QCRH

QCRC

Nasdaq / Banks

At close

2026-07-23

Current thesis

The Q2 release indicates broad operating momentum: record GAAP EPS, loan growth, improved efficiency, stronger asset quality, wealth-management expansion, capital-markets recovery, and shareholder repurchases. The $102 median analyst target implies modest upside from the $96.29 anchor, although target coverage is sparse.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.2.

What can break

Downside risk increases if loan growth, margin expansion, efficiency gains, or asset-quality improvement fail to persist.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $102.00 · Bull $113.00 · Bear $87.00

Data freshness

Prices

As of 2026-07-23

Fundamentals

As of 2026-07-23 • Vendor: Data Vendor v1

Scores

As of 2026-07-23 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-23 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-23

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $102.00

Why

Momentum43 · Δ7d +14.9

Value57 · Δ7d +0.2

Sentiment55 · Δ7d -

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+14.9

Δ21d

-6.6

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.2

Δ21d

-0.2

Sentiment

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade C. Momentum 43.1 / Value 57.3 / Sentiment 54.6

Fundamentals (TTM)

As of 2026-07-23

Market Cap

$1.61B

Beta

0.82

Shares Out

16.51M

P/E (TTM)

11.7

P/S (TTM)

3.98

P/FCF (TTM)

6.93

Rev YoY

+6.9%

EPS YoY

+31.5%

Gross Margin

Op Margin

+36.8%

Net Debt

$565.83M

Current Ratio

0.04

As of 2026-07-23 • Updated nightlySource: Internal modelMethodology