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UNB

Union BanksharesB
Nasdaq / Banks
Last Price
At close
2026-07-18
View Chart
Current thesis
Positive earnings momentum, stronger book value, asset growth, and management-described asset-quality resilience support a constructive medium-term view. [#SEC-8K-2026-07-15]
Posture
Constructive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-22.
What can break
Deposits were slightly lower year over year while borrowings increased, leaving funding mix and cost important to monitor.
Momentum
47
Value
62
Sentiment
55
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $27.20 · Bull $30.00 · Bear $22.00
Earnings
2026-07-22
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-16 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Why
Momentum47 · Δ7d -
Value62 · Δ7d -0.3
Sentiment55 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
47
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
+0.1
Sentiment
55
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade B. Momentum 46.6 / Value 62.4 / Sentiment 55.1

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$117.2M
Beta
0.40
Shares Out
4.61M
P/E (TTM)
9.7
P/S (TTM)
2.05
P/FCF (TTM)
8.99
Rev YoY
+6.3%
EPS YoY
+18.0%
Gross Margin
-
Op Margin
+22.9%
Net Debt
$300.52M
Current Ratio
0.17
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology