WBS
Webster FinancialCDocument history
Earnings documents stored for WBS.
Investor releaseQuarter not tagged2026-07-16Webster Financial (WBS) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
Zacks
Webster Financial (WBS) Q2 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
In its upcoming report, Webster Financial (WBS) is predicted by Wall Street analysts to post quarterly earnings of $1.61 per share, reflecting an increase of 5.9% compared to the same period last year. Revenues are forecasted to be $749.32 million, representing a year-over-year increase of 4.7%. Over the last 30 days, there has been an upward revision of 0.1% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initial forecasts over the course of this timeframe. Before a company reveals its earnings, it is vital to take into account any changes in earnings projections. These revisions play a pivotal role in predicting the possible reactions of investors toward the stock. Multiple empirical studies have consistently shown a strong association between trends in earnings estimates and the short-term price movements of a stock. While it's common for investors to rely on consensus earnings and revenue estimates for assessing how the business may have performed during the quarter, exploring analysts' forecasts for key metrics can yield valuable insights. That said, let's delve into the average estimates of some Webster Financial metrics that Wall Street analysts commonly model and monitor. Analysts' assessment points toward 'Net Interest Margin' reaching 3.4%. Compared to the present estimate, the company reported 3.4% in the same quarter last year. According to the collective judgment of analysts, 'Efficiency Ratio' should come in at 48.3%. The estimate compares to the year-ago value of 45.4%. The average prediction of analysts places 'Total Non-Interest Income' at $102.06 million. The estimate is in contrast to the year-ago figure of $94.66 million. View all Key Company Metrics for Webster Financial here>>> Over the past month, shares of Webster Financial have returned +2.1% versus the Zacks S&P 500 composite's +0.5% change. Currently, WBS carries a Zacks Rank #2 (Buy), suggesting that it may outperform. the overall market in the near future. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> . Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Webster Financial Corporation (WBS) : Free Stock Analysis Report This article originall...
Investor releaseQuarter not tagged2026-07-15NII, Fee Income Growth to Aid Regions Financial's Q2 Earnings
Zacks
NII, Fee Income Growth to Aid Regions Financial's Q2 Earnings
Regions Financial Corporation RF is scheduled to report second-quarter 2026 results on July 17, 2026, before the opening bell. Quarterly earnings and revenues are expected to register year-over-year growth in the to-be-reported quarter. In the last reported quarter, the company’s results benefited from increases in non-interest income and net interest income (NII). However, higher non-interest expenses played spoilsport. Regions Financial has a decent earnings surprise history. Its earnings have surpassed estimates in three of the trailing four quarters and missed once, with an average surprise of 1.81%. Regions Financial Corporation price-eps-surprise | Regions Financial Corporation Quote The Zacks Consensus Estimate for second-quarter 2026 earnings of 64 cents per share has been unchanged over the past seven days. The figure indicates a 6.7% rise from the year-ago reported number. The consensus estimate for revenues is pegged at $1.95 billion, indicating a 2.5% increase from the prior-year reported figure. NII & Loans: In the second quarter of 2026, the Federal Reserve kept interest rates unchanged and signaled a hike later this year. Thus, stabilizing funding and deposit costs are expected to have supported modest growth in RF’s NII in the quarter to be reported. The Zacks Consensus Estimate for NII is pegged at $1.27 billion, indicating a 1.2% rise from the year-ago quarter’s actuals. Building on the momentum seen in the first quarter, RF's lending activity is expected to have strengthened further in the to-be-reported quarter. According to the Federal Reserve’s latest data, the demand for overall loans was decent in the second quarter. Given this, the company is likely to have witnessed improvement in average interest-earning assets. The Zacks Consensus Estimate of $1.41 billion for average earning assets indicates a marginal rise from the year-ago quarter’s actual. Non-Interest Income: After a record-setting first quarter, global deal-making activity moderated amid geopolitical uncertainty, persistent valuation gaps, slowing economic growth, elevated inflation and interest rates, and a stubbornly high backlog of private equity exits. Nevertheless, strategic buyers remained active, pursuing transactions aimed at enhancing scale, strengthening resilience and improving supply-chain security in response to the challenging operating environment. Hence, whil...
Investor releaseQuarter not tagged2026-07-15Loan Growth & Strong Fee Income to Aid U.S. Bancorp's Q2 Earnings
Zacks
Loan Growth & Strong Fee Income to Aid U.S. Bancorp's Q2 Earnings
U.S. Bancorp USB is scheduled to report second-quarter 2026 results on July 16, 2026, before the opening bell. The company is expected to have witnessed year-over-year increases in quarterly revenues and earnings. In the last reported quarter, the company’s results were supported by higher net interest income (NII) and solid fee revenue growth. However, a rise in provision was concerning. USB has an impressive earnings surprise history. Its earnings beat estimates in the trailing four quarters, the surprise being 5.76%, on average. U.S. Bancorp price-eps-surprise | U.S. Bancorp Quote In June 2026, U.S. Bancorp acquired BTIG, LLC. The transaction strengthens the company’s capital markets platform by adding institutional equity sales and trading, equity capital markets, equity electronic trading, and mergers and acquisitions advisory capabilities, marking a significant step in the bank’s efforts to expand its capital markets capabilities and deepen relationships with institutional clients. The acquisition will allow U.S. Bancorp to add institutional equity sales and trading, equity capital markets, electronic trading, and mergers and acquisitions advisory to its existing offerings. This broader suite of services is expected to accelerate the bank’s capital market momentum and strengthen its ability to serve corporate and institutional clients. NII: In the second quarter of 2026, the Federal Reserve kept interest rates unchanged and signaled a hike later this year. Thus, stabilizing funding and deposit costs are expected to have supported modest growth in USB’s NII in the quarter to be reported. Management expects NII on a fully taxable equivalent basis to rise 6-7% year over year. The Zacks Consensus Estimate for NII is pegged at $4.34 billion, indicating a 7% increase from the year-ago reported figure. Loans: According to the Fed’s latest data, the demand for commercial and industrial and consumer loans was solid in the second quarter, while the demand for real estate loans was comparatively modest. As a result, USB’s lending activity is expected to have seen a decent improvement. The Zacks Consensus Estimate of $633.7 million for average earning assets indicates a 3.3% year-over-year increase. Non-Interest Income: Client activity and market volatility eased compared with the exceptionally strong first quarter, but both remained elevated during the second qua...
Investor releaseQuarter not tagged2026-07-15Fifth Third's Q2 Earnings on the Deck: Here's What You Should Know
Zacks
Fifth Third's Q2 Earnings on the Deck: Here's What You Should Know
Fifth Third Bancorp FITB is scheduled to report second-quarter 2026 results on July 17, before the opening bell. Quarterly earnings and revenues are expected to have registered year-over-year growth in the to-be-reported quarter. In the last reported quarter, the bank’s earnings missed the Zacks Consensus Estimate. Its results were affected by an increase in expenses and higher provisions for credit losses. Nonetheless, growth in net interest income (NII) and fee income acted as tailwinds. Higher loan and deposit balances also provided some support. This Cincinnati, OH-based lender has an impressive earnings surprise history. Its earnings beat estimates in three of the trailing four quarters and missed once, with an average surprise of 4%. Fifth Third Bancorp price-eps-surprise | Fifth Third Bancorp Quote Loans & NII: Per the Federal Reserve’s latest data, demand for commercial and industrial and consumer loans was decent in the second quarter of 2026, while real estate loan demand was relatively modest. Hence, a stable rate environment and decent loan demand are expected to have supported the company’s lending activity and growth in average interest-earning assets in the to-be-reported quarter. The Zacks Consensus Estimate for average interest-earning assets of $266.2 billion for the second quarter indicates an 11.9% rise from the prior quarter’s actual. Management expects average loans and leases (including held-for-sale loans) to be between $178 billion and $179 billion in the second quarter, up from $158.3 billion in the prior quarter. In the second quarter of 2026, the Fed kept interest rates unchanged at 3.50-3.75%. The Fed further noted that economic activity continued to expand at a solid pace despite elevated uncertainty, while inflation remained above its 2% target. Against this backdrop, the company’s NII is expected to have improved in the to-be-reported quarter. Fifth Third expects NII to be between $2.20 billion and $2.25 billion, up from $1.94 billion in the prior quarter. The Zacks Consensus Estimate for the metric is in line with the company’s guidance. Non-Interest Revenues: Global mergers and acquisitions (M&A) activity moderated in the second quarter of 2026 as geopolitical uncertainty, elevated inflation, a persistent backlog of private equity exits and higher interest rates continued to weigh on deal-making. Nevertheless, M&A volumes im...
