STNE
StoneCoDNasdaq / Financial Services
Last Price
At close
2026-07-22
Current thesis
The bull case is that Stone is still growing revenue, deposits, and credit, has already returned capital through the extraordinary dividend, and the checked sell-side target stack remains above the current share price even after at least one post-print target cut.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.2.
What can break
Brazilian tax pressure is set to increase: company risk-factor disclosure notes a higher CSLL rate for payment institutions after the approval of PL No. 128 in late 2025 [#IR-RISK-FACTORS-2026].
Momentum
29
Value
62
Sentiment
46
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $10.50 · Bull $13.50 · Bear $7.00
Data freshness
Prices
As of 2026-07-22
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-22 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-17 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-22
Investment thesis
As of 2026-07-22
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $15.97
Why
Momentum29 · Δ7d +8.5
Value62 · Δ7d +0.2
Sentiment46 · Δ7d -0.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
29
26% active weight
Current posture
7d trendFlat
Δ7d
+8.5
Δ21d
+11.3
Value
62
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+1.0
Sentiment
46
34% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-5.2
Why this grade
Composite grade D. Momentum 28.8 / Value 62.0 / Sentiment 46.5
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$2.74B
Beta
1.82
Shares Out
243.23M
P/E (TTM) · Derived
7.2
P/S (TTM)
1.58
P/FCF (TTM) · Derived
5.39
Rev YoY
-6.9%
EPS YoY
+315.7%
Gross Margin
-15.0%
Op Margin
+23.4%
Net Debt
$2.12B
Current Ratio
1.33
As of 2026-07-22 • Updated nightlySource: Internal modelMethodology