SIGI

Selective Insurance (SIGI) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2026. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The earnings report, which is expected to be released on July 23, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While management's discussion of business conditions on the earnings call will mostly determine the sustainability of the immediate price change and future earnings expectations, it's worth having a handicapping insight into the odds of a positive EPS surprise. This insurance holding company is expected to post quarterly earnings of $1.72 per share in its upcoming report, which represents a year-over-year change of +31.3%. Revenues are expected to be $1.36 billion, up 3% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that the direction of estimate revisions by each of the covering analysts may not always get reflected in the aggregate change. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core. The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is sign...

BRANCHVILLE, N.J., July 13, 2026--(BUSINESS WIRE)--Selective Insurance Group, Inc. (Nasdaq: SIGI) will announce its second quarter financial results on Thursday, July 23, 2026, after market close. The press release and financial supplement will be available on the Investors page of Selective’s website. A conference call to discuss the results will be held on Friday, July 24, 2026, at 8:00 AM ET. This call will be webcast live and accessible on Selective’s website at www.Selective.com. A replay will be available on the website from July 24 to August 21, 2026. About Selective Insurance Group, Inc.Selective Insurance Group, Inc. (Nasdaq: SIGI) is a holding company for 10 property and casualty insurance companies rated "A+" (Superior) by AM Best. Through independent agents, the insurance companies offer standard insurance for commercial and personal risks and specialty insurance for commercial risks. Selective also offers flood insurance through the National Flood Insurance Program's Write Your Own Program. Selective's unique position as both a leading insurance group and employer of choice is widely recognized, with awards and honors including listing in Forbes Best Midsize Employers and certification for seven consecutive years as a Great Place to Work®. View source version on businesswire.com: https://www.businesswire.com/news/home/20260713284420/en/ Contacts Investor Contact: Brad [email protected] Media Contact: Jamie M. [email protected]

Over the past six months, Selective Insurance Group has been a great trade, beating the S&P 500 by 7.3%. Its stock price has climbed to $96.40, representing a healthy 14% increase. This run-up might have investors contemplating their next move. Is there a buying opportunity in Selective Insurance Group, or does it present a risk to your portfolio? See what our analysts have to say in our full research report, it’s free. We’re glad investors have benefited from the price increase, but we’re sitting this one out for now. Here are three reasons we avoid SIGI, plus one stock we’d rather own. Forecasted revenues by Wall Street analysts signal a company’s potential. Predictions may not always be accurate, but accelerating growth typically boosts valuation multiples and stock prices while slowing growth does the opposite. Over the next 12 months, sell-side analysts expect Selective Insurance Group’s revenue to rise by 1.7%, a deceleration versus its 10.9% annualized growth for the past two years. This projection is underwhelming and implies its products and services will face some demand challenges. We track the long-term change in earnings per share (EPS) because it highlights whether a company’s growth is profitable. Selective Insurance Group’s EPS grew at an unimpressive 7.9% compounded annual growth rate over the last five years, lower than its 12.1% annualized revenue growth. This tells us the company became less profitable on a per-share basis as it expanded. Selective Insurance Group’s business quality ultimately falls short of our standards. With its shares outperforming the market lately, the stock trades at 1.5× forward P/B (or $96.40 per share). Beauty is in the eye of the beholder, but we don’t really see a big opportunity at the moment. We’re fairly confident there are better stocks to buy right now. Let us point you toward the most entrenched endpoint security platform on the market. ONE MORE THING: Top 5 Growth Stocks. The biggest stock winners almost always had one thing in common before they ran. Revenue growing like crazy. Meta. CrowdStrike. Broadcom. Our AI flagged all three. They returned 315%, 314%, and 455%, respectively. Find out which 5 stocks it’s flagging this month — FREE. Get Our Top 5 Growth Stocks for Free HERE. Stocks that have made our list include now familiar names such as Nvidia (+1,326% between June 2020 and June 2025) as well as...

