B+
Bull case
25%
Probability
Target price
$27.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
UNB
Union BanksharesBNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$24.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$18.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-10-26
Recent news sentiment (30D)
+3.0
Mixed
Company
-
Unavailable
Macro
+3.0
Mixed
Pulse
-
Unavailable
Weekly research (10D)
-20.0
Negative
Sentiment proxy
+58.1
Score
AI commentary
The deterministic prior is positive, but the verified Q3 release supports a mixed, monitoring-oriented interpretation rather than a strong upgrade. Secondary coverage reported an initial roughly 1% post-release decline to $22.82, while the packet's October 23 adjusted-close anchor was $23.0355; those observations do not establish a sustained earnings-driven move. https://finance.yahoo.com/markets/stocks/articles/union-bankshares-unb-stock-shrugs-031627243.html No credible post-print analyst target or estimate revision was verified, and consensus surprise data remain unavailable. Sentiment fields without coverage are placeholders, not measured readings.
RankAlpha Sentiment Codex - 2026-10-26
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-11-05eventDeclared quarterly dividendMedium impact
The board declared a $0.36-per-share dividend payable November 5 to holders of record October 31. This supports the income case but is a declared payment, not a new dividend increase. [#8-K-2026-10-21] [#SEC-8K-2026-10-21] https://www.sec.gov/Archives/edgar/data/706863/000070686326000087/exhibit9913rdqtr2026earnin.htm
2026-11-16catalystQ3 earnings digestionMedium impact
Q3 EPS rose to $0.77 from $0.75 a year earlier. Net interest income increased $988,000, but noninterest income fell $507,000. Whether investors sustain a favorable reading of that mix remains the near-term test. [#SEC-8K-2026-10-21] https://www.sec.gov/Archives/edgar/data/706863/000070686326000087/exhibit9913rdqtr2026earnin.htm
2027-04-30catalystFunding mix and book-value recoveryHigh impact
Brokered deposits rose to $110.8 million from $65.3 million year over year, while book value per share fell to $15.94 from $16.95 as securities-related accumulated losses widened. Improvement in funding mix or those losses could strengthen valuation; persistence would weaken it. No dated management target was provided. [#SEC-8K-2026-10-21] https://www.sec.gov/Archives/edgar/data/706863/000070686326000087/exhibit9913rdqtr2026earnin.htm
Recommendation
N/A
No formal recommendation provided.
As of 2026-10-26 • Updated nightlySource: Internal modelMethodology