UBSI

WASHINGTON & CHARLESTON, W.Va., May 13, 2026--(BUSINESS WIRE)--United Bankshares, Inc. ("United") (NASDAQ: UBSI) today announced that its Board of Directors declared a second quarter 2026 dividend of $0.38 per share for shareholders of record as of June 12, 2026. The dividend payout of approximately $52.4 million on 137.8 million shares is payable July 1, 2026. The year of 2025 represented the 52nd consecutive year of dividend increases for United shareholders. Only one other major banking company in the USA has achieved such a dividend record. As of March 31, 2026, United had consolidated assets of approximately $34 billion. United is the parent company of United Bank, which comprises over 240 offices located across Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. For more information, visit ubsi-inc.com. United’s stock is traded on the NASDAQ Global Select Market under the quotation symbol "UBSI". View source version on businesswire.com: https://www.businesswire.com/news/home/20260513354836/en/ Contacts W. Mark TattersonChief Financial Officer(800) 445-1347

WASHINGTON & CHARLESTON, W. Va., April 23, 2026--(BUSINESS WIRE)--United Bankshares, Inc. (NASDAQ: UBSI) ("United"), today reported earnings for the first quarter of 2026 of $124.2 million, or $0.89 per diluted share. First quarter of 2026 results produced annualized returns on average assets, average shareholders’ equity, and average tangible common equity, a non-GAAP measure, of 1.49%, 9.08%, and 14.40%, respectively. "Against the backdrop of geopolitical and macroeconomic uncertainties, UBSI continues to deliver resilient results," stated Richard M. Adams, Jr., United’s Chief Executive Officer. "Strong earnings, sound asset quality, and efficient capital allocation highlight the first quarter, and we are well-positioned for success going forward." Earnings for the fourth quarter of 2025 were $128.8 million, or $0.91 per diluted share, and annualized returns on average assets, average shareholders’ equity, and average tangible common equity for the fourth quarter of 2025 were 1.52%, 9.31%, and 14.86%, respectively. Earnings for the first quarter of 2025 were $84.3 million, or $0.59 per diluted share, and annualized returns on average assets, average shareholders’ equity, and average tangible common equity were 1.06%, 6.47%, and 10.61%, respectively. United completed its acquisition of Atlanta-based Piedmont Bancorp, Inc. ("Piedmont") on January 10, 2025. The first quarter of 2025 included $30.0 million, or approximately $0.17 per diluted share, in merger-related noninterest expenses and merger-related provision for credit losses. First quarter of 2026 compared to the fourth quarter of 2025 Earnings for the first quarter of 2026 were $124.2 million, or $0.89 per diluted share, as compared to earnings of $128.8 million, or $0.91 per diluted share, for the fourth quarter of 2025. Net interest income for the first quarter of 2026 was $282.5 million, a decrease of $4.9 million, or 2%, from the fourth quarter of 2025. Tax-equivalent net interest income, a non-GAAP measure which adjusts for the tax-favored status of income from certain loans and investments, decreased $5.0 million, or 2%, from the fourth quarter of 2025. The net interest margin was 3.80% and 3.83% for first quarter of 2026 and the fourth quarter of 2025, respectively. The interest rate spread for the first quarter of 2026 increased 2 basis points to 3.06% from the fourth quarter of 2025 due to a...

United Bankshares (UBSI) came out with quarterly earnings of $0.89 per share, beating the Zacks Consensus Estimate of $0.85 per share. This compares to earnings of $0.59 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +4.30%. A quarter ago, it was expected that this holding company for United Bank would post earnings of $0.86 per share when it actually produced earnings of $0.91, delivering a surprise of +5.81%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. United Bankshares, which belongs to the Zacks Banks - Southeast industry, posted revenues of $317.36 million for the quarter ended March 2026, surpassing the Zacks Consensus Estimate by 0.55%. This compares to year-ago revenues of $290.39 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. United Bankshares shares have added about 13% since the beginning of the year versus the S&P 500's gain of 4.3%. While United Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for United Bankshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the comp...