Investor releaseQuarter not tagged2026-07-13Washington Trust Bancorp (WASH) Reports Next Week: Wall Street Expects Earnings Growth
Zacks
Washington Trust Bancorp (WASH) Reports Next Week: Wall Street Expects Earnings Growth
Washington Trust Bancorp (WASH) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 20. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This holding company for The Washington Trust Co. is expected to post quarterly earnings of $0.76 per share in its upcoming report, which represents a year-over-year change of +11.8%. Revenues are expected to be $59.71 million, up 10% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 1.21% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate....
Investor releaseQuarter not tagged2026-07-10Webster Financial Corporation Announces Q2 2026 Earnings Release
Business Wire
Webster Financial Corporation Announces Q2 2026 Earnings Release
STAMFORD, Conn., July 10, 2026--(BUSINESS WIRE)--Webster Financial Corporation (NYSE: WBS, "the company"), the holding company for Webster Bank, N.A., today announced it will release its second quarter 2026 earnings after the close of U.S. markets on July 21, 2026. The company will not host an earnings call or provide an accompanying presentation due to its pending merger with Banco Santander, S.A. About Webster Financial Corporation: Webster Financial Corporation ("Webster") (NYSE:WBS) is the holding company for Webster Bank, N.A. ("Webster Bank"). Founded in 1935 and headquartered in Stamford, CT, Webster is a values-driven organization with more than $80 billion in total assets. Webster Bank is a commercial bank that provides a wide range of financial products and services to businesses, individuals, and families across three differentiated lines of business: Commercial Banking, Healthcare Financial Services, and Consumer Banking. While its core footprint spans the Northeast from the New York metropolitan area to Rhode Island and Massachusetts, certain businesses operate in extended geographies. Webster Bank is a member of the FDIC and an equal housing lender. For more information about Webster, including past press releases and the latest annual report, visit the Webster website at www.websterbank.com. View source version on businesswire.com: https://www.businesswire.com/news/home/20260710721596/en/ Contacts Media Contact: Alice Ferreira, 203-578-2610 [email protected] Investor Contact: Emlen Harmon, 212-309-7646 [email protected]
Investor releaseQuarter not tagged2026-07-09Webster Financial (WBS) Earnings Expected to Grow: What to Know Ahead of Q2 Release
Zacks
Webster Financial (WBS) Earnings Expected to Grow: What to Know Ahead of Q2 Release
Webster Financial (WBS) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This holding company for Webster Bank is expected to post quarterly earnings of $1.61 per share in its upcoming report, which represents a year-over-year change of +5.9%. Revenues are expected to be $749.32 million, up 4.7% from the year-ago quarter. The consensus EPS estimate for the quarter has been revised 0.07% higher over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings on...
Investor releaseQuarter not tagged2026-06-03A Look Back at Regional Banks Stocks’ Q1 Earnings: Webster Financial (NYSE:WBS) Vs The Rest Of The Pack
StockStory
A Look Back at Regional Banks Stocks’ Q1 Earnings: Webster Financial (NYSE:WBS) Vs The Rest Of The Pack
As the Q1 earnings season wraps, let’s dig into this quarter’s best and worst performers in the regional banks industry, including Webster Financial (NYSE:WBS) and its peers. Regional banks, financial institutions operating within specific geographic areas, serve as intermediaries between local depositors and borrowers. They benefit from rising interest rates that improve net interest margins (the difference between loan yields and deposit costs), digital transformation reducing operational expenses, and local economic growth driving loan demand. However, these banks face headwinds from fintech competition, deposit outflows to higher-yielding alternatives, credit deterioration (increasing loan defaults) during economic slowdowns, and regulatory compliance costs. Recent concerns about regional bank stability following high-profile failures and significant commercial real estate exposure present additional challenges. The 91 regional banks stocks we track reported a slower Q1. As a group, revenues were in line with analysts’ consensus estimates. In light of this news, share prices of the companies have held steady. On average, they are relatively unchanged since the latest earnings results. Founded during the Great Depression in 1935 and evolving into a major Northeastern financial institution, Webster Financial (NYSE:WBS) is a bank holding company that provides commercial banking, consumer banking, and employee benefits solutions through its Webster Bank and HSA Bank division. Webster Financial reported revenues of $735.9 million, up 4.4% year on year. This print exceeded analysts’ expectations by 0.9%. Despite the top-line beat, it was still a mixed quarter for the company with a narrow beat of analysts’ revenue estimates but a slight miss of analysts’ tangible book value per share estimates. “Webster’s financial results reflect our colleagues’ commitment to execution amidst a dynamic economic environment,” said John R. Ciulla, Chairman and Chief Executive Officer. The market was likely pricing in the results, and the stock is flat since reporting. It currently trades at $72.61. Read our full report on Webster Financial here, it’s free. With roots dating back to 1913 and a name derived from "United Missouri Bank," UMB Financial (NASDAQ:UMBF) is a financial holding company that provides banking, asset management, and fund services to commercial, institutional...
Investor releaseQuarter not tagged2026-05-13Webster Financial (WBS): Buy, Sell, or Hold Post Q1 Earnings?
StockStory
Webster Financial (WBS): Buy, Sell, or Hold Post Q1 Earnings?
Webster Financial’s 26.8% return over the past six months has outpaced the S&P 500 by 19.2%, and its stock price has climbed to $72.68 per share. This performance may have investors wondering how to approach the situation. Is there a buying opportunity in Webster Financial, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it’s free. Despite the momentum, we're cautious about Webster Financial. Here are three reasons we avoid WBS and a stock we'd rather own. We at StockStory place the most emphasis on long-term growth, but within financials, a stretched historical view may miss recent interest rate changes, market returns, and industry trends. Webster Financial’s recent performance shows its demand has slowed significantly as its annualized revenue growth of 4.6% over the last two years was well below its five-year trend. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business. Topline growth is certainly important, but the overall profitability of this growth matters for the bottom line. For banks, we look at efficiency ratio, which is non-interest expense (salaries, rent, IT, marketing, excluding interest paid out to depositors) as a percentage of total revenue. Markets emphasize efficiency ratio trends over static measurements, recognizing that revenue compositions drive different expense bases. Lower efficiency ratios signal superior performance by indicating that banks are controlling costs effectively relative to their income. For the next 12 months, Wall Street expects Webster Financial to become less profitable as it anticipates an efficiency ratio of 47.6% compared to 46.2% over the past year. Although long-term earnings trends give us the big picture, we like to analyze EPS over a shorter period to see if we are missing a change in the business. Webster Financial’s weak 3% annual EPS growth over the last two years aligns with its revenue trend. On the bright side, this tells us its incremental sales were profitable. Webster Financial isn’t a terrible business, but it doesn’t pass our quality test. With its shares outperforming the market lately, the stock trades at 1.2× forward P/B (or $72.68 per share). While this valuation is fair, the upside isn’t great compared to the potential downside....
