UNM

CHATTANOOGA, Tenn., July 13, 2026--(BUSINESS WIRE)--Unum Group (NYSE: UNM) will release its second quarter 2026 results on July 28, 2026, at approximately 4:15 p.m. ET. The earnings release and financial supplement will be available in the investors section of the company’s website, which can be directly accessed at https://investors.unum.com. Members of Unum Group’s senior management will host a conference call on July 29, 2026, at 8:00 a.m. ET to discuss second quarter results. Topics may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Interested parties are invited to listen and participate in the question-and-answer segment. To receive dial-in information for the call, please register in advance through the URL below. Dial In Registration URL: https://registrations.events/direct/Q4I330796029 A live webcast of the call will be available in a listen-only mode. Participants should access the webcast approximately 10 minutes before the call. Webcast URL: https://events.q4inc.com/attendee/356480695 Unum will keep a recording of the call on the Investor site through August 5, 2026. The replay can be accessed through the same dial-in registration URL above. Anticipated future earnings release dates / conference call dates & times: Third Quarter 2026 – November 3rd / November 4th 8 a.m.Fourth Quarter 2026 – February 2nd / February 3rd 8 a.m.First Quarter 2027 – May 4th / May 5th 8 a.m. About Unum Group Unum Group (NYSE: UNM), a leading international provider of workplace benefits and services, has been helping workers and their families thrive for more than 175 years. Through its Unum and Colonial Life brands, the company offers disability, life, accident, critical illness, dental, and vision insurance; leave and absence management support; and behavioral health services. In 2025, Unum Group reported revenues of $13.1 billion and paid $8.3 billion in benefits. The Fortune 500 company is recognized as one of the World’s Most Ethical Companies by Ethisphere®. Visit the Unum Group newsroom for more information, and connect with us on LinkedIn, Facebook and Instagram. View source version on businesswire.com: https://www.businesswire.com/news/home/20260713103536/en/ Contacts MEDIADottie [email protected] INVESTORSMatt [email protected]

CHATTANOOGA, Tenn., July 09, 2026--(BUSINESS WIRE)--Effective July 9, 2026, the Unum Group (NYSE: UNM) Board of Directors declared a quarterly dividend of $0.505 per share on its common stock to be paid August 14, 2026, to stockholders of record as of July 24, 2026. About Unum Group Unum Group (NYSE: UNM), a leading international provider of workplace benefits and services, has been helping workers and their families thrive for more than 175 years. Through its Unum and Colonial Life brands, the company offers disability, life, accident, critical illness, dental, and vision insurance; leave and absence management support; and behavioral health services. In 2025, Unum Group reported revenues of $13.1 billion and paid $8.3 billion in benefits. The Fortune 500 company is recognized as one of the World’s Most Ethical Companies by Ethisphere®. Visit the Unum Group newsroom for more information, and connect with us on LinkedIn, Facebook and Instagram. View source version on businesswire.com: https://www.businesswire.com/news/home/20260709968539/en/ Contacts MEDIADottie [email protected] INVESTORSMatt [email protected]

Unum Group's UNM Unum US segment is its largest and most important operating business, serving as the primary driver of the company's premium revenue, earnings and cash flow. The segment provides a broad portfolio of employer-sponsored financial protection products, including group long-term and short-term disability insurance, group life and accidental death & dismemberment, voluntary benefits, individual disability, and dental and vision insurance. Products are distributed primarily through employers, independent brokers and consultants, with a strategic focus on both small and mid-sized businesses and large employer groups.Unum US benefits from recurring premium income, strong customer retention and long-standing employer relationships, making it the cornerstone of Unum Group's financial performance. The business is also a market leader in disability insurance, leveraging underwriting expertise, claims management capabilities and integrated employee benefit solutions to generate consistent profitability. Its diversified product portfolio enables cross-selling opportunities while reducing dependence on any single product line, supporting resilient earnings across economic cycles.The segment remains a key growth engine as employers continue to expand workplace benefits to attract and retain employees. Rising demand for income protection, voluntary benefits, leave management services, and comprehensive employee benefit solutions positions Unum US to benefit from favorable long-term workplace trends. Combined with disciplined pricing, technology investments and efficient claims administration, Unum US continues to strengthen Unum Group's competitive position and supports sustainable earnings and capital generation.Unum US serves as Unum Group's primary earnings engine, contributing the majority of premium revenue while generating stable underwriting profits, recurring cash flows and investment income. Selective Insurance Group, Inc. SIGI has a strong presence in the standard commercial lines market, focusing primarily on small and middle-market businesses. Selective Insurance continues to expand its Standard Commercial Lines footprint with the goal of a near national presence, while maintaining an agent-driven distribution model. Standard Commercial Lines is the core revenue driver for Selective Insurance Group, making it the company's primary earnings engine...

