RBCAA

LOUISVILLE, Ky. (AP) — LOUISVILLE, Ky. (AP) — Republic Bancorp Inc. (RBCAA) on Thursday reported net income of $42.6 million in its first quarter. The bank, based in Louisville, Kentucky, said it had earnings of $2.18 per share. Earnings, adjusted for non-recurring gains, were $2.04 per share. The holding company for Republic Bank & Trust posted revenue of $143.7 million in the period. Its revenue net of interest expense was $120.4 million, which topped Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on RBCAA at https://www.zacks.com/ap/RBCAA

LOUISVILLE, Ky., April 23, 2026--(BUSINESS WIRE)--Republic Bancorp, Inc. ("Republic" or the "Company") reported first quarter 2026 net income and Diluted Earnings per Class A Common Share ("Diluted EPS") of $42.6 million and $2.18 per share. Logan Pichel, President and Chief Executive Officer of the Bank, commented, "We delivered a strong start to 2026, achieving net income of $42.6 million, due largely to the solid underlying performance of our Core Banking franchise. Strong Traditional Banking and Warehouse Lending results, combined with disciplined balance sheet management, net interest income growth, and continued net interest margin resilience, more than offset the expected headwinds associated with the nonrenewal of a large Tax Refund Solutions ("TRS") Tax Provider contract. Comparability between the two first‑quarter periods was significantly impacted by several nonrecurring or infrequent items, both favorable and unfavorable. These items, net of income taxes, were as follows: The following table illustrates the Total Company(1), Core Bank, and Republic Processing Group ("RPG") actual and adjusted net income (non-GAAP) results for the first quarters of 2026 and 2025. Adjusted net income reflects management’s internal view of the Company’s operating performance. Pichel further commented, "As reflected in the table above, adjusted net income increased 3% from the first quarter of 2025 to the first quarter of 2026 after excluding nonrecurring or infrequent items. Adjusted net income for the Core Bank was $21.1 million for the first quarter of 2026, representing an increase of $3.7 million, or 21%, over the first quarter of 2025, while adjusted net income for RPG declined 12% for the same periods to $18.8 million. Our first quarter 2026 results highlighted the strength of our core banking fundamentals, including disciplined expense management, solid credit performance, and strong Core Bank net interest income and net interest margin expansion. Our Core Banking segments, particularly Traditional Banking and Warehouse Lending, delivered a strong start to the year and were the primary drivers of overall performance. These results underscore our ability to generate sustainable net interest income growth in a dynamic rate environment and reflect the resilience of our business model and the effectiveness of our interest rate risk management strategies. In addit...

Republic Bancorp (RBCAA) reported Q1 adjusted earnings Thursday of $2.04 per diluted share, compared

Republic Bancorp has been treading water for the past six months, recording a small return of 1.1% while holding steady at $72.95. Is there a buying opportunity in Republic Bancorp, or does it present a risk to your portfolio? Get the full stock story straight from our expert analysts, it’s free. We're sitting this one out for now. Here are three reasons why RBCAA doesn't excite us and a stock we'd rather own. Our experience and research show the market cares primarily about a bank’s net interest income growth as one-time fees are considered a lower-quality and non-recurring revenue source. Republic Bancorp’s net interest income has grown at a 7.6% annualized rate over the last five years, worse than the broader banking industry. Its growth was driven by both an increase in its outstanding loans and net interest margin, which represents how much a bank earns in relation to its outstanding loan book. Forecasted net interest income by Wall Street analysts signals a company’s potential. Predictions may not always be accurate, but accelerating growth typically boosts valuation multiples and stock prices while slowing growth does the opposite. Over the next 12 months, sell-side analysts expect Republic Bancorp’s net interest income to drop by 1.9%, a decrease from its 7.7% annualized growth for the past two years. This projection is below its 7.7% annualized growth rate for the past two years. Tangible book value per share (TBVPS) growth comes from a bank’s ability to profitably lend while maintaining prudent risk management and efficient operations. Over the next 12 months, Consensus estimates call for Republic Bancorp’s TBVPS to grow by 7.4% to $58.37, lousy growth rate. Republic Bancorp isn’t a terrible business, but it doesn’t pass our bar. That said, the stock currently trades at $72.95 per share (or a forward price-to-sales ratio of 0×). The market typically values companies like Republic Bancorp based on their anticipated profits for the next 12 months, but it expects the business to lose money. We also think the upside isn’t great compared to the potential downside here - there are more exciting stocks to buy. We’d recommend looking at an all-weather company that owns household favorite Taco Bell. If your portfolio success hinges on just 4 stocks, your wealth is built on fragile ground. You have a small window to secure high-quality assets before the mark...

Republic Bancorp (RBCAA) came out with quarterly earnings of $1.17 per share, missing the Zacks Consensus Estimate of $1.3 per share. This compares to earnings of $0.98 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -10.00%. A quarter ago, it was expected that this holding company for Republic Bank & Trust would post earnings of $1.38 per share when it actually produced earnings of $1.52, delivering a surprise of +10.14%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Republic Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $94.27 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.37%. This compares to year-ago revenues of $89.51 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Republic Bancorp shares have added about 3.5% since the beginning of the year versus the S&P 500's gain of 1.8%. While Republic Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Republic Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see...

LOUISVILLE, Ky. (AP) — LOUISVILLE, Ky. (AP) — Republic Bancorp Inc. (RBCAA) on Friday reported net income of $22.8 million in its fourth quarter. The Louisville, Kentucky-based bank said it had earnings of $1.17 per share. The holding company for Republic Bank & Trust posted revenue of $118.7 million in the period. Its revenue net of interest expense was $94.3 million, beating Street forecasts. For the year, the company reported profit of $131.3 million, or $6.72 per share. Revenue was reported as $417.5 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on RBCAA at https://www.zacks.com/ap/RBCAA

LOUISVILLE, Ky., January 30, 2026--(BUSINESS WIRE)--Republic Bancorp, Inc. ("Republic" or the "Company") reported fourth quarter 2025 net income and Diluted Earnings per Class A Common Share ("Diluted EPS") of $22.8 million and $1.17 per share, representing increases of 20% and 19%, over the $19.0 million and $0.98 per share reported for the fourth quarter of 2024. As a result, the Company achieved a return on average assets ("ROA") and a return on average equity ("ROE") of 1.28% and 8.20% for the fourth quarter of 2025. Logan Pichel, President & CEO of Republic Bank & Trust Company, stated: "We delivered strong fourth-quarter results with net income of $22.8 million, up 20% from the prior year and representing another solid all-around quarter. Strategic actions—including disciplined loan and deposit pricing, as well as an on-going reallocation of interest-earning cash into higher-yielding investment alternatives — continued to drive meaningful net interest margin ("NIM") growth within our Core Bank(2). The quarter also featured strong loan production across both Warehouse Lending and the Traditional Bank. In addition to our solid Core Bank net interest income results, our credit quality metrics remained solid throughout 2025 and at year-end. For the year, the Core Bank’s net charge-offs to average loans was 0.03%, while nonperforming loans and delinquent loans represented just 0.45% and 0.26% of total loans as of December 31, 2025. These ratios remain among the best in the industry and underscore the strength and resilience of our Core Bank portfolio. We continued to enhance our balance sheet liquidity during 2025, as Core Bank period-end deposits(9), excluding wholesale brokered deposits and listing service deposits, increased by $218 million, or 5%, during the year. In addition, Total Company period-end loans increased $7 million during the year, as an increase of $203 million in period-end Warehouse loan balances was substantially offset by a decline of $23 million in Traditional Bank balances, a $158 million decrease in TRS loan balances and a $15 million decline in RCS loan balances. Excluding an $82 million reclassification(3) of Republic Bank Finance ("RBF") loans and leases into the HFS category during December 2025, total Traditional Bank loans would have expanded $59 million for the year(10). These loan and deposit balance fluctuations resulted in...

Republic Bancorp (RBCAA) reported Q3 earnings Friday of $1.52 per diluted Class A share, up from $1.

Republic Bancorp (RBCAA) came out with quarterly earnings of $1.52 per share, beating the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.37 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +10.14%. A quarter ago, it was expected that this holding company for Republic Bank & Trust would post earnings of $1.42 per share when it actually produced earnings of $1.61, delivering a surprise of +13.38%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Republic Bancorp, which belongs to the Zacks Banks - Southeast industry, posted revenues of $93.54 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.67%. This compares to year-ago revenues of $88.12 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Republic Bancorp shares have lost about 2.1% since the beginning of the year versus the S&P 500's gain of 12.7%. While Republic Bancorp has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Republic Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can s...

LOUISVILLE, Ky., October 17, 2025--(BUSINESS WIRE)--Republic Bancorp, Inc. ("Republic" or the "Company") reported third quarter 2025 net income and Diluted Earnings per Class A Common Share ("Diluted EPS") of $29.7 million and $1.52 per share, representing increases of 12% and 11%, over the $26.5 million and $1.37 per share reported for the third quarter of 2024. As a result, the Company achieved a return on average assets ("ROA") and a return on average equity ("ROE") of 1.69% and 10.91% for the third quarter of 2025. Logan Pichel, President & CEO of Republic Bank & Trust Company commented, "We delivered another strong quarter, fueled by a 15% increase in Core Bank net income, underscoring the continued momentum of our strategy and the dedication of our entire team. Our Core Bank, which includes our Traditional Bank and Warehouse Lending operations, represents approximately 94% of the Company’s total assets. Our disciplined approach to pricing across the Core Bank balance sheet continued to generate significant Net Interest Margin ("NIM") expansion - from 3.53% in the third quarter of 2024, to 3.78% in the third quarter of 2025. On a Total Company basis, NIM expanded 16 basis points from 4.49% in the third quarter of 2024 to 4.65% in the third quarter of 2025. With Total Company interest-earning assets of $6.26 billion, each additional basis point of margin expansion contributes meaningfully to our net interest income. Our balance sheet liquidity remained strong at quarter-end and continued to gain strength during the quarter. Overall, deposits grew by $21 million from June 30, 2025 to September 30, 2025, while the total Company loan portfolio declined slightly by $92 million for the quarter. Within our Traditional Bank, total loans declined $24 million from June 30, 2025 to $4.56 billion as of September 30, 2025, consistent with our ongoing focus on pricing discipline. Steadily moderating our loan-to-deposit ratio to enhance flexibility for key strategic decisions has been a key focus of the Company over the past several quarters. In addition to our solid Core Bank net income growth, credit quality remained solid at the Core Bank. The Core Bank’s net charge-offs to average loans was 0.02% for the third quarter, while period-end nonperforming loans to total loans was 0.42% and period-end delinquent loans to total loans ended at 0.21%. In addition to our str...

LOUISVILLE, Ky. (AP) — LOUISVILLE, Ky. (AP) — Republic Bancorp Inc. (RBCAA) on Friday reported net income of $29.7 million in its third quarter. The Louisville, Kentucky-based bank said it had earnings of $1.52 per share. The holding company for Republic Bank & Trust posted revenue of $119.8 million in the period. Its revenue net of interest expense was $93.5 million, which beat Street forecasts. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on RBCAA at https://www.zacks.com/ap/RBCAA

Republic Bancorp trades at $73.63 and has moved in lockstep with the market. Its shares have returned 14.2% over the last six months while the S&P 500 has gained 14.9%. Is now the time to buy Republic Bancorp, or should you be careful about including it in your portfolio? Get the full stock story straight from our expert analysts, it’s free. We don't have much confidence in Republic Bancorp. Here are three reasons you should be careful with RBCAA and a stock we'd rather own. Forecasted net interest income by Wall Street analysts signals a company’s potential. Predictions may not always be accurate, but accelerating growth typically boosts valuation multiples and stock prices while slowing growth does the opposite. Over the next 12 months, sell-side analysts expect Republic Bancorp’s net interest income to rise by 2%, a deceleration versus its 8.1% annualized growth for the past two years. This projection is below its 8.1% annualized growth rate for the past two years. Tangible book value per share (TBVPS) serves as a key indicator of a bank’s financial strength, representing the hard assets available to shareholders after removing intangible assets that could evaporate during financial distress. Disappointingly for investors, Republic Bancorp’s TBVPS grew at a mediocre 10% annual clip over the last two years. A bank’s tangible book value per share (TBVPS) increases when it generates higher net interest margins and keeps credit losses low, allowing it to compound shareholder value over time. Over the next 12 months, Consensus estimates call for Republic Bancorp’s TBVPS to grow by 7.3% to $56, mediocre growth rate. Republic Bancorp isn’t a terrible business, but it isn’t one of our picks. That said, the stock currently trades at 1.3× forward P/B (or $73.63 per share). This valuation multiple is fair, but we don’t have much faith in the company. We're fairly confident there are better investments elsewhere. Let us point you toward the most dominant software business in the world. Donald Trump’s April 2025 "Liberation Day" tariffs sent markets into a tailspin, but stocks have since rebounded strongly, proving that knee-jerk reactions often create the best buying opportunities. The smart money is already positioning for the next leg up. Don’t miss out on the recovery - check out our Top 6 Stocks for this week. This is a curated list of our High Quality stocks tha...