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PLBC

Plumas BancorpB
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Record earnings, expanding net interest margin, strong deposit and loan growth, and acquisition-driven scale support a positive operating trajectory.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -0.8.
What can break
Acquisition-related expenses and core-deposit-intangible amortization may remain elevated.
Momentum
68
Value
56
Sentiment
66
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $66.33 · Bull $71.00 · Bear $55.00Analysis 2026-07-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-27 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-11

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $66.33
Why
Momentum68 · Δ7d +1.5
Value56 · Δ7d -0.0
Sentiment66 · Δ7d -0.8
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -0.8.

Contradictions & invalidation

  • • Acquisition-related expenses and core-deposit-intangible amortization may remain elevated.
  • • No consensus surprise, analyst revisions, or post-earnings price-reaction evidence is available; coverage is low.
  • • The earnings uplift is materially linked to the Cornerstone acquisition and purchased-loan discount amortization; rising nonperforming assets, higher expenses, and deposit-cost pressure could reduce sustainability.

Catalyst clock

2026-07-15

Record Q2 2026 earnings

Lead driver: Sentiment · See AI snapshot
Momentum
68
9% active weight
Current posture
7d trendImproving
Δ7d
+1.5
Δ21d
-9.1
Value
56
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
66
62% active weight
Current posture
7d trendFlat
Δ7d
-0.8
Δ21d
-1.4
Why this grade

Composite grade B. Momentum 68.1 / Value 56.3 / Sentiment 65.7

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-27. Scenario method

B+
Bull case
25%
Probability
Target price
$71.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$66.33
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$55.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$434.8M
Beta
0.61
Shares Out
6.96M
P/E (TTM)
10.4
P/S (TTM)
3.39
P/FCF (TTM)
20.39
Rev YoY
+44.0%
EPS YoY
+34.1%
Gross Margin
-
Op Margin
+34.4%
Net Debt
$67.28M
Current Ratio
0.10
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data