Investor releaseQuarter not tagged2026-04-29Webster Financial: Q1 Earnings Snapshot
Associated Press
Webster Financial: Q1 Earnings Snapshot
STAMFORD, Conn. (AP) — STAMFORD, Conn. (AP) — Webster Financial Corp. (WBS) on Tuesday reported first-quarter earnings of $246.2 million. The bank, based in Stamford, Connecticut, said it had earnings of $1.50 per share. Earnings, adjusted for non-recurring costs, were $1.57 per share. The results beat Wall Street expectations. The average estimate of eight analysts surveyed by Zacks Investment Research was for earnings of $1.53 per share. The holding company for Webster Bank posted revenue of $1.1 billion in the period. Its revenue net of interest expense was $735.9 million, falling short of Street forecasts. Six analysts surveyed by Zacks expected $739.5 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on WBS at https://www.zacks.com/ap/WBS
Investor releaseQuarter not tagged2026-04-29Webster Financial (WBS) Surpasses Q1 Earnings Estimates
Zacks
Webster Financial (WBS) Surpasses Q1 Earnings Estimates
Webster Financial (WBS) came out with quarterly earnings of $1.57 per share, beating the Zacks Consensus Estimate of $1.53 per share. This compares to earnings of $1.3 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +2.33%. A quarter ago, it was expected that this holding company for Webster Bank would post earnings of $1.52 per share when it actually produced earnings of $1.59, delivering a surprise of +4.61%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Webster Financial, which belongs to the Zacks Banks - Northeast industry, posted revenues of $735.87 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.5%. This compares to year-ago revenues of $704.8 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Webster Financial shares have added about 14.1% since the beginning of the year versus the S&P 500's gain of 4.8%. While Webster Financial has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Webster Financial was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complet...
Investor releaseQuarter not tagged2026-04-29Webster Financial's Q1 Earnings Beat Estimates on Higher NII
Zacks
Webster Financial's Q1 Earnings Beat Estimates on Higher NII
Webster Financial Corporation WBS posted adjusted earnings per share (EPS) of $1.57 for the first quarter of 2026, beating the Zacks Consensus Estimate of $1.53. Also, the reported figure compared favorably with the EPS of $1.30 reported a year ago. Results benefited from a rise in net interest income (NII) and non-interest income. Higher loan and deposit balances and a decline in provision were encouraging, too. However, an increase in non-interest expenses was a headwind. Results excluded transaction expenses, restructuring costs and a benefit related to the FDIC special assessment. After considering these, net income applicable to common shareholders (GAAP basis) was $239.3 million, up 8.6% from the prior-year quarter. Total revenues came in at $735.9 million, missing the consensus mark by 0.5%. The metric rose 4.4% year over year. NII increased 3.6% year over year to $634.4 million. The net interest margin was 3.36%, down 12 basis points. Non-interest income was $101.5 million, up 9.6% from the year-ago quarter’s reported figure of $92.6 million. The increase was primarily driven by increased client hedging activities, the change in the credit valuation adjustment, increased revenues from Ametros, higher deposit service fees, and the acquisition of SecureSave, partially offset by lower loan prepayment and syndication fees. Non-interest expenses were $379.1 million, up 10.3% from the year-ago quarter. In the first quarter of 2026, the figure included $9.1 million in transaction expenses, $3.6 million in strategic restructuring costs and a $0.7-million benefit related to the FDIC special assessment. Excluding these items, total non-interest expenses increased $23.5 million. The rise was primarily driven by higher compensation and benefits costs. The efficiency ratio was 46.83% compared with 45.79% in the prior-year quarter. An increase in the efficiency ratio indicates a decline in profitability. Period-end loans and leases grew to $57.2 billion, up 1.2% from the prior quarter, with increases across commercial, commercial real estate and consumer categories. Total deposits inch up to $69 billion from $68.8 billion in the prior quarter, supported by growth in core deposits as a share of total funding. The loan-to-deposit ratio was 82.9%, slightly higher than the prior quarter’s 82.3%, as loan growth outpaced deposit inflows. Total borrowings increased to $5...