The end of the earnings season is always a good time to take a step back and see who shined (and who didn’t). Let’s take a look at how life insurance stocks fared in Q1, starting with Unum Group (NYSE:UNM). Life insurance companies collect premiums from policyholders in exchange for providing a future death benefit or retirement income stream. Interest rates matter for the sector (and make it cyclical), with higher rates allowing insurers to reinvest their fixed-income portfolios at more attractive yields and vice versa. Additionally, favorable demographic shifts, such as an aging population, are driving strong demand for retirement products while AI and data analytics offer significant opportunities to improve underwriting accuracy and operational efficiency. Conversely, the industry faces headwinds from persistent competition from agile insurtechs that threaten traditional distribution models. The 11 life insurance stocks we track reported a slower Q1. As a group, revenues missed analysts’ consensus estimates by 1.1%. In light of this news, share prices of the companies have held steady as they are up 1.8% on average since the latest earnings results. Tracing its roots back to 1848 when financial security for workers was virtually non-existent, Unum Group (NYSE:UNM) provides workplace financial protection benefits including disability, life, accident, critical illness, dental and vision insurance primarily through employers. Unum Group reported revenues of $2.93 billion, down 11.3% year on year. This print fell short of analysts’ expectations by 5.2%. Overall, it was a slower quarter for the company with a significant miss of analysts’ revenue and book value per share estimates. “The first quarter marked a strong start to the year, with solid top and bottom line performance across our businesses,” said Richard P. McKenney, president and chief executive officer. Unum Group delivered the slowest revenue growth of the whole group. Interestingly, the stock is up 11.8% since reporting and currently trades at $87.02. Read our full report on Unum Group here, it’s free. With a sales force of over 140,000 licensed representatives operating on an independent contractor model, Primerica (NYSE:PRI) provides term life insurance, investment products, and other financial services to middle-income households in the United States and Canada. Primerica reported revenues of...

It has been about a month since the last earnings report for Unum (UNM). Shares have added about 2.6% in that time frame, underperforming the S&P 500. But investors have to be wondering, will the recent positive trend continue leading up to its next earnings release, or is Unum due for a pullback? Well, first let's take a quick look at the most recent earnings report in order to get a better handle on the recent catalysts for Unum Group before we dive into how investors and analysts have reacted as of late. Unum Group Q1 Earnings Miss Estimates, Revenues Rise Y/YUnum Group’s first-quarter 2026 operating net income of $2.14 per share missed the Zacks Consensus Estimate by 3.4%. The bottom line decreased 9.7% year over year. The quarterly results were adversely impacted by higher benefit costs and weaker international profitability. However, premium growth and strong sales momentum partly offset the decline. Total operating revenues of Unum Group were $3.4 billion, up 8.5% year over year. The top line surpassed the Zacks Consensus Estimate by 14.4%.Premium increased 3.4% from the prior-year quarter to $2.8 billion, which is higher than our estimate of $2.5 billion. The Zacks Consensus Estimate was pegged at $2.7 billion. Total benefits and expenses increased 7.2% year over year to $3.1 billion, largely attributable to higher policy benefits, commissions and other expenses. The figure was higher than our estimate of $2.5 billion. Unum U.S.: Premium income was $1.8 billion, up 3.3% year over year.Adjusted operating income increased 2.7% year over year to $338 million. It excludes the amortization of the deferred gain on reinsurance of $4.4 million and the impact of non-contemporaneous reinsurance of $0.6 million. The Zacks Consensus Estimate was pegged at $328 million, while our estimate was $341 million.The group disability line of business reported a 10.6% decrease in adjusted operating income while the group life and accidental death and dismemberment line of business reported a 66.3% increase. The supplemental and voluntary line of business reported a decrease of 17.4%.Unum International: Premium income of $286.7 million increased 16.2% year over year. Adjusted operating income was $30.9 million, down 20.2% year over year. The Zacks Consensus Estimate was pegged at $41 million, while our estimate was $47.5 million.The Unum U.K. line of business premium incom...

Solid Q1 results: Unum reported after-tax adjusted operating EPS of $2.14 (nearly 10% YoY) with earned-premium growth of over 5% on an adjusted basis and standout U.S. group performance, including 22% sales growth and record Group Life earnings. Closed-block LTC risk reduction: A February product change prompted employers to terminate about 7% of group LTC cases (~30,000 lives), cutting exposure while releasing less than $100 million of reserves; Fairwind protection remains ~$2.2 billion and management is pursuing further reinsurance/risk-transfer options. Accelerated capital returns and strong capitalization: Unum repurchased roughly $400 million of shares in Q1 (reducing public float ~3%), remains on track for a $1 billion buyback program, and reported a robust RBC ratio of about 460% with ~$1.7 billion holding-company liquidity. Interested in Unum Group? Here are five stocks we like better. 3 Dividend Stocks Defying the Market Downturn Amid the Iran Conflict Unum Group (NYSE:UNM) reported what executives described as a “solid and encouraging” start to 2026, driven by strong U.S. group results, record segment earnings in several lines, and an acceleration of capital return to shareholders. Management also provided additional detail on its ongoing efforts to reduce risk in its long-term care closed block, including a wave of employer-initiated case terminations following a product change implemented in February. President and CEO Rick McKenney said core operations delivered earned premium growth of “over 5% adjusting for the transactions,” after-tax adjusted operating earnings of $353 million, and after-tax adjusted operating EPS of $2.14, which he said was up nearly 10% from a year ago. McKenney highlighted strong execution “across the business for both the top and bottom line,” along with “greater capital deployment, and continued progress in management of our Closed Block.” → Roblox Stock Slides to New Low as Safety Changes Weigh on Outlook Unum Group Sure Looks Exciting: Jumps 7% After Lifting Guidance Chief Financial Officer Steve Zabel noted the quarter was the first reported under Unum’s “new definition of after-tax adjusted operating earnings,” which excludes the closed block from the company’s headline adjusted metric. Zabel said top-line trends were ahead of internal expectations with sales growth of 14.4%, persistency improving 2.7% year-over-yea...

This article first appeared on GuruFocus. Earned Premium Growth: Over 5% adjusting for transactions. After-Tax Adjusted Operating Earnings: $353 million. After-Tax Adjusted Operating EPS: $2.14, up nearly 10% from a year ago. US Group Business Sales Growth: 22% increase. US Group Earnings: Over $220 million. Unum US Before Tax Earnings: $338 million. Unum US ROE: 25% in the quarter. Colonial Life Earnings: Record earnings with a benefit ratio of 46%. Unum International Adjusted Operating Income: $30.9 million. Unum UK Benefit Ratio: 72.9%. Colonial Life ROE: 19.2%. Capital Position: RBC at 460%, holding company liquidity at approximately $1.7 billion. Share Repurchase: Approximately $400 million, reducing public float by 3%. Dividend Payout: $78 million in the first quarter. 2026 Outlook: 4% to 7% top line growth, 8% to 12% EPS growth. Warning! GuruFocus has detected 2 Warning Sign with FNMA. Is UNM fairly valued? Test your thesis with our free DCF calculator. Release Date: April 29, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Unum Group (NYSE:UNM) reported a strong start to 2026 with after-tax adjusted operating earnings of $353 million and EPS of $2.14, up nearly 10% from the previous year. The US group business had a standout quarter with sales up 22% and persistency at 92%, driving premiums up approximately 5%. Colonial Life delivered a record earnings quarter, supported by premium growth, attractive returns, and strong relationships in the worksite market. Unum International saw strong performance in Poland, with exceptional growth offsetting some pressure in the UK. The company maintained a robust capital position with an RBC ratio of 460% and holding company liquidity of approximately $1.7 billion, supporting capital deployment plans including share repurchases and dividends. Unum International's earnings were below expectations, with the UK business experiencing a higher benefit ratio due to larger average claim sizes. The supplemental and voluntary lines saw a decrease in earnings, partly due to unfavorable underlying experience and the impact of last year's long-term care transaction. The group disability segment faced higher incidents in the short-term disability product line, particularly in newer paid family and medical leave (PFML) states. The closed block experienced GAAP accounting...