The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Selective Insurance Group (NASDAQ:SIGI) and the rest of the property & casualty insurance stocks fared in Q1. Property & Casualty (P&C) insurers protect individuals and businesses against financial loss from damage to property or from legal liability. This is a cyclical industry, and the sector benefits when there is 'hard market', characterized by strong premium rate increases that outpace loss and cost inflation, resulting in robust underwriting margins. The opposite is true in a 'soft market'. Interest rates also matter, as they determine the yields earned on fixed-income portfolios. On the other hand, P&C insurers face a major secular headwind from the increasing frequency and severity of catastrophe losses due to climate change. Furthermore, the liability side of the business is pressured by 'social inflation'—the trend of rising litigation costs and larger jury awards. The 32 property & casualty insurance stocks we track reported a mixed Q1. As a group, revenues beat analysts’ consensus estimates by 2.2%. While some property & casualty insurance stocks have fared somewhat better than others, they have collectively declined. On average, share prices are down 1.5% since the latest earnings results. Founded in 1926 during the early days of automobile insurance, Selective Insurance Group (NASDAQ:SIGI) is a property and casualty insurance company that sells commercial, personal, and excess and surplus lines insurance products through independent agents. Selective Insurance Group reported revenues of $1.36 billion, up 5.7% year on year. This print fell short of analysts’ expectations by 1%. Overall, it was a softer quarter for the company with a significant miss of analysts’ book value per share and EPS estimates. “Our operating ROE of 12% this quarter was in-line with our long-term target and marked our seventh consecutive quarter of double-digit operating returns. We delivered a solid start to the year, which keeps us on track to achieve our 2026 guidance. In addition, we returned 57% of after-tax net income through our regular dividend and $30 million of share repurchases, reinforcing our commitment to delivering long-term value,” said John J. Marchioni, Chairman, President and Chief Exec...

It has been about a month since the last earnings report for Arch Capital Group (ACGL). Shares have lost about 1.4% in that time frame, underperforming the S&P 500. Will the recent negative trend continue leading up to its next earnings release, or is Arch Capital due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the latest earnings report in order to get a better handle on the important catalysts. Arch Capital Q1 Earnings Beat Estimates, Premiums Fall Y/YArch Capital Group Ltd. reported first-quarter 2026 operating income of $2.50 per share, which beat the Zacks Consensus Estimate by 2.4%. The bottom line increased 15.4% year over year. ACGL’s quarterly results benefited from improved net investment income, stronger underwriting performance and lower catastrophe losses. These positives were partially offset by declining premium volumes and weakness in the mortgage segment. Operating revenues of $4.4 billion decreased 3.8% year over year, primarily due to lower net premiums earned. Revenues missed the Zacks Consensus Estimate by 6.1%. Gross premiums written decreased 0.6% year over year to $6.4 billion.Net premiums earned declined 4.8% year over year to $3.9 billion, mainly due to lower premiums earned in its Reinsurance segment. The figure missed the Zacks Consensus Estimate by 6%.Pre-tax net investment income increased 7.9% year over year to $408 million, missing the Zacks Consensus Estimate of $417 million. The figure was higher than our estimate of $378.2 million.Pre-tax current accident year catastrophic losses for the company’s insurance and reinsurance segments, net of reinsurance and reinstatement premiums, totaled $174 million.Arch Capital Group’s underwriting income increased 74.6% year over year to $728 million. The combined ratio, representing the percentage of premiums paid out as claims and expenses, improved 440 basis points to 81.7 year over year, beating the Zacks Consensus Estimate of 83.1 and our model estimate of 83.2. Insurance: Gross premiums written increased 2% year over year to $2.7 billion. Net premiums written declined 1.4% year over year to $1.9 billion, primarily due to the non-renewal of select MCE-related programs. Net premiums written also came in below our estimate of $2.1 billion.Underwriting income was $66 million, rebounding from a year-ago loss of $2 mil...

