WBS

Webster FinancialC

NYSE / Banks

At close

2026-07-21

Current thesis

The post-earnings read is that Webster still delivered a respectable quarter despite being in transaction mode: adjusted EPS of $1.57 modestly exceeded the $1.53 consensus referenced by Zacks, while loan growth, deposit stability, 3.36% NIM, and 11.42% CET1 suggest the franchise is entering the merger process from a position of operating strength.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.5.

What can break

Available-for-sale and held-to-maturity securities still carry large unrealized losses, which can constrain flexibility if rates or liquidity conditions worsen. [#8-K-2026-04-28]

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $73.00 · Bull $76.00 · Bear $66.00

Data freshness

Prices

As of 2026-07-21

Fundamentals

As of 2026-07-21 • Vendor: Data Vendor v1

Scores

As of 2026-07-21 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-29 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-21

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $75.33

Why

Momentum43 · Δ7d -13.9

Value58 · Δ7d +0.5

Sentiment50 · Δ7d -1.6

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

-13.9

Δ21d

+2.4

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.5

Δ21d

+0.6

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-1.6

Δ21d

-2.9

Why this grade

Composite grade C. Momentum 42.5 / Value 57.6 / Sentiment 49.6

Fundamentals (TTM)

As of 2026-07-21

Market Cap

$12.33B

Beta

1.06

Shares Out

162.03M

P/E (TTM)

12.1

P/S (TTM)

3.73

P/FCF (TTM)

8.08

Rev YoY

+2.1%

EPS YoY

+15.2%

Gross Margin

Op Margin

+42.5%

Net Debt

$4.15B

Current Ratio

0.06

As of 2026-07-21 • Updated nightlySource: Internal modelMethodology