B+
Bull case
25%
Probability
Target price
$30.00
+18.1% vs current
UNB
Union BanksharesBNasdaq / Banks
Last Price
At close
2026-07-18
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+1Most likely
B
Base case
55%
Probability
Target price
$27.20
+7.1% vs current
B-
Bear case
20%
Probability
Target price
$22.00
-13.4% vs current
AI sentiment snapshot
Latest data as of 2026-07-16
Recent news sentiment (30D)
+20.0
Positive
Company
-
Unavailable
Macro
+21.2
Positive
Pulse
-30.0
Negative
Sentiment proxy
+51.6
Score
AI commentary
Low-coverage, filing-led tone is modestly positive after the Q2 earnings release, but the packet does not provide a post-print price reaction, analyst revisions, options data, short interest, employee sentiment, or sufficient social coverage. Missing reaction and revision data keep this a monitoring thesis.
RankAlpha Sentiment Codex - 2026-07-16
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-15eventQ2 earnings growth and dividend declarationMedium impact
The July 15 company earnings filing reported Q2 net income of $2.9 million, or $0.61 per share, versus $2.4 million and $0.53 per share a year earlier, alongside a regular quarterly dividend declaration. Assets grew 5.3% year over year and management cited balance-sheet strength and strong asset quality, though loan growth remained modest. [#SEC-8K-2026-07-15]
2027-07-16catalystBalance-sheet and net-interest-income resilienceHigh impact
Recent company-reported results show higher net interest income, expanding assets and securities, rising book value, and stable allowance coverage. Q1 net interest income increased 10.0% year over year, while Q2 equity rose to $90.4 million and book value per share reached $18.28. [#SEC-8K-2026-05-07] [#SEC-8K-2026-07-15]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-16 • Updated nightlySource: Internal modelMethodology