CHARLESTON, W.Va. (AP) — CHARLESTON, W.Va. (AP) — United Bankshares Inc. (UBSI) on Thursday reported first-quarter net income of $124.2 million. The Charleston, West Virginia-based bank said it had earnings of 89 cents per share. The results exceeded Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 85 cents per share. The holding company for United Bank posted revenue of $450 million in the period. Its revenue net of interest expense was $317.4 million, also beating Street forecasts. Three analysts surveyed by Zacks expected $315.6 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on UBSI at https://www.zacks.com/ap/UBSI

United Bankshares (UBSI) reported Q1 earnings Thursday of $0.89 per diluted share, up from $0.59 a y

Investar (ISTR) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.69 per share. This compares to earnings of $0.64 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +26.09%. A quarter ago, it was expected that this holding company for Investar Bank would post earnings of $0.54 per share when it actually produced earnings of $0.58, delivering a surprise of +7.41%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Investar, which belongs to the Zacks Banks - Southeast industry, posted revenues of $35.64 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.62%. This compares to year-ago revenues of $20.36 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Investar shares have added about 7.4% since the beginning of the year versus the S&P 500's gain of 4.1%. While Investar has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Investar was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks...

United Bankshares trades at $39.29 and has moved in lockstep with the market. Its shares have returned 5.8% over the last six months while the S&P 500 has gained 2.3%. Is there a buying opportunity in United Bankshares, or does it present a risk to your portfolio? Check out our in-depth research report to see what our analysts have to say, it’s free. We don't have much confidence in United Bankshares. Here are three reasons we avoid UBSI and a stock we'd rather own. Two primary revenue streams drive bank earnings. While net interest income, which is earned by charging higher rates on loans than paid on deposits, forms the foundation, fee-based services across banking, credit, wealth management, and trading operations provide additional income. Unfortunately, United Bankshares’s 3.4% annualized revenue growth over the last five years was sluggish. This was below our standard for the banking sector. Markets consistently prioritize net interest income over non-recurring fees, recognizing its superior quality compared to the more unpredictable revenue streams. United Bankshares’s net interest income has grown at a 4.8% annualized rate over the last five years, much worse than the broader banking industry. Its growth was driven by an increase in its net interest margin, which represents how much a bank earns in relation to its outstanding loans, as its loan book shrank throughout that period. Analyzing the long-term change in earnings per share (EPS) shows whether a company's incremental sales were profitable – for example, revenue could be inflated through excessive spending on advertising and promotions. United Bankshares’s weak 4.6% annual EPS growth over the last five years aligns with its revenue performance. This tells us it maintained its per-share profitability as it expanded. United Bankshares falls short of our quality standards. That said, the stock currently trades at 1× forward P/B (or $39.29 per share). This multiple tells us a lot of good news is priced in - we think other companies feature superior fundamentals at the moment. We’d recommend looking at a top digital advertising platform riding the creator economy. ONE MORE THING: Top 6 Stocks for This Week. This market is separating quality stocks from expensive ones fast. AI taking down whole sectors with no warning. In a rotation this fast, you need more than a list of good companies. Our AI syst...

WASHINGTON & CHARLESTON, W.Va., February 23, 2026--(BUSINESS WIRE)--United Bankshares, Inc. (NASDAQ: UBSI) today announced that its Board of Directors declared a first quarter 2026 dividend of $0.38 per share for shareholders of record as of March 13, 2026. The dividend payout of approximately $53.0 million on 139.4 million shares is payable April 1, 2026. The year 2025 marked the 52nd consecutive year of dividend increases to United shareholders. United is one of only two major banking companies in the USA to have increased its dividend to shareholders for at least 52 consecutive years. United Bankshares, Inc. is a financial services company with consolidated assets of approximately $34 billion as of December 31, 2025. It is the parent company of United Bank, which comprises over 240 offices located across Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. United’s stock is traded on the NASDAQ Global Select Market under the quotation symbol "UBSI". www.ubsi-inc.com View source version on businesswire.com: https://www.businesswire.com/news/home/20260223206242/en/ Contacts W. Mark Tatterson Chief Financial Officer (800) 445-1347

