UNM
Unum GroupDNYSE / Insurance
Last Price
At close
2026-07-23
Current thesis
Primary-source evidence improved after the April 28, 2026 release: core operations posted solid sales, premium growth, and 21.7% adjusted operating ROE, while capital return was aggressive. The median analyst target in the packet is $93.1538, materially above the April 28 anchor price of $77.82, so the post-print setup still leaves room for upside if investors underwrite the $8.60-$8.90 2026 adjusted operating EPS outlook as credible.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-28 · AMC.
What can break
Available packet peers are insurance-sector comparators rather than clean disability-benefits matches, so relative-valuation conclusions should be treated cautiously.
Momentum
35
Value
48
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $86.00 · Bull $92.00 · Bear $71.00
Earnings
2026-07-28 · AMC
Data freshness
Prices
As of 2026-07-23
Fundamentals
As of 2026-07-23 • Vendor: Data Vendor v1
Scores
As of 2026-07-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-23
Investment thesis
As of 2026-07-23
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $102.23
Why
Momentum35 · Δ7d -31.2
Value48 · Δ7d -0.1
Sentiment52 · Δ7d +0.5
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
35
26% active weight
Current posture
7d trendSoftening
Δ7d
-31.2
Δ21d
-40.5
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.4
Sentiment
52
34% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
+1.1
Why this grade
Composite grade D. Momentum 34.8 / Value 48.4 / Sentiment 51.7
Fundamentals (TTM)As of 2026-07-23
Fundamentals (TTM)
As of 2026-07-23
Market Cap
$13.81B
Beta
0.19
Shares Out
159.78M
P/E (TTM)
15.3
P/S (TTM)
1.00
P/FCF (TTM)
34.21
Rev YoY
+8.6%
EPS YoY
+33.5%
Gross Margin
-
Op Margin
+10.5%
Net Debt
$3.69B
Current Ratio
-
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology