SCHW

Charles SchwabB

NYSE / Financial Services

At close

2026-07-18

Current thesis

The bull case is that Schwab’s 1Q26 release marks a real operating step-up: record revenue, strong account and asset growth, 46% managed-investing net-flow growth, record trading volume, rising sweep balances, and aggressive buybacks together point to a healthier earnings engine than the market credited a few quarters ago [#8-K-2026-04-16].

Posture

Constructive

Lead driver

Value

What changed

Next scheduled catalyst: earnings 2026-07-21 · BMO.

What can break

Capital return is supportive, but if execution slows the per-share tailwind weakens.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $95.00 · Bull $108.00 · Bear $82.00

Earnings

34 · Non-qualifying

Next 2026-07-21 · BMO

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-17 • Model: RankAlpha Sentiment Codex

Earnings Setup

As of 2026-07-16 • RankAlpha AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $120.00

Why

Momentum77 · Δ7d +8.1

Value53 · Δ7d +0.4

Sentiment49 · Δ7d -1.5

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Earnings surprise screen

34Non-qualifying2026-07-21 bmo

View setup

Schwab shows credible EPS and revenue consensus plus strong trading and asset-gathering momentum, but the recent tape softened into the event and no positive estimate-revision, revenue-upside, close-location, or volume-accumulation confirmation was established.

Screen as of 2026-07-16. Window 2026-07-16 to 2026-07-22.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

+8.1

Δ21d

+33.6

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.4

Δ21d

-0.4

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-1.5

Δ21d

-12.6

Why this grade

Composite grade B. Momentum 76.5 / Value 52.8 / Sentiment 48.7

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$176.63B

Beta

0.93

Shares Out

1.74B

P/E (TTM)

24.1

P/S (TTM)

6.79

P/FCF (TTM)

11.54

Rev YoY

+9.8%

EPS YoY

+38.8%

Gross Margin

+84.1%

Op Margin

+39.0%

Net Debt

-$40.66B

Current Ratio

1.22

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology