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UNM

Unum GroupD
NYSE / Insurance
Last Price
At close
2026-07-21
View Chart
Current thesis
Primary-source evidence improved after the April 28, 2026 release: core operations posted solid sales, premium growth, and 21.7% adjusted operating ROE, while capital return was aggressive. The median analyst target in the packet is $93.1538, materially above the April 28 anchor price of $77.82, so the post-print setup still leaves room for upside if investors underwrite the $8.60-$8.90 2026 adjusted operating EPS outlook as credible.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-28 · AMC.
What can break
Available packet peers are insurance-sector comparators rather than clean disability-benefits matches, so relative-valuation conclusions should be treated cautiously.
Momentum
41
Value
48
Sentiment
51
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $86.00 · Bull $92.00 · Bear $71.00
Earnings
2026-07-28 · AMC
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $102.23
Why
Momentum41 · Δ7d -19.9
Value48 · Δ7d -0.1
Sentiment51 · Δ7d -2.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
41
26% active weight
Current posture
7d trendSoftening
Δ7d
-19.9
Δ21d
-33.9
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+0.3
Sentiment
51
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.1
Δ21d
-2.8
Why this grade

Composite grade D. Momentum 41.4 / Value 48.4 / Sentiment 50.6

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$14.12B
Beta
0.19
Shares Out
159.78M
P/E (TTM)
15.3
P/S (TTM)
1.00
P/FCF (TTM)
34.21
Rev YoY
+8.6%
EPS YoY
+33.5%
Gross Margin
-
Op Margin
+10.5%
Net Debt
$3.69B
Current Ratio
-
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology