THG

WORCESTER, Mass., June 25, 2026 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) expects to issue its second quarter financial results after the market closes on Tuesday, July 28, 2026. The company expects to webcast a discussion of its results on Wednesday, July 29, at 10:00 a.m. ET, through its website at hanover.com. About The HanoverThe Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The company provides exceptional insurance solutions through a select group of independent agents and brokers. Together with its agent partners, The Hanover offers standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items. For more information, please visit hanover.com. View original content to download multimedia:https://www.prnewswire.com/news-releases/the-hanover-insurance-group-inc-to-issue-second-quarter-financial-results-on-july-28-302811172.html

The Progressive Corporation PGR reported earnings per share of $2.47 for May 2026, which jumped 36% year over year. The improvement stemmed from higher revenues and an increase in investment income, partially offset by a rise in expenses. Progressive recorded net premiums written of $7 billion, up 6% from $6.6 billion in the year-ago month. Net premiums earned were about $7.3 billion, up 10% from $6.7 billion reported in the year-ago month.Net realized income on securities was $215 million, which increased 2% from the year-ago month.Combined ratio — the percentage of premiums paid out as claims and expenses — improved 480 basis points (bps) year over year to 82.1.PGR’s total revenues were $8 billion, up 9.4% year over year, owing to a 9.6% increase in premiums, a 13.2% jump in investment income, a 2% increase in fees and other revenues, and 11.3% higher service revenues.Total expenses increased 3.6% to $6.2 billion, mainly due to higher losses and loss adjustment expenses, policy acquisition costs, other underwriting expenses, service expenses and interest expense.In May 2026, policies in force (PIF) were impressive for both Vehicle and Property businesses. In the Vehicle business, the Personal Auto segment recorded an 8% year-over-year increase to 38.7 million policies. Special Lines policies increased 7% from the year-earlier month to 7.2 million.In Progressive’s Personal Auto segment, Agency Auto PIF increased 8% to 11.1 million, while Direct Auto improved 11% to 16.7 million.PGR’s Commercial Auto segment policies rose 3% year over year to 1.2 million.The Property business had 3.6 million policies in force in the reported month, up 1% year over year.The company’s book value per share was $58.11 as of May 30, 2026, up 10.1% from $52.77 on May 30, 2025. In the trailing 12 months, the return on equity was 35.4%, having contracted 770 bps from 43.1% in May 2025. The debt-to-total-capital ratio deteriorated 170 bps year over year to 19.9 as of May 30, 2026. Progressive shares have lost 21.5% in the past year against the industry’s growth of 0.9%. Image Source: Zacks Investment Research Progressive currently carries a Zacks Rank #3 (Hold). Some better-ranked stocks from the insurance industry are First American Financial Corporation FAF, Mercury General Corporation MCY and The Hanover Insurance Group, Inc. THG. While FAF and MCY sport a Zacks Rank #1 (Strong Bu...

The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how The Hanover Insurance Group (NYSE:THG) and the rest of the property & casualty insurance stocks fared in Q1. Property & Casualty (P&C) insurers protect individuals and businesses against financial loss from damage to property or from legal liability. This is a cyclical industry, and the sector benefits when there is 'hard market', characterized by strong premium rate increases that outpace loss and cost inflation, resulting in robust underwriting margins. The opposite is true in a 'soft market'. Interest rates also matter, as they determine the yields earned on fixed-income portfolios. On the other hand, P&C insurers face a major secular headwind from the increasing frequency and severity of catastrophe losses due to climate change. Furthermore, the liability side of the business is pressured by 'social inflation'—the trend of rising litigation costs and larger jury awards. The 32 property & casualty insurance stocks we track reported a mixed Q1. As a group, revenues beat analysts’ consensus estimates by 2.2%. In light of this news, share prices of the companies have held steady. On average, they are relatively unchanged since the latest earnings results. Founded in 1852 during a time when fire insurance was crucial for protecting businesses and homes, The Hanover Insurance Group (NYSE:THG) provides property and casualty insurance products through independent agents, serving individuals, small businesses, and mid-sized companies. The Hanover Insurance Group reported revenues of $1.70 billion, up 5.1% year on year. This print fell short of analysts’ expectations by 1%. Overall, it was a mixed quarter for the company with a beat of analysts’ EPS estimates but a significant miss of analysts’ book value per share estimates. "We delivered excellent first quarter results, with an operating return on equity of over 20% while generating balanced top‑line growth and building for the future," said John C. Roche, president and chief executive officer at The Hanover. Interestingly, the stock is up 11.6% since reporting and currently trades at $198.03. Read our full report on The Hanover Insurance Group here, it’s free. Founded in 1961 and maintaining a network of over 6,300 independent agents across the...

It has been about a month since the last earnings report for Palomar (PLMR). Shares have lost about 9.1% in that time frame, underperforming the S&P 500. But investors have to be wondering, will the recent negative trend continue leading up to its next earnings release, or is Palomar due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its latest earnings report in order to get a better handle on the important drivers. Palomar Q1 Earnings, Revenues Top Estimates, Investment Income Rises Y/YPalomar Holdings, Inc. reported first-quarter 2026 operating income of $2.31 per share, which beat the Zacks Consensus Estimate by 6.4%. The bottom line increased 23.5% year over year. Total revenues improved 58.7% year over year to $281 million, mainly driven by higher premiums, commission, investment income and other income. The top line beat the Zacks Consensus Estimate by 7.8%. Palomar delivered robust first-quarter premium and revenue growth, supported by higher net earned premiums and investment income. However, higher losses and underwriting expenses pressured profitability, leading to a decline in underwriting income. Gross written premiums increased 42.4% year over year to $629.8 million but missed our estimate of $659.9 million. Net earned premiums rose 59.3% year over year to $261.4 million, exceeding our estimate of $236.6 million and the Zacks Consensus Estimate of $242.5 million.Net investment income climbed 49% year over year to $18 million, driven by higher yields on invested assets and a larger average investment balance supported by strong operating cash flow. The figure surpassed both the Zacks Consensus Estimate of $16.6 million and our estimate of $16.4 million. Palomar reported adjusted underwriting income of $62.8 million, marking a 21.6% increase from the prior-year level. Reported underwriting income fell 8% year over year to $40.5 million, missing our estimate of $48.1 million.Total expenses rose 86.5% year over year to $225.5 million due to higher losses and loss adjustment expenses, increased acquisition costs, elevated underwriting expenses and higher interest expense. The figure exceeded our estimate of $189.6 million. The loss ratio was 33.3%, deteriorated 970 basis points year over year. It was higher than our estimate of 30% and the Zacks Consensus Estimate of 32.1%. The adju...

The Hanover Insurance Group has been treading water for the past six months, holding steady at $186.29. The stock also fell short of the S&P 500’s 10.9% gain during that period. Is there a buying opportunity in The Hanover Insurance Group, or does it present a risk to your portfolio? Get the full breakdown from our expert analysts, it’s free. We’re cautious about The Hanover Insurance Group. Here are three reasons why THG doesn’t excite us, plus one stock we’d rather own. Big picture, insurers generate revenue from three key sources. The first is the core business of underwriting policies. The second source is income from investing the “float” (premiums collected upfront not yet paid out as claims) in assets such as fixed-income assets and equities. The third is fees from various sources such as policy administration, annuities, or other value-added services. Regrettably, The Hanover Insurance Group’s revenue grew at a mediocre 6.7% compounded annual growth rate over the last five years. This fell short of our benchmark for the insurance sector. Insurers sell policies then use reinsurance (insurance for insurance companies) to protect themselves from large losses. Net premiums earned are therefore what's collected from selling policies less what’s paid to reinsurers as a risk mitigation tool. The Hanover Insurance Group’s net premiums earned has grown at a 4.2% annualized rate over the last two years, worse than the broader insurance industry and in line with its total revenue. Book value per share (BVPS) serves as a key indicator of an insurer’s financial stability, reflecting a company’s ability to maintain adequate capital levels and meet its long-term obligations to policyholders. Although The Hanover Insurance Group’s BVPS increased by a meager 3.7% annually over the last five years, the good news is that its growth has recently accelerated as BVPS grew at an impressive 19.8% annual clip over the past two years (from $70.27 to $100.86 per share). The Hanover Insurance Group isn’t a terrible business, but it doesn’t pass our quality test. With its shares underperforming the market lately, the stock trades at 1.7× forward P/B (or $186.29 per share). Investors with a higher risk tolerance might like the company, but we don’t really see a big opportunity at the moment. We’re fairly confident there are better investments elsewhere. We’d suggest looking at th...

WORCESTER, Mass., June 1, 2026 /PRNewswire/ -- The Hanover Insurance Group, Inc. (NYSE: THG) announced today its board of directors has declared a quarterly dividend of $0.95 per share on the issued and outstanding common stock of the company, payable June 26, 2026, to shareholders of record at the close of business on June 12, 2026. Forward-Looking StatementsStatements regarding quarterly or future dividends, whether regular or special, payable to the company's shareholders, which may be subject to future increases, decreases, or elimination, as determined by The Hanover's board of directors, are forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. The company cautions investors that any such forward-looking statements are not guarantees of future performance, including but not limited to, growth, earnings improvement, returns, future dividend payments, or the amount of such payments. Investors are directed to consider the risks and uncertainties in the company's business that may cause actual results to differ and/or affect the board's decision to declare dividends in the future, including those risks which are discussed in readily available documents, such as the company's annual report on Form 10-K and quarterly reports on Form 10-Q, as well as other documents filed by The Hanover with the Securities and Exchange Commission and which are also available on hanover.com under "Investors." About The HanoverThe Hanover Insurance Group, Inc. is the holding company for several property and casualty insurance companies, which together constitute one of the largest insurance businesses in the United States. The company provides exceptional insurance solutions through a select group of independent agents and brokers. Together with its agent partners, The Hanover offers standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items. For more information, please visit hanover.com. View original content to download multimedia:https://www.prnewswire.com/news-releases/the-hanover-insurance-group-inc-declares-quarterly-dividend-of-0-95-per-common-share-302787074.html

It has been about a month since the last earnings report for Hanover Insurance Group (THG). Shares have lost about 0.2% in that time frame, underperforming the S&P 500. But investors have to be wondering, will the recent negative trend continue leading up to its next earnings release, or is Hanover Insurance due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its most recent earnings report in order to get a better handle on the important drivers. Hanover Insurance Q1 Earnings Top Estimates on Lower Cat LossesThe Hanover Insurance posted first-quarter 2026 operating income of $5.25 per share, which rose 35.7% year over year and beat the Zacks Consensus Estimate of $4.14 by 26.8%.Total revenues rose 6.1% year over year to $1.7 billion but missed the consensus mark of $1.72 billion by 1.2%. Results reflected firm pricing and improved underlying loss trends, helping drive a record operating return on equity of 20.3%.THG Delivers Better Combined Ratio Despite Cat LossesUnderwriting profitability strengthened in the quarter, with the consolidated combined ratio improving to 91.7% from 94.1% a year ago.Catastrophe losses were $98.9 million, adding 6.3 points to the combined ratio.Excluding catastrophes, the combined ratio improved to 85.4%, supported by a 2.3-point year-over-year decline in the loss and loss adjustment expense ratio. The current accident year combined ratio, excluding catastrophes, was 87.0%, pointing to better core underwriting performance.Net premiums written increased to $1,559.7 million from $1,510.8 million, aided by renewal pricing and disciplined growth across businesses.The Hanover’s Core Commercial Segment Benefits From Rate ActionCore Commercial generated net premiums written of $630.4 million, up 4.3% from the prior-year quarter. Renewal price increases were 8.6%, while rate increases were 7.5%, reflecting continued emphasis on adequate pricing and targeted appetite across small commercial and middle-market accounts.Profitability improved meaningfully as underwriting actions flowed through. The segment’s combined ratio was 96.6% versus 103.4% a year ago, with the total loss and LAE ratio improving to 63.9% from 70.0%. Prior-year favorable development, excluding catastrophes, was 0.3 points, and GAAP underwriting profit swung to $17.8 million from a loss of $20.0 million...

Shares of The Hartford Insurance Group, Inc. HIG have gained a modest 3.8% over the past year, outperforming the industry’s 5% decline, though trailing the S&P 500’s 30.3% advancement. The Hartford continues to execute well operationally, supported by strong business insurance growth, disciplined underwriting, rising investment income, and shareholder-friendly capital allocation. Headquartered in Hartford, CT, the company is a leading multi-line insurer and investment provider in the United States. It offers a wide range of products, including investment solutions, group life and disability insurance, property and casualty (P&C) coverage, and mutual funds, with a market capitalization of approximately $37.3 billion. Its forward P/E ratio of 9.97 is lower than the industry average of 26.13, indicating a relatively attractive valuation. Supported by solid earnings prospects and consistent operating performance, HIG currently carries a Zacks Rank #3 (Hold), along with a Value Score of A. The Zacks Consensus Estimate for The Hartford is pegged at $13.14 per share for 2026 and at $14.39 per share for 2027. The top-line estimate for 2026 is pegged at $20.96 billion, representing a 4.9% increase from the prior-year level. Over the past 30 days, earnings estimates have seen two upward revisions against nine downward revisions. HIG beat earnings estimates in three of the past four quarters and missed once, with an average surprise of 16.47%. The Hartford Insurance Group, Inc. price-consensus-eps-surprise-chart | The Hartford Insurance Group, Inc. Quote HIG has streamlined its business by exiting legacy run-off and non-core operations, allowing management to focus heavily on profitable commercial lines. This strategy is paying dividends in underwriting discipline and capital efficiency. The strength of the core business is highly visible in Business Insurance, where written premiums grew 6% year over year in the first quarter of 2026. While the segment's total combined ratio was 94.8%, its underlying combined ratio remained excellent at 89.2%. The Hartford is investing heavily in AI, cloud infrastructure, and advanced analytics to improve underwriting accuracy, claims processing, and customer experience. AI-powered underwriting tools and real-time data insights are helping improve pricing consistency and risk selection. These operational improvements are translating i...

The Progressive Corporation PGR reported earnings per share of $1.86 for April 2026, which jumped 11% year over year. The improvement stemmed from higher revenues and an increase in investment income, partially offset by a rise in expenses. Progressive recorded net premiums written of $7.2 billion, up 6% from $6.8 billion in the year-ago month. Net premiums earned were about $7.1 billion, up 7% from $6.6 billion reported in the year-ago month.Net realized income on securities was $402 million against a net realized loss of $3 million from the year-ago month.Combined ratio — the percentage of premiums paid out as claims and expenses — deteriorated 530 basis points (bps) year over year to 90.2.PGR’s total revenues were $7.9 billion, up 13% year over year, owing to a 7.1% increase in premiums, a 12.5% jump in investment income and 15.9% higher service revenues.Total expenses increased 13.5% to $6.6 billion, mainly due to higher losses and loss adjustment expenses, policy acquisition costs, other underwriting expenses, service expenses and interest expense.In April 2026, policies in force (PIF) were impressive for both Vehicle and Property businesses. In the Vehicle business, the Personal Auto segment recorded a 9% year-over-year increase to 38.5 million policies. Special Lines policies increased 7% from the year-earlier month to 7.1 million.In Progressive’s Personal Auto segment, Agency Auto PIF increased 8% to 11.1 million, while Direct Auto improved 11% to 16.6 million.PGR’s Commercial Auto segment policies rose 3% year over year to 1.2 million.The Property business had 3.6 million policies in force in the reported month, up 1% year over year.The company’s book value per share was $56.29 as of April 30, 2026, up 8.9% from $51.71 on April 30, 2025.In the trailing 12 months, the return on equity was 33.8%, having contracted 1,040 bps from 44.2% in April 2025. The debt-to-total-capital ratio deteriorated 180 bps year over year to 20.3 as of April 30, 2026. Progressive shares have lost 26.9% in the past year against the industry’s growth of 4.3%. Image Source: Zacks Investment Research Progressive currently carries a Zacks Rank #3 (Hold). Some better-ranked stocks from the insurance industry are First American Financial Corporation FAF, Mercury General Corporation MCY and The Hanover Insurance Group, Inc. THG. While FAF and MCY sport a Zacks Rank #1 (Strong Buy)...

The Hanover reported a record Q1 operating return on equity of 20.3% and operating EPS of $5.25, with the all‑in combined ratio improving to 91.7% and the combined ratio excluding catastrophes a first‑quarter record of 85.4%, driven by pricing and targeted underwriting actions and net written premium growth of 3.2%. Catastrophes added 6.3 points to the combined ratio this quarter (notably severe hail/wind in Illinois and Michigan and Winter Storm Fern), but management reported 3.1 points of favorable prior‑year catastrophe development and $25 million of favorable prior‑year reserve development excluding catastrophes across segments. Net investment income rose 19.6% with about 88% of invested assets in cash and investment‑grade fixed income; book value per share was $101.86 (up 1% sequentially) and the company repurchased roughly $87 million of stock in Q1 while pursuing technology and AI initiatives to improve underwriting and claims efficiency. Interested in The Hanover Insurance Group, Inc.? Here are five stocks we like better. The Hanover Insurance Group (NYSE:THG) reported what executives described as a “very strong start” to 2026, highlighted by record first-quarter operating performance and improved underwriting margins despite elevated weather activity in the company’s footprint. President and CEO John C. Roche said the company posted “record first quarter performance,” including operating return on equity of 20.3% and operating earnings per share of $5.25. The all-in combined ratio improved nearly 2.5 points to 91.7%, while the combined ratio excluding catastrophes improved to 85.4%, which Roche said were both first-quarter records. → 5 Stocks to Buy in May Before the Next AI Surge Hits Roche attributed the margin improvement to “recent pricing and targeted underwriting actions,” and said the company was encouraged by the “better-than-expected impact of enhanced terms and conditions and targeted property actions,” pointing to favorable development on prior-year catastrophe losses as evidence. Net written premiums grew 3.2% in the quarter, which Roche called “balanced” growth. He added the company is “executing thoughtfully in areas where property conditions are softening” to preserve margins while positioning for growth, noting the company’s 2026 plan assumed the first quarter would be the low point for growth. CFO Jeffrey M. Farber said catastrophe...

Property and casualty insurer The Hanover Insurance Group (NYSE:THG) missed Wall Street’s revenue expectations in Q1 CY2026, but sales rose 5.1% year on year to $1.70 billion. Its non-GAAP profit of $5.25 per share was 24.5% above analysts’ consensus estimates. Is now the time to buy THG? Find out in our full research report (it’s free). Revenue: $1.70 billion vs analyst estimates of $1.72 billion (5.1% year-on-year growth, 1% miss) Adjusted EPS: $5.25 vs analyst estimates of $4.22 (24.5% beat) Adjusted Operating Income: $250.2 million (14.7% margin, 34.2% year-on-year growth) Operating Margin: 14.7%, up from 11.5% in the same quarter last year Market Capitalization: $6.25 billion The Hanover Insurance Group’s first quarter results were well received by the market, reflecting robust non-GAAP earnings growth driven by margin expansion across its core segments. Management highlighted disciplined underwriting, favorable prior year reserve development, and positive impacts from targeted property actions as key contributors. CEO Jack Roche attributed the strong performance to “tight execution across the enterprise” and noted that improved terms and conditions were producing better-than-expected outcomes, particularly in catastrophe-exposed portfolios. The company’s focus on portfolio diversification and risk selection helped offset elevated weather-related losses, supporting underlying profitability. Looking ahead, The Hanover Insurance Group’s outlook is anchored by continued investment in technology and analytics to drive underwriting precision and operational efficiency. Management expects its AI-enabled initiatives and digital transformation to further streamline risk assessment and claims processing, supporting both growth and margin sustainability. Roche stated, “We are intentionally building reusable AI capabilities...to reduce complexity, strengthen execution and enable scale,” underscoring the company’s confidence in its ability to capitalize on evolving market conditions. The company also plans to maintain a disciplined approach in property and specialty lines, balancing selective growth with ongoing expense management. Management attributed the quarter’s results to disciplined pricing, targeted underwriting actions, and operational improvements, while also emphasizing the growing impact of technology investments. Disciplined underwriting actions: The c...

The Hanover Insurance Group, Inc. THG posted first-quarter 2026 operating income of $5.25 per share, which rose 35.7% year over year and beat the Zacks Consensus Estimate of $4.14 by 26.8%. Total revenues rose 6.1% year over year to $1.7 billion but missed the consensus mark of $1.72 billion by 1.2%. Results reflected firm pricing and improved underlying loss trends, helping drive a record operating return on equity of 20.3%. The Hanover Insurance Group, Inc. price-consensus-eps-surprise-chart | The Hanover Insurance Group, Inc. Quote Underwriting profitability strengthened in the quarter, with the consolidated combined ratio improving to 91.7% from 94.1% a year ago. Catastrophe losses were $98.9 million, adding 6.3 points to the combined ratio. Excluding catastrophes, the combined ratio improved to 85.4%, supported by a 2.3-point year-over-year decline in the loss and loss adjustment expense ratio. The current accident year combined ratio, excluding catastrophes, was 87.0%, pointing to better core underwriting performance. Net premiums written increased to $1,559.7 million from $1,510.8 million, aided by renewal pricing and disciplined growth across businesses. Core Commercial generated net premiums written of $630.4 million, up 4.3% from the prior-year quarter. Renewal price increases were 8.6%, while rate increases were 7.5%, reflecting continued emphasis on adequate pricing and targeted appetite across small commercial and middle-market accounts. Profitability improved meaningfully as underwriting actions flowed through. The segment’s combined ratio was 96.6% versus 103.4% a year ago, with the total loss and LAE ratio improving to 63.9% from 70.0%. Prior-year favorable development, excluding catastrophes, was 0.3 points, and GAAP underwriting profit swung to $17.8 million from a loss of $20.0 million in the prior-year period. Specialty net premiums written increased 2.3% year over year to $366.7 million. Renewal price increases were 4.6% and rate increases were 2.4%, indicating steady momentum while maintaining underwriting discipline across the segment’s marine, professional, and other specialty offerings. The segment produced a combined ratio of 84.2%, an improvement from 87.7% in the prior-year quarter. A lower total loss and loss adjustment expense ratio of 47.8% (down from 50.7%) helped lift GAAP underwriting profit to $56.1 million from $41.2 milli...