It has been about a month since the last earnings report for Selective Insurance (SIGI). Shares have added about 7.5% in that time frame, outperforming the S&P 500. But investors have to be wondering, will the recent positive trend continue leading up to its next earnings release, or is Selective Insurance due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important drivers. Selective Insurance Q1 Earnings Miss Estimates, Revenues Increase Y/YSelective Insurance Group reported first-quarter 2026 operating income of $1.69 per share, which missed the Zacks Consensus Estimate by 2.3%. The bottom line decreased 11% year over year.The company’s quarterly performance reflects significantly higher catastrophe losses and weaker underwriting, partially offset by strong investment income tailwinds.Behind the HeadlinesOperating revenues of $1.4 billion increased 6.4% from the year-ago quarter’s level, driven primarily by higher net premiums earned and net investment income. However, the top line misses the Zacks Consensus Estimate by 0.5%.On a year-over-year basis, net premiums written ("NPW") decreased 1% to $1.3 billion, due to a decline in standard personal lines and standard commercial lines. The figure was on par with our estimate.After-tax net investment income increased 18% year over year to $113 million.Underwriting income of $17 million declined 53% year over year, caused by higher catastrophe losses and an increased loss ratio.The combined ratio deteriorated 220 basis points year over year to 98.3. The Zacks Consensus Estimate was 98.3, while our estimate was 98.1Total expenses rose 7% year over year to $1.2 billion, mainly due to loss expenses incurred, corporate expenses and other expenses. The figure was on par with our estimate.Segmental ResultsStandard Commercial Lines’ NPW was down 1% year over year to $992.4 million, due to lower new business. This was below our estimate of $908.4 million.The combined ratio was 100.2, deteriorating by 380 basis points year over year. The Zacks Consensus Estimate was 99, while our estimate was 98.1.Standard Personal Lines’ NPW declined 6% year over year to $82.5 million, reflecting reduced new business volume, while underwriting performance improved meaningfully. The average renewal...

This article first appeared on GuruFocus. Operating ROE: 12%, consistent with long-term target. Fully Diluted EPS: $1.58. Non-GAAP Operating EPS: $1.69. GAAP Combined Ratio: 98.3%, including 6.2 points of catastrophe losses. Underlying Combined Ratio: 92.1%. Standard Commercial Lines Net Premiums Written: Declined 1%. Renewal Pure Price Increases: 7.1% in Standard Commercial Lines. General Liability Pricing Increase: 9.8%. Commercial Auto Pricing Increase: 9.1%, with auto liability price increases approaching 12%. Property Renewal Premium Increase: 10%, including 3.7 points of exposure growth. Excess and Surplus Lines Premiums Written Growth: 1%. E&S Combined Ratio: 89.5%, 3 points better than a year ago. Personal Lines Combined Ratio: Improved to 92.8% from 98.0% in Q1 2025. Personal Lines Net Premiums Written Decline: 6% year-over-year. After-Tax Net Investment Income: $113 million, up 18% from a year ago. Share Repurchase: $30 million of common stock repurchased during the quarter. Remaining Share Repurchase Authorization: $140 million. Guidance for GAAP Combined Ratio: 96.5% to 97.5% for 2026. Expected After-Tax Net Investment Income for 2026: $465 million. Warning! GuruFocus has detected 2 Warning Sign with SIGI. Is SIGI fairly valued? Test your thesis with our free DCF calculator. Release Date: April 23, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Selective Insurance Group Inc (NASDAQ:SIGI) delivered a solid start to the year with a consistent operating model in a competitive market. The company achieved an operating return on equity (ROE) of 12%, marking the seventh consecutive quarter of double-digit operating returns. Selective Insurance Group Inc (NASDAQ:SIGI) has maintained stable reserves across all insurance segments and lines of business. The company is investing in artificial intelligence to improve risk selection, pricing accuracy, and productivity, with early achievements in claims, underwriting, and risk management. Selective Insurance Group Inc (NASDAQ:SIGI) reported no prior year casualty reserve development, indicating stability in their financials. Premiums declined 1% year-over-year in Standard Commercial Lines, with a 6% decline in Standard Personal Lines. The company faces ongoing industry-wide reserve pressure in the commercial casualty segment, with market pricing not ad...

Selective delivered a 12% operating ROE (seventh consecutive quarter of double-digit operating returns) with GAAP EPS of $1.58 and an underlying combined ratio of 92.1; management reported no prior-year casualty reserve development and reaffirmed full-year guidance (underlying 90.5%–91.5%, GAAP 96.5%–97.5% assuming 6 pts of catastrophe). The company is prioritizing underwriting margins over growth, driving a 1% decline in total premiums year‑over‑year as new business tightened and commercial retention held at 82%; Selective reported sustained renewal price increases — roughly 10% for General Liability and about 9–12% for Commercial Auto — to offset severity. Capital and tech initiatives include repurchasing $30 million of stock this quarter with $140 million remaining authorization and a policy to return 20%–25% of earnings to shareholders, while AI efforts (an ingestion tool that processed >500,000 documents and automated contract-risk checks) are boosting claims and underwriting productivity. Interested in Selective Insurance Group, Inc.? Here are five stocks we like better. Selective Insurance Group (NASDAQ:SIGI) executives said the insurer opened fiscal 2026 with results that they believe reflect disciplined underwriting and stable reserves, even as competition and “social inflation” continue to pressure commercial casualty lines across the industry. On the company’s first-quarter earnings call, Chairman, President and CEO John Marchioni said Selective produced an operating return on equity (ROE) of 12%, marking its “seventh consecutive quarter of double-digit operating returns.” CFO Patrick Brennan reported fully diluted earnings per share of $1.58 and non-GAAP operating EPS of $1.69, translating to an 11.2% ROE and 12% operating ROE. → Credo Stock Flashes Strong Bullish Signal—Upswing Just Starting Brennan said Selective’s GAAP combined ratio was 98.3, including 6.2 points of catastrophe losses, while the underlying combined ratio was 92.1. He emphasized that the quarter included “no prior year casualty reserve development at the segment or line of business level,” adding that the company is “pleased with the stability” and will keep evaluating emerging data “with rigor and discipline.” Marchioni similarly said reserves “remain stable across all insurance segments and lines of business,” and he argued that Selective’s planning and reserving processes h...

Image source: The Motley Fool. Thursday, April 23, 2026 at 8 a.m. ET Chairman, President, and Chief Executive Officer — John J. Marchioni Executive Vice President and Chief Financial Officer — Patrick J. Brennan Need a quote from a Motley Fool analyst? Email [email protected] John J. Marchioni: Thanks, Brad, and good morning. We delivered a solid start to the year, demonstrating the strength and consistency of our operating model in an increasingly competitive market. Our reserves remain stable across all insurance segments and lines of business, and our underlying profitability reinforces our confidence in achieving our full year guidance. As the industry continues to wrestle with elevated commercial casualty loss trends, we believe our efforts over the past 2 years have us well positioned moving forward. We generated an operating ROE of 12%, consistent with our long-term target. This was our seventh consecutive quarter of double-digit operating returns, which reflects disciplined execution across all our operations. As we have emphasized in prior quarters, we continue to prioritize underwriting margins over top-line growth. Our pricing posture on commercial casualty in both standard commercial and excess and surplus lines fully reflects our view on current loss trends. Despite ongoing industry-wide reserve pressure in this segment, market pricing, particularly in other liability occurrence, has not adjusted upward. As a result, our premiums declined 1% year-over-year with E&S up 1% and Standard Commercial Lines down 1%. In Standard Personal Lines, premiums declined 6%, while our target mass affluent market business grew by 1%. We believe heightened discipline is essential in today's environment. Across the industry, social inflation continues to pressure recent accident years, particularly in general liability, commercial auto liability and umbrella. Based on historical patterns, this could imply further deterioration in run rate industry profitability. In contrast, we believe our planning and reserving processes have been responsive to these trends, and we have taken meaningful action to ensure our assumptions remain aligned with emerging data. Our view of loss trends is integrated into our pricing strategies and underwriting decisions. This allows us to have conviction about where we write business and where we step back. In general liability, for example, we...

Selective Insurance Group SIGI reported first-quarter 2026 operating income of $1.69 per share, which missed the Zacks Consensus Estimate by 2.3%. The bottom line decreased 11% year over year. The company’s quarterly performance reflects significantly higher catastrophe losses and weaker underwriting, partially offset by strong investment income tailwinds. Operating revenues of $1.4 billion increased 6.4% from the year-ago quarter’s level, driven primarily by higher net premiums earned and net investment income. However, the top line misses the Zacks Consensus Estimate by 0.5%. Selective Insurance Group, Inc. price-consensus-eps-surprise-chart | Selective Insurance Group, Inc. Quote On a year-over-year basis, net premiums written ("NPW") decreased 1% to $1.3 billion, due to a decline in standard personal lines and standard commercial lines. The figure was on par with our estimate. After-tax net investment income increased 18% year over year to $113 million. Underwriting income of $17 million declined 53% year over year, caused by higher catastrophe losses and an increased loss ratio. The combined ratio deteriorated 220 basis points year over year to 98.3. The Zacks Consensus Estimate was 98.3, while our estimate was 98.1 Total expenses rose 7% year over year to $1.2 billion, mainly due to loss expenses incurred, corporate expenses and other expenses. The figure was on par with our estimate. Standard Commercial Lines’ NPW was down 1% year over year to $992.4 million, due to lower new business. This was below our estimate of $908.4 million. The combined ratio was 100.2, deteriorating by 380 basis points year over year. The Zacks Consensus Estimate was 99, while our estimate was 98.1. Standard Personal Lines’ NPW declined 6% year over year to $82.5 million, reflecting reduced new business volume, while underwriting performance improved meaningfully. The average renewal price rose 10.1%, and retention was 78%. The figure was below our estimate of $89.6 million. The combined ratio was 92.8, improved significantly by 520 basis points. The Zacks Consensus Estimate was pegged at 101, while our estimate was 106.5. Excess & Surplus Lines’ NPW rose 1% year over year to $150.7 million, driven by average renewal pure price increases of 4.1%. Our estimate was $174 million. The combined ratio was 89.5, improving 300 basis points year over year. The Zacks Consensus Estimate...

Selective Insurance (SIGI) came out with quarterly earnings of $1.69 per share, missing the Zacks Consensus Estimate of $1.73 per share. This compares to earnings of $1.76 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -2.31%. A quarter ago, it was expected that this insurance holding company would post earnings of $2.24 per share when it actually produced earnings of $2.57, delivering a surprise of +14.73%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Selective Insurance, which belongs to the Zacks Insurance - Property and Casualty industry, posted revenues of $1.37 billion for the quarter ended March 2026, missing the Zacks Consensus Estimate by 0.46%. This compares to year-ago revenues of $1.29 billion. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Selective Insurance shares have lost about 3.3% since the beginning of the year versus the S&P 500's gain of 3.2%. While Selective Insurance has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Selective Insurance was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You...

Delivered a 12% operating ROE, marking the seventh consecutive quarter of double-digit returns despite a highly competitive market environment. Prioritized underwriting margins over top-line growth, leading to a 1% decline in premiums as the company maintained strict pricing discipline in commercial casualty. Achieved renewal pure price increases of approximately 10% in general liability and nearly 12% in commercial auto liability to offset social inflation and severity trends. Implemented granular portfolio mix improvements, intentionally reducing exposure to certain contractor cohorts to enhance long-term margin durability and diversification. Leveraged AI and automation tools to improve risk selection and productivity, including a claims ingestion tool that has processed over 0.5 million documents. Maintained stable reserves across all segments with no prior year casualty development, reflecting a responsive and rigorous reserving process. Reaffirmed 2026 GAAP combined ratio guidance of 96.5% to 97.5%, which assumes 6 points of catastrophe losses and no future reserve development. Expects underlying margins to improve over time as strong renewal pricing earns through and portfolio mix optimization actions accelerate. Anticipates industry-wide recognition of general liability loss trends will eventually drive upward market pricing adjustments in the coming quarters. Projects full-year after-tax net investment income of $465 million, supported by a modestly extended fixed income duration of 4.3 years. Continues to target a dividend payout of 20% to 25% of long-term earnings while balancing opportunistic share repurchases with capital needs for growth. Reported an underlying combined ratio of 92.1%, noting that while the first quarter typically experiences higher ratios due to seasonality, the company expects the full-year underlying combined ratio to fall within the original 90.5% to 91.5% range. Identified New Jersey and South Carolina as geographic hotspots where auto frequency and severity trends remain particularly elevated. Noted a 3-point year-over-year decline in retention to 82%, driven by deliberate underwriting actions to exit underperforming business cohorts. Highlighted the deployment of automated contractual risk transfer evaluation, returning results for over 90% of contractor cases within 2 minutes. Our analysts just identified a stock with t...