B+
Bull case
25%
Probability
Target price
$118.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
QCRH
QCRCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$104.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$84.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-07-27
Recent news sentiment (30D)
+26.0
Positive
Company
-
Unavailable
Macro
+26.0
Positive
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+62.8
Score
AI commentary
The primary-source earnings release and transcript support constructive operating momentum, but the post-print signal is mixed: EPS beat expectations while revenue missed, and Reuters coverage described the initial share reaction as muted. The packet's July 24 anchor price was $100.15, but no clean source isolates the subsequent move's earnings attribution. Available analyst pages show pre-print rating actions and modest consensus upside, with no confirmed post-print revisions; confidence remains tentative. [#SEC-8K-2026-07-22] [#EARNINGS-TRANSCRIPT-2026Q2] [Reuters coverage](https://www.investing.com/news/transcripts/earnings-call-transcript-qcr-holdings-posts-q2-2026-profit-beat-revenue-miss-93CH-4809575)
RankAlpha Sentiment Codex - 2026-07-27
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-07-22eventQ2 EPS beat offset by revenue missMedium impact
Q2 diluted EPS was $2.19 versus a reported $1.91 forecast, while revenue was $97.34 million versus $104.1 million expected. Reuters coverage reported shares were little changed after the release, up 0.1% in initial trading. [#SEC-8K-2026-07-22] [#EARNINGS-TRANSCRIPT-2026Q2] [Reuters coverage](https://www.investing.com/news/transcripts/earnings-call-transcript-qcr-holdings-posts-q2-2026-profit-beat-revenue-miss-93CH-4809575)
2026-09-30catalystMargin and securitization headwindsMedium impact
NIM declined 3 basis points sequentially and fell below guidance, while Freddie Mac M-Series complexity produced a loss and higher transaction costs. Funding mix and lower loan-discount accretion remain near-term pressure points. [#EARNINGS-TRANSCRIPT-2026Q2]
2026-12-31catalystLoan growth and capital-light LIHTC executionHigh impact
Gross loan growth was 12% annualized excluding specified portfolios, while $443.6 million of LIHTC offtake transactions supported capital recycling and future share repurchases. [#SEC-8K-2026-07-22]
Recommendation
N/A
No formal recommendation provided.
As of 2026-07-27 • Updated nightlySource: Internal modelMethodology