Unum Group’s UNM first-quarter 2026 operating net income of $2.14 per share missed the Zacks Consensus Estimate by 3.4%. The bottom line decreased 9.7% year over year. The quarterly results were adversely impacted by higher benefit costs and weaker international profitability. However, premium growth and strong sales momentum partly offset the decline. Unum Group price-consensus-eps-surprise-chart | Unum Group Quote Total operating revenues of Unum Group were $3.4 billion, up 8.5% year over year. The top line surpassed the Zacks Consensus Estimate by 14.4%. Premium increased 3.4% from the prior-year quarter to $2.8 billion, which is higher than our estimate of $2.5 billion. The Zacks Consensus Estimate was pegged at $2.7 billion. Total benefits and expenses increased 7.2% year over year to $3.1 billion, largely attributable to higher policy benefits, commissions and other expenses. The figure was higher than our estimate of $2.5 billion. Unum U.S.: Premium income was $1.8 billion, up 3.3% year over year. Adjusted operating income increased 2.7% year over year to $338 million. It excludes the amortization of the deferred gain on reinsurance of $4.4 million and the impact of non-contemporaneous reinsurance of $0.6 million. The Zacks Consensus Estimate was pegged at $328 million, while our estimate was $341 million. The group disability line of business reported a 10.6% decrease in adjusted operating income while the group life and accidental death and dismemberment line of business reported a 66.3% increase. The supplemental and voluntary line of business reported a decrease of 17.4%. Unum International: Premium income of $286.7 million increased 16.2% year over year. Adjusted operating income was $30.9 million, down 20.2% year over year. The Zacks Consensus Estimate was pegged at $41 million, while our estimate was $47.5 million. The Unum U.K. line of business premium income totaled £172.1 million, up 6.6% from the year-ago quarter, primarily due to in-force block growth, sales, and favorable persistency. Adjusted operating income, in local currency, was £20.4million was down 30.8% year over year. The benefit ratio, excluding the reserve assumption updates, was 72.9%, which deteriorated 580 basis points (bps), primarily due to higher average claim size and increased claim incidence in the group long-term disability business. Sales increased 15% to £24.5 milli...

For the quarter ended March 2026, Unum (UNM) reported revenue of $3.36 billion, up 1.9% over the same period last year. EPS came in at $2.14, compared to $2.04 in the year-ago quarter. The reported revenue represents a surprise of +14.38% over the Zacks Consensus Estimate of $2.94 billion. With the consensus EPS estimate being $2.07, the EPS surprise was +3.38%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Unum performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Benefit Ratio - Colonial Life Segment: 46% versus 49.1% estimated by three analysts on average. Other Expense Ratio - Unum US Supplemental and Voluntary: 22.4% versus the three-analyst average estimate of 22.2%. Benefit Ratio - Unum US Group Disability: 63.7% compared to the 64.1% average estimate based on three analysts. Benefit Ratio - Unum US Group Life and Accidental Death & Dismemberment: 61.8% versus the three-analyst average estimate of 69.1%. Revenue- Premium Income: $2.79 billion versus $2.59 billion estimated by four analysts on average. Compared to the year-ago quarter, this number represents a +3.4% change. Revenue- Net investment income: $483.4 million versus the four-analyst average estimate of $262.93 million. The reported number represents a year-over-year change of -5.8%. Revenue- Other income: $82.8 million compared to the $65.18 million average estimate based on four analysts. The reported number represents a change of +0.6% year over year. Adjusted Operating Revenue- Unum US Group Disability- Total: $946.4 million versus $956.73 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a +3.7% change. Adjusted Operating Revenue- Unum US Group Life and Accidental Death & Dismemberment- Total Premium Income: $548.4 million versus $532.77 million estimated by three analysts on average. Compared to the year-ago quarter, this number represents a...