United Bankshares, Inc. (NASDAQ:UBSI) is included among the Best Low Risk Stocks for a Retirement Stock Portfolio. Photo by Dan Dennis on Unsplash On January 23, Stephens analyst Russell Gunther raised his price target on United Bankshares, Inc. (NASDAQ:UBSI) to $44 from $40 and kept an Equal Weight rating on the stock. He said operating EPS came in ahead of both consensus and his own estimates. In his view, the company’s returns stack up well against peers, and its excess capital, which is being put to work through share buybacks, helps support the stock’s premium valuation. United reported fourth-quarter 2025 earnings on January 22, and the company posted $128.8 million in net income, or $0.91 per diluted share. Profitability remained solid, with annualized returns of 1.52% on average assets, 9.31% on average equity, and 14.86% on average tangible equity. Results for the quarter and the full year reflected the impact of the Piedmont Bancorp acquisition, which closed on January 10, 2025, and lifted average balances, income, and expenses compared with the prior year. Share repurchases were another key theme in 2025. United bought back roughly 3.6 million shares under its existing programs at an average price of $35.24 per share. The company did not repurchase any shares in 2024. United Bankshares, Inc. (NASDAQ:UBSI) is the parent company of United Bank and operates primarily through its community banking business. While we acknowledge the potential of UBSI as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 15 Best S&P 500 Dividend Stocks to Buy in 2026 and 12 Most Profitable Dividend Stocks to Buy in 2026 Disclosure: None.

United Bankshares, Inc. recently reported full-year 2025 results showing higher net interest income of US$1,102.16 million and net income of US$464.6 million, while also completing a 700,000-share buyback for US$27.37 million under its November 2025 repurchase program. Record earnings, boosted in part by the integration of Piedmont Bancorp and active share repurchases, underline how balance-sheet growth and capital returns are shaping United Bankshares’ business profile. Against this backdrop, we’ll explore how record earnings combined with the Piedmont Bancorp acquisition influence United Bankshares’ investment narrative. The end of cancer? These 29 emerging AI stocks are developing tech that will allow early identification of life changing diseases like cancer and Alzheimer's. To own United Bankshares, you need to be comfortable with a steady, income-focused regional bank that leans on disciplined lending, consistent dividends and incremental growth rather than dramatic reinvention. The latest record 2025 earnings, stronger net interest income of US$1,102.16 million and net income of US$464.6 million, together with the Piedmont Bancorp integration, reinforce that story by showing the bank can absorb acquisitions and still beat expectations. The completed 700,000-share buyback, on top of roughly 3.6 million shares repurchased during 2025, adds a capital-return angle that could remain a near-term support if earnings hold up. At the same time, these results may sharpen near-term catalysts around further cost efficiencies and loan performance, while also putting more focus on risks such as a low forecast return on equity and valuation that is already rich versus the broader banks sector. However, one risk in particular stands out that investors should not ignore. United Bankshares' shares have been on the rise but are still potentially undervalued by 35%. Find out what it's worth. Three Simply Wall St Community fair values for United Bankshares span roughly US$34 to just under US$64, showing wide dispersion in expectations. As you weigh those views against the recent earnings beat and sizeable buybacks, it is worth asking how comfortable you are with the bank’s relatively low forecast return on equity and richer pricing than some peers. Explore 3 other fair value estimates on United Bankshares - why the stock might be worth 16% less than the current price! Dis...

CHARLESTON, W.Va. (AP) — CHARLESTON, W.Va. (AP) — United Bankshares Inc. (UBSI) on Thursday reported fourth-quarter profit of $128.8 million. The Charleston, West Virginia-based bank said it had earnings of 91 cents per share. The results exceeded Wall Street expectations. The average estimate of three analysts surveyed by Zacks Investment Research was for earnings of 86 cents per share. The holding company for United Bank posted revenue of $461 million in the period. Its revenue net of interest expense was $319.2 million, which also beat Street forecasts. For the year, the company reported profit of $464.6 million, or $3.27 per share. Revenue was reported as $1.24 billion. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on UBSI at https://www.zacks.com/ap/UBSI

United Bankshares (UBSI) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.69 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +6.22%. A quarter ago, it was expected that this holding company for United Bank would post earnings of $0.82 per share when it actually produced earnings of $0.92, delivering a surprise of +12.2%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. United Bankshares, which belongs to the Zacks Banks - Southeast industry, posted revenues of $319.19 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.18%. This compares to year-ago revenues of $262.72 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. United Bankshares shares have added about 11.4% since the beginning of the year versus the S&P 500's gain of 0.4%. While United Bankshares has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for United Bankshares was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see th...