" was originally published by MarketBeat. View MarketBeat's top stocks for October 2026.

WSFS Financial (WSFS) reported $287.57 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 6.3%. EPS of $1.75 for the same period compares to $1.40 a year ago. The reported revenue represents a surprise of +0.04% over the Zacks Consensus Estimate of $287.45 million. With the consensus EPS estimate being $1.61, the EPS surprise was +8.7%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how WSFS performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: - Efficiency Ratio: 56.1% versus 58.1% estimated by four analysts on average. - Net Interest Margin: 3.9% versus the four-analyst average estimate of 3.9%. - Net charge-offs to average gross loans: -0% versus the three-analyst average estimate of 0.3%. - Common equity Tier 1 capital: 13.7% versus 13.4% estimated by two analysts on average. - Total risk-based capital: 15.5% versus 15.1% estimated by two analysts on average. - Leverage Ratio: 10.4% versus 10.1% estimated by two analysts on average. - Net Interest Income: $196.59 million versus $196.79 million estimated by four analysts on average. - Mortgage banking activities, net: $0.97 million versus the three-analyst average estimate of $1.7 million. - Total Non-Interest Income: $90.98 million versus the three-analyst average estimate of $90.97 million. - Investment management and fiduciary revenue: $53.93 million versus the two-analyst average estimate of $48.51 million. - Credit/debit card and ATM income: $14.82 million versus $15.37 million estimated by two analysts on average. - Other income: $11.96 million compared to the $15.42 million average estimate based on two analysts. View all Key Company Metrics for WSFS here>>> Shares of WSFS have returned -0.2% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

WSFS Financial (WSFS) came out with quarterly earnings of $1.75 per share, beating the Zacks Consensus Estimate of $1.61 per share. This compares to earnings of $1.4 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +8.70%. A quarter ago, it was expected that this bank holding company would post earnings of $1.51 per share when it actually produced earnings of $1.66, delivering a surprise of +9.93%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. WSFS, which belongs to the Zacks Financial - Savings and Loan industry, posted revenues of $287.57 million for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 0.04%. This compares to year-ago revenues of $270.49 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. WSFS shares have added about 39.1% since the beginning of the year versus the S&P 500's gain of 13.3%. While WSFS has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for WSFS was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.65 on $290.69 million in revenues for the coming quarter and $6.59 on $1.14 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial - Savings and Loan is currently in the bottom 29% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. One other stock from the same industry, Landmark Bancorp (LARK), is yet to report results for the quarter ended September 2026. This bank holding company is expected to post quarterly earnings of $0.89 per share in its upcoming report, which represents a year-over-year change of +9.9%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Landmark Bancorp's revenues are expected to be $19.1 million, up 5.2% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report Landmark Bancorp Inc. (LARK) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Wall Street analysts forecast that WSFS Financial (WSFS) will report quarterly earnings of $1.61 per share in its upcoming release, pointing to a year-over-year increase of 15%. It is anticipated that revenues will amount to $287.45 million, exhibiting an increase of 6.3% compared to the year-ago quarter. The consensus EPS estimate for the quarter has undergone an upward revision of 1.3% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed their initial estimates during this timeframe. Ahead of a company's earnings disclosure, it is crucial to give due consideration to changes in earnings estimates. These revisions serve as a noteworthy factor in predicting potential investor reactions to the stock. Numerous empirical studies consistently demonstrate a strong relationship between trends in earnings estimate revision and the short-term price performance of a stock. While investors typically rely on consensus earnings and revenue estimates to gauge how the business may have fared during the quarter, examining analysts' projections for some of the company's key metrics often helps gain a deeper insight. In light of this perspective, let's dive into the average estimates of certain WSFS metrics that are commonly tracked and forecasted by Wall Street analysts. The collective assessment of analysts points to an estimated 'Efficiency Ratio' of 58.1%. The estimate is in contrast to the year-ago figure of 60.2%. Based on the collective assessment of analysts, 'Net Interest Margin' should arrive at 3.9%. Compared to the current estimate, the company reported 3.9% in the same quarter of the previous year. The consensus estimate for 'Net Interest Income' stands at $196.79 million. The estimate is in contrast to the year-ago figure of $184.02 million. The average prediction of analysts places 'Total Non-Interest Income' at $90.97 million. Compared to the present estimate, the company reported $86.47 million in the same quarter last year. View all Key Company Metrics for WSFS here>>> Over the past month, shares of WSFS have returned +0.6% versus the Zacks S&P 500 composite's +1% change. Currently, WSFS carries a Zacks Rank #2 (Buy), suggesting that it may outperform. the overall market in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> . Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Regional banking company WSFS Financial (NASDAQ:WSFS) will be reporting earnings this Thursday after the bell. Here's what to look for. WSFS Financial beat analysts' revenue expectations last quarter, reporting revenues of $285.2 million, up 6.4% year on year. It was a strong quarter for the company, with a solid beat of analysts' net interest income and EPS estimates. Is WSFS Financial a buy or sell going into earnings? Read our full analysis here, it's free for active Edge members. This quarter, the market is expecting WSFS Financial's revenue to grow 6.2% year on year, improving from the 1.7% increase it recorded in the same quarter last year. Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business will stay the course heading into earnings. WSFS Financial has missed Wall Street's revenue estimates multiple times over the last two years. Looking at WSFS Financial's peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. QCR Holdings's revenues decreased 11.7% year on year, missing analysts' expectations by 8.9%, and Washington Trust Bancorp reported revenues up 15%, topping estimates by 4.1%. Washington Trust Bancorp traded up 4.2% following the results. Read our full analysis of QCR Holdings's results here and Washington Trust Bancorp's results here. Over the past year, investors have repeatedly shifted their focus from one macro narrative to another (AI disruption and AI capex spending to geopolitics, interest rates, and the broader health of the economy). While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3% on average over the last month. WSFS Financial's stock price was unchanged during the same time and is heading into earnings with an average analyst price target of $88.42 (compared to the current share price of $77.31). ONE MORE THING: The $21 AI Application Stock Wall Street Forgot. While Wall Street obsesses over who's building AI, one company is already using it to print money. And nobody's paying attention. AI chip stocks trade at ridiculous valuations. This company processes a trillion consumer signals monthly using AI and trades at a third of the price. The gap won't last. The institutions will figure it out. You need to see this first. Read the FREE Report Before They Notice.