CHATTANOOGA, Tenn. (AP) — CHATTANOOGA, Tenn. (AP) — Unum Group (UNM) on Tuesday reported first-quarter net income of $232 million. On a per-share basis, the Chattanooga, Tennessee-based company said it had net income of $1.41. Earnings, adjusted for non-recurring costs and investment costs, came to $2.14 per share. The results beat Wall Street expectations. The average estimate of four analysts surveyed by Zacks Investment Research was for earnings of $2.07 per share. The insurance company posted revenue of $3.36 billion in the period, also exceeding Street forecasts. Four analysts surveyed by Zacks expected $2.94 billion. Unum expects full-year earnings in the range of $8.60 to $8.90 per share. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on UNM at https://www.zacks.com/ap/UNM

Image source: The Motley Fool. Wednesday, April 29, 2026 at 8 a.m. ET President and Chief Executive Officer — Richard McKenney Executive Vice President and Chief Financial Officer — Steven Zabel EVP, Chief Operating Officer, Unum US — Christopher Pyne President, Colonial Life — Timothy Arnold Chief Executive Officer, Unum UK — Mark Till Richard McKenney: Great. Thank you, Matt. Good morning, and thank you for joining us. We are very pleased with a solid and encouraging start to 2026. It is one that reflects strong execution across the business for both the top and bottom line, greater capital deployment and continued progress in management of our Closed Block. Core operations performed well with earned premium growth of over 5% adjusting for the transactions. After-tax adjusted operating earnings of $353 million and after-tax adjusted operating EPS of $2.14 is up nearly 10% from a year ago. Leading the way our group -- our U.S. group business had a standout quarter with sales up 22% and persistency is strong at 92%. Combined, this drove premiums up approximately 5%, specific to our group lines. The top line also translated to the bottom line as we saw record earnings in group life, bringing total U.S. group earnings to over $220 million and with a very high ROE. Within the group portfolio, this quarter, it was clearly the Group Life business, which outperformed, but not to be overshadowed, our group disability business showed consistent strength with high returns and good long-term disability fundamentals. As we pay careful attention to pricing and risk selection at the employer level for new and existing customers, our team continues to do an excellent job helping people get back to work and fulfill our purpose. These results reinforce what has long been true for us. We have built our business on disciplined pricing and underwriting, strong customer relationship management, which is key to high persistency and continued focused investments and capabilities that differentiate Unum in markets. It is particularly important where technology and human support come together at moments that matter most. It is also another quarter in which we delivered on the consistency and execution that our customers and shareholders expect from us. To achieve this, we have been deliberately investing in technology-enabled solutions that help us win, retain and grow business by...

Unum (UNM) came out with quarterly earnings of $2.14 per share, beating the Zacks Consensus Estimate of $2.07 per share. This compares to earnings of $2.04 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +3.38%. A quarter ago, it was expected that this insurance company would post earnings of $2.11 per share when it actually produced earnings of $1.92, delivering a surprise of -9%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Unum, which belongs to the Zacks Insurance - Accident and Health industry, posted revenues of $3.36 billion for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 14.38%. This compares to year-ago revenues of $3.3 billion. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Unum shares have lost about 0.5% since the beginning of the year versus the S&P 500's gain of 4.8%. While Unum has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Unum was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be...