Great Southern Bancorp (GSBC) came out with quarterly earnings of $1.5 per share, beating the Zacks Consensus Estimate of $1.39 per share. This compares to earnings of $1.56 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +7.91%. A quarter ago, it was expected that this bank holding company would post earnings of $1.38 per share when it actually produced earnings of $1.57, delivering a surprise of +13.77%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Great Southern Bancorp, which belongs to the Zacks Financial - Savings and Loan industry, posted revenues of $57.74 million for the quarter ended September 2026, surpassing the Zacks Consensus Estimate by 3.85%. This compares to year-ago revenues of $57.83 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Great Southern Bancorp shares have added about 27.7% since the beginning of the year versus the S&P 500's gain of 12.7%. While Great Southern Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Great Southern Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.44 on $55.1 million in revenues for the coming quarter and $5.85 on $222.9 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial - Savings and Loan is currently in the bottom 29% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. WSFS Financial (WSFS), another stock in the same industry, has yet to report results for the quarter ended September 2026. The results are expected to be released on October 22. This bank holding company is expected to post quarterly earnings of $1.61 per share in its upcoming report, which represents a year-over-year change of +15%. The consensus EPS estimate for the quarter has been revised 1.4% higher over the last 30 days to the current level. WSFS Financial's revenues are expected to be $287.45 million, up 6.3% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Great Southern Bancorp, Inc. (GSBC) : Free Stock Analysis Report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

The market expects Riverview Bancorp (RVSB) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2026. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This holding company for Riverview Community Bank is expected to post quarterly earnings of $0.07 per share in its upcoming report, which represents a year-over-year change of +40%. Revenues are expected to be $15.1 million, up 10.9% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). For Riverview Bancorp, the Most Accurate Estimate is the same as the Zacks Consensus Estimate, suggesting that there are no recent analyst views which differ from what have been considered to derive the consensus estimate. This has resulted in an Earnings ESP of 0%. On the other hand, the stock currently carries a Zacks Rank of #3. So, this combination makes it difficult to conclusively predict that Riverview Bancorp will beat the consensus EPS estimate. While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that Riverview Bancorp would post earnings of $0.07 per share when it actually produced earnings of $0.08, delivering a surprise of +14.29%. Over the last four quarters, the company has beaten consensus EPS estimates two times. An earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. Riverview Bancorp doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Another stock from the Zacks Financial - Savings and Loan industry, WSFS Financial (WSFS), is soon expected to post earnings of $1.61 per share for the quarter ended September 2026. This estimate indicates a year-over-year change of +15%. Revenues for the quarter are expected to be $287.45 million, up 6.3% from the year-ago quarter. The consensus EPS estimate for WSFS has been revised 1.3% higher over the last 30 days to the current level. However, a lower Most Accurate Estimate has resulted in an Earnings ESP of -3.88%. When combined with a Zacks Rank of #2 (Buy), this Earnings ESP makes it difficult to conclusively predict that WSFS will beat the consensus EPS estimate. Over the last four quarters, the company surpassed consensus EPS estimates three times. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Riverview Bancorp Inc (RVSB) : Free Stock Analysis Report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

WSFS Financial (WSFS) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on October 22. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This bank holding company is expected to post quarterly earnings of $1.61 per share in its upcoming report, which represents a year-over-year change of +15%. Revenues are expected to be $287.45 million, up 6.3% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 1.35% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). For WSFS, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -3.88%. On the other hand, the stock currently carries a Zacks Rank of #2. So, this combination makes it difficult to conclusively predict that WSFS will beat the consensus EPS estimate. While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that WSFS would post earnings of $1.51 per share when it actually produced earnings of $1.66, delivering a surprise of +9.93%. Over the last four quarters, the company has beaten consensus EPS estimates three times. An earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. WSFS doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Another stock from the Zacks Financial - Savings and Loan industry, Great Southern Bancorp (GSBC), is soon expected to post earnings of $1.39 per share for the quarter ended September 2026. This estimate indicates a year-over-year change of -10.9%. Revenues for the quarter are expected to be $55.6 million, down 3.9% from the year-ago quarter. The consensus EPS estimate for Great Southern Bancorp has remained unchanged over the last 30 days. However, an equal Most Accurate Estimate has resulted in an Earnings ESP of 0.00%. This Earnings ESP, combined with its Zacks Rank #3 (Hold), makes it difficult to conclusively predict that Great Southern Bancorp will beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report WSFS Financial Corporation (WSFS) : Free Stock Analysis Report Great Southern Bancorp, Inc. (GSBC) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research